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Overview / Commentary
300 Morris St
Charleston, WV 25301-1808

Local No. 317 I.A.F.F. Credit Union is headquartered in Charleston and is the 64th largest credit union in the state of West Virginia. It is also the 4,605th largest credit union in the nation. It was established in 1939 and as of June of 2016, it had grown to 355 members at 1 location. Local No. 317 I.A.F.F. Credit Union has a B health rating.

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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Local No. 317 I.A.F.F. Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #68113
Year Chartered1939
Employees0
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD3.32%
Annual Interest Income$118.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$7.3MM$7.0MM
LoansQ2 2016vs Q2 2015$2.9MM$3.1MM
DepositsQ2 2016vs Q2 2015$6.6MM$6.4MM
Equity CapitalQ2 2016vs Q2 2015$603.00K$587.00K
Loan Loss AllowanceQ2 2016vs Q2 2015$90.00K$75.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$13.00K$16.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates

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Locations


Local No. 317 I.A.F.F. Credit Union Locations
Branch Office300 Morris StCharleston, WV 25301-1808