PeoplesChoice Credit Union is headquartered in Saco and is the 12th largest credit union in the state of Maine. It is also the 907th largest credit union in the nation. It was established in 1963 and as of December of 2023, it had grown to 62 employees and 20,637 members at 4 locations. PeoplesChoice Credit Union's CD rates are 4X the national average, and it has a B health rating.
PeoplesChoice Credit Union is open to anyone who lives, works, or goes to school in York or Cumberland County, Maine.
See current membership details
I’ve been banking here since I was 14 and up until a few months ago I’ve never had any issue. Brenda who works in the fraud department has some sort of immature vendetta because she doesn’t like to do her due diligence or her job correctly and uses her authority to belittle and talk down to clients. Ive never worked with someone so incompetent and rude. She likes to make up her own narratives in her head without again doing her due diligence. Bank anywhere else honestly. Brenda alone is enough of a reason for me to switch CU’s. Not worth the condescending attitude when there are way better people to give your money to.
I had been a member of PeoplesChoice CU since I was a kid. They used to be good to deal with but not anylonger. The CEO operates the credit union like a bank and just plain sucks! They operate more like a bank and I feel like a number. They are rude and I wouldnt recommend anyone join and do business with them.
Overall | |
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NCUA # | 68442 |
Year Chartered | 1963 |
Employees | 62 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.55% |
Return on Equity - YTD | 10.75% |
Annual Interest Income | $15.9MM |
Assets and Liabilities | ||
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Assets | Q4 2023vs Q4 2022 | $356.3MM$320.5MM |
Loans | Q4 2023vs Q4 2022 | $268.1MM$226.2MM |
Deposits | Q4 2023vs Q4 2022 | $328MM$300.4MM |
Equity Capital | Q4 2023vs Q4 2022 | $17.8MM$15MM |
Loan Loss Allowance | Q4 2023vs Q4 2022 | $1.5MM$1.1MM |
Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $2.2MM$1.6MM |
Real Estate Owned | Q4 2023vs Q4 2022 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
PeoplesChoice Credit Union Locations | ||
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Branch Office | 39 Country Club Rd | Sanford, ME 04073-5201 |
Branch Office | 23 Industrial Park Rd | Saco, ME 04072-1804 |
Branch Office | 774 Post Rd Route 1 | Wells, ME 04090-4104 |
Branch Office | 369 Elm St | Biddeford, ME 04005-3023 |