Lincoln Maine Federal Credit Union

Overview / Commentary

www.lincolnmainefcu.com

207-794-8623

171 W BROADWAY
LINCOLN, ME 04457

Lincoln Maine Federal Credit Union is headquartered in LINCOLN and is the 36^th largest credit union in the state of Maine. It is also the 2,005^th largest credit union in the nation. It was established in 1966 and as of March of 2019, it had grown to 14 employees and 5,592 members at 3 locations. Lincoln Maine Federal Credit Union's savings rates are 3X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q1 2019

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lincoln Maine Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	17362
Year Chartered	1966
Employees	14
Primary Regulator

Profit Margin
Return on Assets - YTD	1.41%
Return on Equity - YTD	11.8%
Annual Interest Income	$694.00K

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$69.1MM$65.6MM
Loans	Q1 2019vs Q1 2018	$52.0MM$47.3MM
Deposits	Q1 2019vs Q1 2018	$60.5MM$58.1MM
Equity Capital	Q1 2019vs Q1 2018	$8.0MM$7.2MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$120.00K$109.00K
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$553.00K$259.00K
Real Estate Owned	Q1 2019vs Q1 2018	$0$0

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lincoln Maine Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.75%	-	-	IRA Shares
1.50%^*	$5	$3k	Fuel Club
OTHER TIERS: 0.90% → $3k+
1.50%^*	$10k^*	-	Health Saving Account
OTHER TIERS: 1.15% → $100 - $1.5k \| 1.25% → $1.5k - $5k \| 1.35% → $5k - $10k
1.50%^*	$10k^*	-	Coverdell ESA
OTHER TIERS: 1.15% → $100 - $1.5k \| 1.25% → $1.5k - $5k \| 1.35% → $5k - $10k
0.25%^*	$30k^*	-	Savings Account
OTHER TIERS: 0.10% → $25 - $1k \| 0.15% → $1k - $5k \| 0.20% → $5k - $30k
0.15%^*	$5k^*	-	Christmas Club Account
OTHER TIERS: 0.10% → $25 - $5k
0.15%^*	$5k^*	-	Taxes Club Account
OTHER TIERS: 0.10% → $25 - $5k
0.15%^*	$5k^*	-	Homeheating Club Account
OTHER TIERS: 0.10% → $25 - $5k
0.15%^*	$5k^*	-	Family Vacation Club Account
OTHER TIERS: 0.10% → $25 - $5k

Lincoln Maine Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.10%	$2.5k	-	Money Market

Lincoln Maine Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$500	-	Share Draft Account

Lincoln Maine Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.10%	$100k	-	60 Month Jumbo CD
3.00%	$500	-	60 Month CD
2.90%	$100k	-	48 Month Jumbo CD
2.80%	$500	-	48 Month CD
2.70%	$100k	-	36 Month Jumbo CD
2.60%	$500	-	36 Month CD
2.50%	$100k	-	24 Month Jumbo CD
2.40%	$500	-	24 Month CD
2.30%	$100k	-	18 Month Jumbo CD
2.30%	$100k	-	30 Month Jumbo CD
2.25%	$500	-	18 Month CD
2.20%	$500	-	30 Month CD
2.20%	$100k	-	12 Month Jumbo CD
2.10%	$500	-	12 Month CD
2.10%	$100	-	12 Month Looney Toon CD
2.10%	$100k	-	9 Month Jumbo CD
2.00%	$500	-	9 Month CD
1.80%	$500	-	6 Month CD
1.80%	$100k	-	6 Month Jumbo CD
1.15%	$100k	-	3 Month Jumbo CD
1.00%	$500	-	3 Month CD

Locations

Lincoln Maine Federal Credit Union Locations
Branch Office	2 Ledgeview Dr	Westbrook, ME 04092-3939
Branch Office	171 W BROADWAY	LINCOLN, ME 04457
Branch Office	161 W Broadway	Lincoln, ME 04457-4000

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