Lincoln Maine Federal Credit Union


Overview / Commentary
207-794-8623
171 W BROADWAY
LINCOLN, ME 04457

Lincoln Maine Federal Credit Union is headquartered in LINCOLN and is the 35th largest credit union in the state of Maine. It is also the 1,995th largest credit union in the nation. It was established in 1966 and as of June of 2019, it had grown to 15 employees and 5,640 members at 3 locations. Lincoln Maine Federal Credit Union's savings rates are 3X the national average, and it has a B+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lincoln Maine Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #17362
Year Chartered1966
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD1.41%
Return on Equity - YTD11.81%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$69.6MM$65.8MM
LoansQ2 2019vs Q2 2018$53.7MM$49.1MM
DepositsQ2 2019vs Q2 2018$60.7MM$58.0MM
Equity CapitalQ2 2019vs Q2 2018$8.3MM$7.4MM
Loan Loss AllowanceQ2 2019vs Q2 2018$117.00K$119.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$298.00K$199.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Lincoln Maine Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lincoln Maine Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%--IRA Shares
1.50%*$5$3kFuel Club
OTHER TIERS: 0.90% $3k+
1.50%*$10k*-Health Saving Account
OTHER TIERS: 1.15% $100 - $1.5k | 1.25% $1.5k - $5k | 1.35% $5k - $10k
1.50%*$10k*-Coverdell ESA
OTHER TIERS: 1.15% $100 - $1.5k | 1.25% $1.5k - $5k | 1.35% $5k - $10k
1.50%*-$20kKasasa Saver
OTHER TIERS: 0.46% $20k+
0.25%*$30k*-Savings Account
OTHER TIERS: 0.10% $25 - $1k | 0.15% $1k - $5k | 0.20% $5k - $30k
0.15%*$5k*-Christmas Club Account
OTHER TIERS: 0.10% $25 - $5k
0.15%*$5k*-Taxes Club Account
OTHER TIERS: 0.10% $25 - $5k
0.15%*$5k*-Homeheating Club Account
OTHER TIERS: 0.10% $25 - $5k
0.15%*$5k*-Family Vacation Club Account
OTHER TIERS: 0.10% $25 - $5k

Lincoln Maine Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%$2.5k-Money Market

Lincoln Maine Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$10kKasasa Cash
OTHER TIERS: 0.50% $10k+
0.10%$500-Share Draft Account

Lincoln Maine Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.10%$100k-60 Month Jumbo CD
3.00%$500-60 Month CD
2.90%$100k-48 Month Jumbo CD
2.80%$500-48 Month CD
2.70%$100k-36 Month Jumbo CD
2.60%$500-36 Month CD
2.50%$100k-24 Month Jumbo CD
2.40%$500-24 Month CD
2.30%$100k-18 Month Jumbo CD
2.30%$100k-30 Month Jumbo CD
2.25%$500-18 Month CD
2.20%$500-30 Month CD
2.20%$100k-12 Month Jumbo CD
2.10%$500-12 Month CD
2.10%$100-12 Month Looney Toon CD
2.10%$100k-9 Month Jumbo CD
2.00%$500-9 Month CD
1.80%$500-6 Month CD
1.80%$100k-6 Month Jumbo CD
1.15%$100k-3 Month Jumbo CD
1.00%$500-3 Month CD
Locations


Lincoln Maine Federal Credit Union Locations
Branch Office2 Ledgeview DrWestbrook, ME 04092-3939
Branch Office171 W BROADWAYLINCOLN, ME 04457
Branch Office161 W BroadwayLincoln, ME 04457-4000

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.