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Overview / Commentary
718-786-4205
3421 Review Avenue
Long Island City, NY 11101

Local 804 Federal Credit Union is headquartered in Long Island City and is the 191st largest credit union in the state of New York. It is also the 3,508th largest credit union in the nation. It was established in 1978 and as of December of 2017, it had grown to 4 employees and 2,694 members at 1 location. Local 804 Federal Credit Union has a B health rating.

Field of Membership Restrictions

Must be a Local 804 IBT member.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Local 804 Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #23144
Year Chartered1978
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD-0.39%
Return on Equity - YTD-1.51%
Annual Interest Income$603.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$18.1MM$20.2MM
LoansQ4 2017vs Q4 2016$9.0MM$7.1MM
DepositsQ4 2017vs Q4 2016$13.5MM$15.5MM
Equity CapitalQ4 2017vs Q4 2016$4.6MM$4.7MM
Loan Loss AllowanceQ4 2017vs Q4 2016$60.00K$67.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$209.00K$601.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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Local 804 Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$10k-36 Month CD
1.36%$10k-18 Month CD
Locations


Local 804 Federal Credit Union Locations
Branch Office3421 Review AveLong Island City, NY 11101-3241

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