Louisiana Central Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.75%1-year CD12 Month Time Share Certificate
0.20%SavingsSavings/Share Accounts
1.00%2-year CD24 Month Time Share Certificate

Overview / Commentary
504-733-0789
824 Elmwood Park Blvd Ste 100
Harahan, LA 70123-3332

Louisiana Central Credit Union is headquartered in Harahan and is the 88th largest credit union in the state of Louisiana. It is also the 3,805th largest credit union in the nation. It was established in 1942 and as of June of 2018, it had grown to 7 employees and 3,406 members at 1 location. Louisiana Central Credit Union has a C health rating.

Field of Membership Restrictions

Membership is open to residents of Jefferson Parish, Louisiana and to employees or federal employees and employees of government agencies supervising the Louisiana Credit Union League.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Louisiana Central Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #61724
Year Chartered1942
Employees7
Primary Regulator
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD19.45%
Annual Interest Income$405.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$13.3MM$13.2MM
LoansQ2 2018vs Q2 2017$10.4MM$8.8MM
DepositsQ2 2018vs Q2 2017$12.1MM$11.7MM
Equity CapitalQ2 2018vs Q2 2017$915.00K$1.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$179.00K$87.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$308.00K$206.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Louisiana Central Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$5k*-Christmas Club Account
OTHER TIERS: 0.25% $100 - $1k | 0.30% $1k - $5k
0.40%*$5k*-Vacation Club Account
OTHER TIERS: 0.25% $100 - $1k | 0.30% $1k - $5k
0.20%*$25k*-Savings/Share Accounts
OTHER TIERS: 0.10% $100 - $5k | 0.15% $5k - $25k

Louisiana Central Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$10k*-Share Draft Checking
OTHER TIERS: 0.10% $100 - $10k

Louisiana Central Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-24 Month Time Share Certificate
0.75%$1k-12 Month Time Share Certificate
0.50%$1k-6 Month Time Share Certificate
Locations


Louisiana Central Credit Union Locations
Branch Office824 Elmwood Park Blvd Ste 100Harahan, LA 70123-3332

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