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Overview / Commentary
3421 Review Avenue
Long Island City, NY 11101

Local 804 Federal Credit Union is headquartered in Long Island City and is the 188th largest credit union in the state of New York. It is also the 3,536th largest credit union in the nation. It was established in 1978 and as of September of 2017, it had grown to 4 employees and 2,700 members at 1 location. Local 804 Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Must be a Local 804 IBT member.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Local 804 Federal Credit Union has a low asset base.

Health Grade Components

NCUA #23144
Year Chartered1978
Primary Regulator
Profit Margin
Return on Assets - YTD-0.57%
Return on Equity - YTD-2.31%
Annual Interest Income$437.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$18.2MM$20.8MM
LoansQ3 2017vs Q3 2016$8.5MM$6.4MM
DepositsQ3 2017vs Q3 2016$13.5MM$15.9MM
Equity CapitalQ3 2017vs Q3 2016$4.6MM$4.8MM
Loan Loss AllowanceQ3 2017vs Q3 2016$71.00K$69.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$233.00K$1.2MM
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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Local 804 Federal Credit Union CD Rates

1.51%$10k-36 Month CD
1.36%$10k-18 Month CD

Local 804 Federal Credit Union Locations
Branch Office3421 Review AveLong Island City, NY 11101-3241