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Overview / Commentary
814-825-6763
1286 E 38th St
Erie, PA 16504-3039

Locomotive & Control Employees FCU is headquartered in Erie and is the 187th largest credit union in the state of Pennsylvania. It is also the 3,547th largest credit union in the nation. It was established in 1936 and as of December of 2016, it had grown to 3 employees and 1,407 members at 1 location. Locomotive & Control Employees FCU has a B health rating.

Field of Membership Restrictions

Membership is open to employees of General Electric Company, Presque Isle Rehabilitation & Nursing, Erie Cotton Products, and Dusckas, Dusckas-Martin and Edward J. Garr funeral homes.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Locomotive & Control Employees FCU has a low asset base.

Health Grade Components

Overall
NCUA #1111
Year Chartered1936
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD1.81%
Annual Interest Income$411.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$18.2MM$18.1MM
LoansQ4 2016vs Q4 2015$5.1MM$5.4MM
DepositsQ4 2016vs Q4 2015$14.6MM$14.6MM
Equity CapitalQ4 2016vs Q4 2015$3.5MM$3.5MM
Loan Loss AllowanceQ4 2016vs Q4 2015$45.00K$28.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$124.00K$205.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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Locomotive & Control Employees FCU Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%--IRA
0.65%--Roth IRA
0.15%$25-Regular Shares
0.15%--Christmas Club
0.15%--Vacation Club

Locomotive & Control Employees FCU CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$1k-12 Month CD
0.40%$1k-6 Month CD
Locations


Locomotive & Control Employees FCU Locations
Branch Office1286 E 38th StErie, PA 16504-3039