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Overview / Commentary
205A Tennessee Ave
Charleston, WV 25302

Local No. 317 I.A.F.F. Credit Union is headquartered in Charleston and is the 62nd largest credit union in the state of West Virginia. It is also the 4,374th largest credit union in the nation. It was established in 1939 and as of December of 2017, it had grown to 351 members at 1 location. Local No. 317 I.A.F.F. Credit Union has a B health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Local No. 317 I.A.F.F. Credit Union has a very low asset base.

Health Grade Components

NCUA #68113
Year Chartered1939
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD1.75%
Annual Interest Income$274.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$7.8MM$7.5MM
LoansQ4 2017vs Q4 2016$3.4MM$3.2MM
DepositsQ4 2017vs Q4 2016$7.1MM$6.8MM
Equity CapitalQ4 2017vs Q4 2016$628.00K$615.00K
Loan Loss AllowanceQ4 2017vs Q4 2016$105.00K$105.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$0$12.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0

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Local No. 317 I.A.F.F. Credit Union Locations
Branch Office205A Tennessee AveCharleston, WV 25302-2370

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