Overview / Commentary
1228 Central Pkwy Ste 302
Cincinnati, OH 45202

Local Union 392 Federal Credit Union is headquartered in Cincinnati and is the 178th largest credit union in the state of Ohio. It is also the 3,871st largest credit union in the nation. It was established in 1982 and as of September of 2018, it had grown to 4 employees and 2,990 members at 1 location. Local Union 392 Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to members of Plumbers, Pipe Fitters and M.E.S. Local Union No. 392, and employees of the Joint Apprenticeship Training Center or Pl, Pf, & M.E.S. Local Union No. 392 Fringe Benefit Funds.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Local Union 392 Federal Credit Union has a low asset base.

Health Grade Components

NCUA #24373
Year Chartered1982
Primary Regulator
Profit Margin
Return on Assets - YTD2.1%
Return on Equity - YTD12.98%
Annual Interest Income$418.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$12.3MM$12.1MM
LoansQ3 2018vs Q3 2017$9.9MM$8.8MM
DepositsQ3 2018vs Q3 2017$10.2MM$10.4MM
Equity CapitalQ3 2018vs Q3 2017$2.0MM$1.7MM
Loan Loss AllowanceQ3 2018vs Q3 2017$87.00K$156.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$114.00K$104.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Local Union 392 Federal Credit Union Savings Account Rates

0.35%*$50k*-Share (Savings) Accounts
OTHER TIERS: 0.20% $500 - $10k | 0.25% $10k - $50k

Local Union 392 Federal Credit Union Checking Account Rates

0.25%$200-Share Draft (Checking) Accounts

Local Union 392 Federal Credit Union CD Rates

1.61%$500-60 Months Share Certificate
1.31%$500-48 Months Share Certificate
1.10%$500-36 Months Share Certificate
0.90%$500-24 Months Share Certificate
0.70%$500-12 Months Share Certificate

Local Union 392 Federal Credit Union Locations
Branch Office1228 Central Pkwy Ste 302Cincinnati, OH 45202

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