Featured Savings Rates
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Louisiana Central Credit Union

Popular Accounts at this Credit Union

0.75%1-year CD12 Month Time Share Certificate
0.20%SavingsShare Savings Account
1.00%2-year CD24 Month Time Share Certificate

Overview / Commentary
824 Elmwood Park Blvd Ste 100
Harahan, LA 70123-3332

Louisiana Central Credit Union is headquartered in Harahan and is the 87th largest credit union in the state of Louisiana. It is also the 3,771st largest credit union in the nation. It was established in 1942 and as of December of 2017, it had grown to 7 employees and 3,484 members at 1 location. Louisiana Central Credit Union has a C health rating.

Field of Membership Restrictions

Membership is open to residents of Jefferson Parish, Louisiana and to employees or federal employees and employees of government agencies supervising the Louisiana Credit Union League.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Louisiana Central Credit Union has a low asset base.

Health Grade Components

NCUA #61724
Year Chartered1942
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD7.54%
Annual Interest Income$687.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$14.0MM$13.1MM
LoansQ4 2017vs Q4 2016$10.4MM$8.0MM
DepositsQ4 2017vs Q4 2016$12.1MM$11.8MM
Equity CapitalQ4 2017vs Q4 2016$1.0MM$970.00K
Loan Loss AllowanceQ4 2017vs Q4 2016$119.00K$101.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$363.00K$254.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Louisiana Central Credit Union Savings Account Rates

0.40%*$5k*-Christmas Club Account
OTHER TIERS: 0.25% $100 - $1k | 0.30% $1k - $5k
0.40%*$5k*-Vacation Club Account
OTHER TIERS: 0.25% $100 - $1k | 0.30% $1k - $5k
0.20%*$25k*-Share Savings Account
OTHER TIERS: 0.10% $100 - $5k | 0.15% $5k - $25k

Louisiana Central Credit Union Checking Account Rates

0.15%*$10k*-Share Draft Checking Account
OTHER TIERS: 0.10% $100 - $10k

Louisiana Central Credit Union CD Rates

1.00%$1k-24 Month Time Share Certificate
0.75%$1k-12 Month Time Share Certificate
0.50%$1k-6 Month Time Share Certificate

Louisiana Central Credit Union Locations
Branch Office824 Elmwood Park Blvd Ste 100Harahan, LA 70123-3332