Featured Savings Rates
Featured Accounts

Local Union 392 Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.46%5-year CD60 Months Share Certificate
0.50%1-year CD12 Months Share Certificate
0.35%SavingsShare (Savings) Accounts

Overview / Commentary
513-621-4600
1228 Central Pkwy Ste 108
Cincinnati, OH 45202

Local Union 392 Federal Credit Union is headquartered in Cincinnati and is the 195th largest credit union in the state of Ohio. It is also the 4,157th largest credit union in the nation. It was established in 1982 and as of June of 2016, it had grown to 3 employees and 2,276 members at 1 location. Local Union 392 Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to members of Plumbers, Pipe Fitters and M.E.S. Local Union No. 392, and employees of the Joint Apprenticeship Training Center or Pl, Pf, & M.E.S. Local Union No. 392 Fringe Benefit Funds.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Local Union 392 Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #24373
Year Chartered1982
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-0.07%
Return on Equity - YTD-0.47%
Annual Interest Income$239.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$10.8MM$10.2MM
LoansQ2 2016vs Q2 2015$7.9MM$7.3MM
DepositsQ2 2016vs Q2 2015$9.1MM$8.5MM
Equity CapitalQ2 2016vs Q2 2015$1.7MM$1.7MM
Loan Loss AllowanceQ2 2016vs Q2 2015$95.00K$60.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$59.00K$226.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Local Union 392 Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$50k*-Share (Savings) Accounts
OTHER TIERS: 0.20% $500 - $10k | 0.25% $10k - $50k

Local Union 392 Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$200-Share Draft (Checking) Accounts

Local Union 392 Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.46%$500-60 Months Share Certificate
1.10%$500-48 Months Share Certificate
0.90%$500-36 Months Share Certificate
0.70%$500-24 Months Share Certificate
0.50%$500-12 Months Share Certificate
Locations


Local Union 392 Federal Credit Union Locations
Branch Office1228 Central Pkwy Ste 108Cincinnati, OH 45202