Featured Savings Rates
Featured Accounts

Louisiana Central Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.75%1-year CD12 Month Time Share Certificate
0.20%SavingsShare Savings Account
1.00%2-year CD24 Month Time Share Certificate

Overview / Commentary
800-557-0056
824 Elmwood Park Blvd Ste 100
Harahan, LA 70123-3332

Louisiana Central Credit Union is headquartered in Harahan and is the 93rd largest credit union in the state of Louisiana. It is also the 3,907th largest credit union in the nation. It was established in 1942 and as of June of 2016, it had grown to 6 employees and 3,238 members at 1 location. Louisiana Central Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to residents of Jefferson Parish, Louisiana and to employees or federal employees and employees of government agencies supervising the Louisiana Credit Union League.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Louisiana Central Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #61724
Year Chartered1942
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD-0.42%
Return on Equity - YTD-6%
Annual Interest Income$322.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$13.4MM$12.8MM
LoansQ2 2016vs Q2 2015$7.8MM$6.9MM
DepositsQ2 2016vs Q2 2015$12.2MM$11.9MM
Equity CapitalQ2 2016vs Q2 2015$933.00K$930.00K
Loan Loss AllowanceQ2 2016vs Q2 2015$97.00K$76.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$71.00K$43.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Louisiana Central Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$5k*-Christmas Club Account
OTHER TIERS: 0.25% $100 - $1k | 0.30% $1k - $5k
0.40%*$5k*-Vacation Club Account
OTHER TIERS: 0.25% $100 - $1k | 0.30% $1k - $5k
0.20%*$25k*-Share Savings Account
OTHER TIERS: 0.10% $100 - $5k | 0.15% $5k - $25k

Louisiana Central Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Share Draft Checking Account
OTHER TIERS: 0.10% $100 - $10k

Louisiana Central Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-24 Month Time Share Certificate
0.75%$1k-12 Month Time Share Certificate
0.50%$1k-6 Month Time Share Certificate
Locations


Louisiana Central Credit Union Locations
Branch Office824 Elmwood Park Blvd Ste 100Harahan, LA 70123-3332