Overview / Commentary
605-353-9977
1730 Dakota Ave S
Huron, SD 57350

M-O Federal Credit Union is headquartered in Huron and is the 17th largest credit union in the state of South Dakota. It is also the 3,056th largest credit union in the nation. It was established in 1950 and as of June of 2018, it had grown to 6 employees and 2,047 members at 2 locations. M-O Federal Credit Union's CD rates are 78% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to all county agricultural agencies or entities under contract with the United States Government who work in or are supervised from Beadle County, South Dakota.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. M-O Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #7020
Year Chartered1950
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD2.82%
Annual Interest Income$419.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$26.6MM$26.2MM
LoansQ2 2018vs Q2 2017$18.9MM$17.6MM
DepositsQ2 2018vs Q2 2017$22.8MM$22.5MM
Equity CapitalQ2 2018vs Q2 2017$3.7MM$3.6MM
Loan Loss AllowanceQ2 2018vs Q2 2017$71.00K$60.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$36.00K$39.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not M-O Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

M-O Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--IRA Shares
0.15%$25- Regular Savings
0.15%-- Secondary Savings
0.15%-- Christmas Club

M-O Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$90k*- Money Market Accounts
OTHER TIERS: 0.15% $10k - $50k | 0.20% $50k - $90k

M-O Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Checking Account

M-O Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.76%$1k-28 Month CD Special
2.26%$1k-5 Year CD
2.16%$1k-4 Year CD
2.01%$1k-3 Year CD
1.85%$1k-2 Year CD
1.70%$1k-18 Month CD
1.60%$1k-12 Month CD
1.00%$1k-6 Month CD

M-O Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$1k-24 Month IRA
1.00%$1k-12 Month IRA
Locations


M-O Federal Credit Union Locations
Branch Office1730 Dakota Ave SHuron, SD 57350
Branch Office200 4th St SWHuron, SD 57350

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