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Overview / Commentary
3421 Review Avenue
Long Island City, NY 11101

Local 804 Federal Credit Union is headquartered in Long Island City and is the 184th largest credit union in the state of New York. It is also the 3,480th largest credit union in the nation. It was established in 1978 and as of June of 2017, it had grown to 5 employees and 2,707 members at 1 location. Local 804 Federal Credit Union has a B health rating.

Field of Membership Restrictions

Must be a Local 804 IBT member.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Local 804 Federal Credit Union has a low asset base.

Health Grade Components

NCUA #23144
Year Chartered1978
Primary Regulator
Profit Margin
Return on Assets - YTD-0.83%
Return on Equity - YTD-3.5%
Annual Interest Income$276.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$19.3MM$21.3MM
LoansQ2 2017vs Q2 2016$7.9MM$6.2MM
DepositsQ2 2017vs Q2 2016$14.7MM$16.2MM
Equity CapitalQ2 2017vs Q2 2016$4.6MM$4.9MM
Loan Loss AllowanceQ2 2017vs Q2 2016$69.00K$72.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$228.00K$664.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
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Local 804 Federal Credit Union CD Rates

1.51%$10k-36 Month CD
1.36%$10k-18 Month CD

Local 804 Federal Credit Union Locations
Branch Office3421 Review AveLong Island City, NY 11101-3241