Lincoln Maine Federal Credit Union

Overview / Commentary

www.lincolnmainefcu.com

207-794-8623

171 W BROADWAY
LINCOLN, ME 04457

Lincoln Maine Federal Credit Union is headquartered in LINCOLN and is the 30^th largest credit union in the state of Maine. It is also the 1,626^th largest credit union in the nation. It was established in 1966 and as of June of 2024, it had grown to 15 employees and 6,472 members at 3 locations. Lincoln Maine Federal Credit Union's money market rates are 8X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Lincoln Maine Federal Credit Union is open to those who live, work, or worship in Penobscot County, Maine. Immediate family members of those eligible to join also qualify for membership.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	17362
Year Chartered	1966
Employees	15
Primary Regulator

Profit Margin
Return on Assets - YTD	1.34%
Return on Equity - YTD	11.59%
Annual Interest Income	$3.2MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$125.1MM$118.1MM
Loans	Q2 2024vs Q2 2023	$95.1MM$83.5MM
Deposits	Q2 2024vs Q2 2023	$109.7MM$104.4MM
Equity Capital	Q2 2024vs Q2 2023	$14.2MM$12.7MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$207K$132K
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$327K$244K
Real Estate Owned	Q2 2024vs Q2 2023	$0$30K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Lincoln Maine Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lincoln Maine Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.08%	$0	-	IRA Shares
1.50%^*	$10k^*	-	Health Saving Account
OTHER TIERS: 1.15% → $100 - $1.5k \| 1.25% → $1.5k - $5k \| 1.35% → $5k - $10k
1.50%^*	$10k^*	-	Coverdell ESA
OTHER TIERS: 1.15% → $100 - $1.5k \| 1.25% → $1.5k - $5k \| 1.35% → $5k - $10k
1.50%^*	$0	$20k	Kasasa Saver
OTHER TIERS: 0.25% → $20k+
1.00%^*	$5	$3k	Fuel Club
OTHER TIERS: 0.50% → $3k+
0.25%^*	$30k^*	-	Savings Account
OTHER TIERS: 0.10% → $25 - $1k \| 0.15% → $1k - $5k \| 0.20% → $5k - $30k
0.15%^*	$5k^*	-	Christmas Club Account
OTHER TIERS: 0.10% → $25 - $5k
0.15%^*	$5k^*	-	Taxes Club Account
OTHER TIERS: 0.10% → $25 - $5k
0.15%^*	$5k^*	-	Homeheating Club Account
OTHER TIERS: 0.10% → $25 - $5k
0.15%^*	$5k^*	-	Family Vacation Club Account
OTHER TIERS: 0.10% → $25 - $5k

Lincoln Maine Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.30%^*	$75k^*	-	Money Market
OTHER TIERS: 2.79% → $2.5k - $20k \| 3.04% → $20k - $75k

Lincoln Maine Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%^*	$0	$10k	Kasasa Cash Checking
OTHER TIERS: 0.50% → $10k+
0.10%	$500	-	Share Draft Account

Lincoln Maine Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
5.34%	$100k	-	3 Month Jumbo CD
5.34%	$100k	-	6 Month Jumbo CD
5.34%	$100k	-	9 Month Jumbo CD
5.34%	$100k	-	12 Month Jumbo CD
5.29%	$500	-	3 Month CD
5.29%	$500	-	6 Month CD
5.29%	$500	-	9 Month CD
5.29%	$500	-	12 Month CD
5.29%	$100	-	12 Month Looney Toon CD
5.18%	$100k	-	18 Month Jumbo CD
5.13%	$500	-	18 Month CD
5.02%	$100k	-	24 Month Jumbo CD
4.97%	$500	-	24 Month CD
4.39%	$100k	-	36 Month Jumbo CD
4.34%	$500	-	36 Month CD
4.13%	$100k	-	48 Month Jumbo CD
4.13%	$100k	-	60 Month Jumbo CD
4.08%	$500	-	48 Month CD
4.08%	$500	-	60 Month CD

Locations

Lincoln Maine Federal Credit Union Locations
Branch Office	2 Ledgeview Dr	Westbrook, ME 04092-3939
Branch Office	171 W BROADWAY	LINCOLN, ME 04457
Branch Office	161 W Broadway	Lincoln, ME 04457-4000

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.