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Peach State Federal Credit Union


Overview / Commentary
www.peachstatefcu.org
678-889-4328
1505 Lakes Pkwy Ste 100
Lawrenceville, GA 30043

Peach State Federal Credit Union is headquartered in Lawrenceville and is the 8th largest credit union in the state of Georgia. It is also the 457th largest credit union in the nation. It was established in 1961 and as of December of 2023, it had grown to 241 employees and 69,975 members at 27 locations. Peach State Federal Credit Union's money market rates are 8X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Peach State Federal Credit Union is open to those who live, work, worship, or attend school in the Georgia counties of Chattooga, Clarke, Habersham, Richmond, or Aiken County, South Carolina. Employees of many Select Employer Groups and Boards of Education also qualify.
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Health
B+

Data as of Q4 2023

Learn why bank health matters

Health Grade Components

Overall
NCUA #14676
Year Chartered1961
Employees241
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD12.22%
Annual Interest Income$43.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$963.3MM$890.9MM
LoansQ4 2023vs Q4 2022$738.8MM$640.3MM
DepositsQ4 2023vs Q4 2022$808.5MM$789.6MM
Equity CapitalQ4 2023vs Q4 2022$76.5MM$65.1MM
Loan Loss AllowanceQ4 2023vs Q4 2022$4.8MM$3.3MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$7MM$2.7MM
Real Estate OwnedQ4 2023vs Q4 2022$211K$246K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Peach State Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%--IRA Club Account
0.30%$100-Share Account
0.30%--Christmas Club Account
0.30%--Vacation Club Account
0.30%--Other Club Account
0.30%--Student Club Account
0.15%$100-Business Savings Account

Peach State Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$100k*-Money Market Account
OTHER TIERS: 1.00% → Up to $10k | 1.75% → $10k - $25k | 2.50% → $25k - $100k
0.50%*$100k*-Business Money Market Account
OTHER TIERS: 0.30% → Up to $10k | 0.35% → $10k - $25k | 0.40% → $25k - $100k

Peach State Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--Premium Draft Account
0.30%$5k-Business Advantage/Business Select

Peach State Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.15%$10k-1 Year Loyalty Plus Share Certificate
5.00%$1k-1 Year Share Certificate
4.90%$2.5k-1 Year Freedom Share Certificate
4.55%$10k-2 Year Loyalty Plus Share Certificate
4.40%$1k-2 Year Share Certificate
4.25%$10k-3 Year Loyalty Plus Share Certificate
4.05%$1k-3 Year Share Certificate
4.05%$10k-5 Year Loyalty Plus Share Certificate
4.00%$10k-4 Year Loyalty Plus Share Certificate
3.80%$1k-4 Year Share Certificate
3.80%$1k-5 Year Share Certificate
3.50%$1k-6 Month Share Certificate

Peach State Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.15%$1k-1 Year Advantage IRA Share Certificate
5.00%$1k-1 Year IRA Share Certificate
4.40%$1k-2 Year IRA Share Certificate
4.05%$1k-5 Year Advantage IRA Share Certificate
4.05%$1k-3 Year IRA Share Certificate
3.80%$1k-4 Year IRA Share Certificate
3.80%$1k-5 Year IRA Share Certificate
3.50%$1k-6 Month IRA Share Certificate
Locations

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