Lincoln Maine Federal Credit Union


Overview / Commentary
207-794-8623
171 W BROADWAY
LINCOLN, ME 04457

Lincoln Maine Federal Credit Union is headquartered in LINCOLN and is the 34th largest credit union in the state of Maine. It is also the 1,867th largest credit union in the nation. It was established in 1966 and as of March of 2021, it had grown to 15 employees and 5,914 members at 3 locations. Lincoln Maine Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Lincoln Maine Federal Credit Union is open to those who live, work, or worship in Penobscot County, Maine. Immediate family members of those eligible to join also qualify for membership.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lincoln Maine Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #17362
Year Chartered1966
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD1.44%
Return on Equity - YTD12.68%
Annual Interest Income$808.00K
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$93.4MM$76.0MM
LoansQ1 2021vs Q1 2020$62.7MM$56.0MM
DepositsQ1 2021vs Q1 2020$82.5MM$66.5MM
Equity CapitalQ1 2021vs Q1 2020$10.1MM$9.0MM
Loan Loss AllowanceQ1 2021vs Q1 2020$58.00K$67.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$151.00K$271.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Lincoln Maine Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lincoln Maine Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%--IRA Shares
1.50%*$5$3kFuel Club
OTHER TIERS: 0.90% $3k+
1.50%*$10k*-Health Saving Account
OTHER TIERS: 1.15% $100 - $1.5k | 1.25% $1.5k - $5k | 1.35% $5k - $10k
1.50%*$10k*-Coverdell ESA
OTHER TIERS: 1.15% $100 - $1.5k | 1.25% $1.5k - $5k | 1.35% $5k - $10k
1.50%*-$20kKasasa Saver
OTHER TIERS: 0.25% $20k+
0.25%*$30k*-Savings Account
OTHER TIERS: 0.10% $25 - $1k | 0.15% $1k - $5k | 0.20% $5k - $30k
0.15%*$5k*-Christmas Club Account
OTHER TIERS: 0.10% $25 - $5k
0.15%*$5k*-Taxes Club Account
OTHER TIERS: 0.10% $25 - $5k
0.15%*$5k*-Homeheating Club Account
OTHER TIERS: 0.10% $25 - $5k
0.15%*$5k*-Family Vacation Club Account
OTHER TIERS: 0.10% $25 - $5k

Lincoln Maine Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$2.5k-Money Market

Lincoln Maine Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$10kKasasa Cash Checking
OTHER TIERS: 0.25% $10k+
0.10%$500-Share Draft Account

Lincoln Maine Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$100k-60 Month Jumbo CD
0.85%$500-60 Month CD
0.75%$100k-48 Month Jumbo CD
0.70%$500-48 Month CD
0.70%$100k-36 Month Jumbo CD
0.65%$500-36 Month CD
0.65%$100k-30 Month Jumbo CD
0.60%$500-30 Month CD
0.60%$100k-24 Month Jumbo CD
0.55%$500-24 Month CD
0.50%$100k-18 Month Jumbo CD
0.45%$500-18 Month CD
0.40%$100k-12 Month Jumbo CD
0.35%$500-12 Month CD
0.35%$100-12 Month Looney Toon CD
0.35%$100k-9 Month Jumbo CD
0.30%$500-9 Month CD
0.30%$100k-6 Month Jumbo CD
0.25%$500-6 Month CD
0.20%$100k-3 Month Jumbo CD
0.15%$500-3 Month CD
Locations


Lincoln Maine Federal Credit Union Locations
Branch Office2 Ledgeview DrWestbrook, ME 04092-3939
Branch Office171 W BROADWAYLINCOLN, ME 04457
Branch Office161 W BroadwayLincoln, ME 04457-4000

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