Overview / Commentary
10733 Sunset Office Dr Ste 406
Saint Louis, MO 63127

Lutheran Federal Credit Union is headquartered in Saint Louis and is the 62nd largest credit union in the state of Missouri. It is also the 3,510th largest credit union in the nation. It was established in 2014 and as of June of 2018, it had grown to 7 employees and 3,200 members at 1 location. Lutheran Federal Credit Union's CD rates are 67% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to members of a congregation, a rostered church worker, employees of any congregation, in The Lutheran Church-Missouri Synod, employees of the District of The Lutheran Church-Missouri Synod or affiliated agency.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lutheran Federal Credit Union has a low asset base.

Health Grade Components

NCUA #24861
Year Chartered2014
Primary Regulator
Profit Margin
Return on Assets - YTD-1.68%
Return on Equity - YTD-12.6%
Annual Interest Income$223.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$17.9MM$14.9MM
LoansQ2 2018vs Q2 2017$9.9MM$7.2MM
DepositsQ2 2018vs Q2 2017$15.5MM$12.2MM
Equity CapitalQ2 2018vs Q2 2017$2.4MM$2.7MM
Loan Loss AllowanceQ2 2018vs Q2 2017$46.00K$22.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$0$0
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lutheran Federal Credit Union Savings Account Rates

0.25%*$25k*-Shepherd Savings
OTHER TIERS: 0.20% $2.5k - $25k
0.18%*$2.5k*-Whatever Savings
OTHER TIERS: 0.13% Up to $1k | 0.15% $1k - $2.5k
0.13%--Stewardship Savings

Lutheran Federal Credit Union CD Rates

2.00%$500-2 Year CD
1.50%$500-1 Year CD

Lutheran Federal Credit Union Locations
Corporate Office10733 Sunset Office Dr Ste 406Saint Louis, MO 63127-1024

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