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LM Federal Credit Union

Overview / Commentary
101 Chesapeake Park Plz
Baltimore, MD 21220

LM Federal Credit Union is headquartered in BALTIMORE and is the 44th largest credit union in the state of Maryland. It is also the 2,561st largest credit union in the nation. It was established in 1949 and as of March of 2019, it had grown to 8 employees and 3,586 members at 1 location. LM Federal Credit Union's money market rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Employees of Lockheed Martin groups in the eastern United States, Middle River Aircraft Systems in Baltimore or employees, active duty or reserves of Warfield Air National Guard Base are eligible for membership.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. LM Federal Credit Union has a low asset base.

Health Grade Components

NCUA #6039
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD6.91%
Annual Interest Income$347.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$40.2MM$39.5MM
LoansQ1 2019vs Q1 2018$28.6MM$27.9MM
DepositsQ1 2019vs Q1 2018$36.4MM$35.9MM
Equity CapitalQ1 2019vs Q1 2018$3.6MM$3.4MM
Loan Loss AllowanceQ1 2019vs Q1 2018$53.00K$46.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$20.00K$154.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

LM Federal Credit Union Savings Account Rates

0.55%$100-IRA Shares (Savings)
0.50%$100-Primary Share (Savings) Accounts
0.50%$100-Secondary Share (Savings) Accounts
0.50%$100-Holiday Club Account
0.50%$100-Summer Club Account

LM Federal Credit Union Money Market Rates

1.35%*$200k*-Money Market Plus
OTHER TIERS: 0.95% $25k - $50k | 1.00% $50k - $100k | 1.15% $100k - $200k
1.35%*$200k*-IRA Money Market Plus Shares
OTHER TIERS: 0.95% $25k - $50k | 1.00% $50k - $100k | 1.15% $100k - $200k
0.85%*$100k*-Money Market Shares
OTHER TIERS: 0.70% $2.5k - $10k | 0.75% $10k - $50k | 0.80% $50k - $100k
0.85%*$100k*-IRA Money Market Shares
OTHER TIERS: 0.70% $2.5k - $10k | 0.75% $10k - $50k | 0.80% $50k - $100k

LM Federal Credit Union Checking Account Rates

0.25%$100-Interest Checking

LM Federal Credit Union CD Rates

2.75%$25k-36-48 Month Jumbo Share Certificate
2.60%$25k-24-35 Month Jumbo Share Certificate
2.50%$500-36-48 Month Share Certificate
2.40%$25k-18-23 Month Jumbo Share Certificate
2.35%$500-24-35 Month Share Certificate
2.35%$25k-12-17 Month Jumbo Share Certificate
2.15%$500-18-23 Month Share Certificate
2.10%$500-12-17 Month Share Certificate
1.55%$25k-6-11 Month Jumbo Share Certificate
1.30%$500-6-11 Month Share Certificate
0.60%$25k-3-5 Month Jumbo Share Certificate
0.50%$1k-3-5 Month Share Certificate

LM Federal Credit Union IRA Rates

2.80%$25k-36-48 Month Jumbo IRA Certificate
2.65%$25k-24-35 Month Jumbo IRA Certificate
2.55%$500-36-48 Month IRA Certificate
2.45%$25k-18-23 Month Jumbo IRA Certificate
2.40%$25k-12-17 Month Jumbo IRA Certificate
2.40%$500-24-35 Month IRA Certificate
2.20%$500-18-23 Month IRA Certificate
2.15%$500-12-17 Month IRA Certificate
1.60%$25k-6-11 Month Jumbo IRA Certificate
1.35%$500-6-11 Month IRA Certificate
0.65%$25k-3-5 Month Jumbo IRA Certificate
0.55%$1k-3-5 Month IRA Certificate

LM Federal Credit Union Locations

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