Lutheran Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.50%	1-year CD	1 Year CD 1.50% - Ally Bank No Penalty 11-Month CD
0.13%	Savings	Stewardship Savings 1.20% - Ally Bank Online Savings Account
0.74%	2-year CD	2 Year CD 1.50% - Ally Bank Raise Your Rate 2-Year CD

View all Lutheran Federal Credit Union rates »

Overview / Commentary

www.lutheranfcu.org

314-394-2790

10733 Sunset Office Dr Ste 406
Saint Louis, MO 63127

Lutheran Federal Credit Union is headquartered in Saint Louis and is the 69^th largest credit union in the state of Missouri. It is also the 3,759^th largest credit union in the nation. It was established in 2014 and as of June of 2017, it had grown to 8 employees and 2,444 members at 1 location. Lutheran Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to members of a congregation, a rostered church worker, employees of any congregation, in The Lutheran Church-Missouri Synod, employees of the District of The Lutheran Church-Missouri Synod or affiliated agency.
See current membership details

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Health

B

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Lutheran Federal Credit Union has a low asset base, a relatively short operating history, and a negative return on assets.

Health Grade Components

Overall
NCUA #	24861
Year Chartered	2014
Employees	8
Primary Regulator

Profit Margin
Return on Assets - YTD	-5.17%
Return on Equity - YTD	-26.8%
Annual Interest Income	$153.00K

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$14.9MM$8.3MM
Loans	Q2 2017vs Q2 2016	$7.2MM$3.1MM
Deposits	Q2 2017vs Q2 2016	$12.2MM$4.6MM
Equity Capital	Q2 2017vs Q2 2016	$2.7MM$3.6MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$22.00K$17.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$0$0
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Lutheran Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$25k^*	-	Shepherd Savings
OTHER TIERS: 0.20% → $2,500 - $25k
0.18%^*	$2,500^*	-	Whatever Savings
OTHER TIERS: 0.13% → Up to $1k \| 0.15% → $1k - $25k
0.13%	-	-	Stewardship Savings

Lutheran Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.74%	$500	-	2 Year CD
0.50%	$500	-	1 Year CD

Locations

Lutheran Federal Credit Union Locations
Corporate Office	10733 Sunset Office Dr Ste 406	Saint Louis, MO 63127-1024