Overview / Commentary
3421 Review Avenue
Long Island City, NY 11101

Local 804 Federal Credit Union is headquartered in Long Island City and is the 190th largest credit union in the state of New York. It is also the 3,544th largest credit union in the nation. It was established in 1978 and as of December of 2018, it had grown to 4 employees and 2,661 members at 1 location. Local 804 Federal Credit Union has a B health rating.

Field of Membership Restrictions

Must be a Local 804 IBT member.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Local 804 Federal Credit Union has a low asset base.

Health Grade Components

NCUA #23144
Year Chartered1978
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD2.11%
Annual Interest Income$752.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$16.6MM$18.1MM
LoansQ4 2018vs Q4 2017$9.7MM$9.0MM
DepositsQ4 2018vs Q4 2017$11.9MM$13.5MM
Equity CapitalQ4 2018vs Q4 2017$4.7MM$4.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$39.00K$60.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$36.00K$209.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Local 804 Federal Credit Union CD Rates

1.51%$10k-36 Month CD
1.36%$10k-18 Month CD

Local 804 Federal Credit Union Locations
Branch Office3421 Review AveLong Island City, NY 11101-3241

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