Overview / Commentary

Lincoln Maine Federal Credit Union is headquartered in LINCOLN and is the 38th largest credit union in the state of Maine. It is also the 2,047th largest credit union in the nation. It was established in 1966 and as of June of 2018, it had grown to 13 employees and 5,495 members at 3 locations. Lincoln Maine Federal Credit Union's CD rates are 3X the national average, and it has an A health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lincoln Maine Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #17362
Year Chartered1966
Primary Regulator
Profit Margin
Return on Assets - YTD1.41%
Return on Equity - YTD12.51%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$65.8MM$60.7MM
LoansQ2 2018vs Q2 2017$49.1MM$44.9MM
DepositsQ2 2018vs Q2 2017$58.0MM$53.8MM
Equity CapitalQ2 2018vs Q2 2017$7.4MM$6.6MM
Loan Loss AllowanceQ2 2018vs Q2 2017$119.00K$79.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$199.00K$243.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$25.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lincoln Maine Federal Credit Union Savings Account Rates

2.33%--IRA Shares
1.50%*$5$3kFuel Club
OTHER TIERS: 0.90% $3k+
1.50%*$10k*-Health Saving Account
OTHER TIERS: 1.15% $100 - $1.5k | 1.25% $1.5k - $5k | 1.35% $5k - $10k
1.50%*$10k*-Coverdell ESA
OTHER TIERS: 1.15% $100 - $1.5k | 1.25% $1.5k - $5k | 1.35% $5k - $10k
0.25%*$30k*-Savings Account
OTHER TIERS: 0.10% $25 - $1k | 0.15% $1k - $5k | 0.20% $5k - $30k
0.15%*$5k*-Club Accounts
OTHER TIERS: 0.10% $25 - $5k

Lincoln Maine Federal Credit Union Money Market Rates

0.84%$2.5k-Money Market

Lincoln Maine Federal Credit Union CD Rates

2.60%$100k-60 Month Jumbo CD
2.50%$500-60 Month CD
2.40%$100k-24 Month Jumbo CD
2.40%$100k-48 Month Jumbo CD
2.30%$500-24 Month CD
2.30%$500-48 Month CD
2.30%$100k-18 Month Jumbo CD
2.25%$500-18 Month CD
2.25%$100k-12 Month Jumbo CD
2.15%$500-12 Month CD
2.10%$100k-6 Month Jumbo CD
2.10%$100k-36 Month Jumbo CD
2.00%$500-6 Month CD
1.90%$500-36 Month CD
1.70%$100k-30 Month Jumbo CD
1.60%$500-30 Month CD
1.15%$100k-3 Month Jumbo CD
1.00%$500-3 Month CD
1.00%$100-12 Month Looney Toon CD
0.95%$100k-9 Month Jumbo CD
0.90%$500-9 Month CD

Lincoln Maine Federal Credit Union Locations
Branch Office2 Ledgeview DrWestbrook, ME 04092-3939
Branch Office171 W BROADWAYLINCOLN, ME 04457
Branch Office161 W BroadwayLincoln, ME 04457-4000

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