Overview / Commentary
513-621-4600
1228 Central Pkwy Ste 302
Cincinnati, OH 45202

Local Union 392 Federal Credit Union is headquartered in Cincinnati and is the 183rd largest credit union in the state of Ohio. It is also the 3,916th largest credit union in the nation. It was established in 1982 and as of June of 2018, it had grown to 3 employees and 2,937 members at 1 location. Local Union 392 Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to members of Plumbers, Pipe Fitters and M.E.S. Local Union No. 392, and employees of the Joint Apprenticeship Training Center or Pl, Pf, & M.E.S. Local Union No. 392 Fringe Benefit Funds.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Local Union 392 Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #24373
Year Chartered1982
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD1.97%
Return on Equity - YTD12.53%
Annual Interest Income$274.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$12.1MM$11.8MM
LoansQ2 2018vs Q2 2017$9.7MM$8.5MM
DepositsQ2 2018vs Q2 2017$10.2MM$10.1MM
Equity CapitalQ2 2018vs Q2 2017$1.9MM$1.6MM
Loan Loss AllowanceQ2 2018vs Q2 2017$90.00K$181.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$117.00K$51.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Local Union 392 Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$50k*-Share (Savings) Accounts
OTHER TIERS: 0.20% $500 - $10k | 0.25% $10k - $50k

Local Union 392 Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$200-Share Draft (Checking) Accounts

Local Union 392 Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$500-60 Months Share Certificate
1.21%$500-48 Months Share Certificate
1.00%$500-36 Months Share Certificate
0.80%$500-24 Months Share Certificate
0.60%$500-12 Months Share Certificate
Locations


Local Union 392 Federal Credit Union Locations
Branch Office1228 Central Pkwy Ste 302Cincinnati, OH 45202

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