Overview / Commentary
978-526-2030
10 Central St, Town Hall
Manchester, MA 01944

Manchester Federal Credit Union is headquartered in Manchester and is the 159th largest credit union in the state of Massachusetts. It is also the 5,162nd largest credit union in the nation. It was established in 1962 and as of September of 2018, it had grown to 409 members at 1 location. Manchester Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Manchester Federal Credit Union is open to employees of the Town of Essex, Manchester, Rockport or Landmark School.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Manchester Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #15296
Year Chartered1962
Employees0
Primary Regulator
Profit Margin
Return on Assets - YTD0%
Return on Equity - YTD0%
Annual Interest Income$31.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$1.6MM$1.7MM
LoansQ3 2018vs Q3 2017$515.00K$464.00K
DepositsQ3 2018vs Q3 2017$1.3MM$1.3MM
Equity CapitalQ3 2018vs Q3 2017$208.00K$209.00K
Loan Loss AllowanceQ3 2018vs Q3 2017$6.00K$6.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$0$6.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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Manchester Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$25-Christmas Club Account
0.25%$501$10kShare Savings Account
0.25%$501$10kEscrow Savings Account

Manchester Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--1-Year Share Certificate
Locations


Manchester Federal Credit Union Locations
Branch Office10 Central St Town HallManchester, MA 01944-1354

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