$75 Checking Account Bonus (no DD Required) at Marquette Bank


Marquette Bank is offering up to $75 in gift cards for opening its Totally Free Checking Account. The bank will give $25 in gift cards when you open the account, and another $50 in gift cards if you activate one or more of the following: 1) online statements, 2) online bill payment, or 3) direct deposit. After 60 days, they'll mail you the $50 gift card. Note, only one of the three is required. So just activating online statements should allow you to qualify. For bank bonuses, it doesn't get much easier than this.

Refer to the bank's special offers page for a link to the PDF promo page and for the link to the online application. I just used the bank's online chat service for some additional details. According to the CSR, they do accept out-of-state online applications, and out-of-state applicants would also qualify for this promotion [Update: A reader has reported being told by the CSR that only IL residents are eligible.] The one downside is that there might be a hard credit inquiry which can temporarily ding your credit score. According to the CSR: "We do run a credit report and check systems when the application is received."

This promotion has been going on for a while. I first reported on it in March 2009 before they had an online application. Credit to this FW thread for noting it's still available.

Branches are located throughout Chicago and its suburbs. The bank has been a FDIC member since 1945 (FDIC Certificate # 16250).

Other Bank Bonuses

To find other bonus deals, please refer to my bank bonus page which has all of my recent bank bonus posts.
Related Pages: Marquette Bank, Chicago

  |     |   Comment #1
just called the 800 # and CSR said (and checked with her Supervisor) this promotion is for IL residents only
Banking Guy
  |     |   Comment #2
Thanks for the info. It's always good to check multiple times at small banks about availability. It's common for CSRs to be wrong or for banks to change their policies on nationwide availability.
  |     |   Comment #3
I called the bank and their CSR also told me that the offer is for in-state customer only. But I did it anyway and applied online for a free checking a/c, they have approved.
  |     |   Comment #4
I applied online from out of state. I received an email immediately my account was approved pending their receipt of a utility bill proving my address.

Then 3 days later, I received an email saying my application had been reviewed and subsequently denied due to info from Chexsystems!! I personally know I have no complaints in Chexsystems. It did alarm me and just to be sure, I rushed out to a local bank and opened a new account. Sure enough, nothing in Chexsystems about me. I was fine. Two days later I received a hardcopy letter from this bank saying my application had been denied due to Trans Union information. My Trans Union credit score is 764 which i monitor through True Credit. I checked my credit report immediately online through my True Credit account and sure enough, no identity theft, no late accounts, nothing negative at all.

It is obvious the CSRs at this bank are not honest. I called them about these letters about Chexsystems and Trans Union and they insisted they found negative information in both reports. I asked to speak with supervisors and did and they stuck to their dishonest story.

Dealing with people like that, someone who knows the gravity of getting stuck in Chexsystems, eliminating your checking account privileges for 7 years, to falsely alarm an innocent applicant with lies like that, I just find inexcuseable. It takes us back to sub-prime mortgage predators and that level and to me, these people should be a target of the new Consumer Banking Agency Obama has created and their behavior should be legislated as illegal by Congress and they should all be sent to prison for a considerable length of time. I am going to see what I can do about that happening. These liars are the scum of the earth.
  |     |   Comment #5
Oh, my nothing will happen because as we all should know capitalism is organized theft and they will just end up getting a raise, bonus, or better yet just get to keep their health care benifits out of such a clever lie. Its ideas like this that allow banks to "loose" your loan modification docs or jack the trading platforms of NYSE or Forex...
  |     |   Comment #6
Congress, led by Barney Frank, will begin legislation this month on the creation of the new Consumer Financial Protection Agency. Marquette Bank needs to go to the top of the list. So does HSBC. They lie about their Weekend Rewards 2% credit card. Banking is going to be fun again very soon and I cannot wait.
  |     |   Comment #7
Even though my credit rating is high, and my history spotless, I also have been occasionally denied bank accounts due to CHEXSYSTEMS reports.
I also have been denied an explanation by these financial institutions who claim their reasons are confidential.
This is discriminatory, and a violation of federal law.
All illegal actions taken by federally chartered entities are to be reported.
They do whatever they think they can get away with, and we should hold them accountable.
Perhaps such arbitrary and punitive behavior will no longer seem so profitable.
  |     |   Comment #8
Chexsystems has nothing to do with your credit. Chexsystems is a consumer rating agency solely for checking accounts. It keeps track of overdrafts and bounced checks. Most banks, probably 98%, are members of Chexsystems and use it for every checking account application they receive. If you are listed in Chexsystems, you stay there for 7 yrs unless you can convince a bank manager that listed you to unlist you. It is pretty black and white as far being listed or not, as compared to credit rating agencies that use scores to evaluate your credit. Chexsystems is pure hell. You do not want to ever be listed if you value your banking and free check cashing privileges and do not want to be doomed to check cashing stores that take a percentage of every check you try to cash. If a bank claims you are listed in Chexsystems when in fact you not, you have suffered legal damages due to the seriousness of a Chexsystems listing and the cost of losing banking privileges. Your damages can be estimated as 5% of the total sum dollars of all the checks you might cash in a seven year period. It is not something you should be lied to about casually or given as a false excuse to deny an account for an otherwise private reason. If a bank falsely reports you are listed in Chexsystems and denies you an account, save the letter, order your Chexsystems report from https://www.consumerdebit.com, take both documents to a lawyer. Banks usually have deep pockets (if they are not failing) and finding a lawyer to file the suit on a contingency fee should not be difficult.
  |     |   Comment #9
seems to be expired / no longer listed
thread filled with some political spam
3% MMA 90-Day Promotion & $75 Checking Bonus at Marquette Bank - Chicago Area Only
Marquette Bank is running a promotion for its PremierMarq Money Market Account. The promotion offers the following tiered rates with a rate guarantee for 90 days:

2.25% APY $10,000 - $24,999
2.50% APY $25,000 - $49,999
2.75% APY $50,000 - $99,999
3.00% APY $100,000 and higher

This promotion is not listed at the bank's website. It was advertised in the Chicago Tribune, and I confirmed it via the bank's online chat system. According to the CSR, you are required to open a checking account with a debit card to qualify. The Totally Free Checking qualifies....

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$100 Gift Card Checking Account Bonus at a Chicago Bank (Marquette)
Marquette Bank has a checking account promotion (see pdf) which offers up to $100 of gift cards for opening any new personal checking account. The first $25 is awarded for just opening any checking account. $25 more is awarded for direct deposit or any automatic ACH payment. $50 more is awarded when the online bill pay is activated and used to pay at least two unique payees. Checking account must remain open for six months or value of bonus will be debited at account closing. The bonus will be considered...
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