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Overview / Commentary
304-263-3454
2971 Charles Town Rd
Kearneysville, WV 25430

Martinsburg V.A. Center Federal Credit Union is headquartered in Kearneysville and is the 47th largest credit union in the state of West Virginia. It is also the 3,952nd largest credit union in the nation. It was established in 1976 and as of March of 2016, it had grown to 4 employees and 1,853 members at 1 location. Martinsburg V.A. Center Federal Credit Union has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Martinsburg V.A. Center Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #22337
Year Chartered1976
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD5.1%
Annual Interest Income$79.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$13.3MM$13.1MM
LoansQ1 2016vs Q1 2015$4.2MM$4.0MM
DepositsQ1 2016vs Q1 2015$11.9MM$11.8MM
Equity CapitalQ1 2016vs Q1 2015$1.4MM$1.3MM
Loan Loss AllowanceQ1 2016vs Q1 2015$57.00K$62.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$16.00K$12.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates
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Martinsburg V.A. Center Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Regular Share Account
0.05%--Christmas Clubs
0.05%--Vacation Clubs

Martinsburg V.A. Center Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--12 Month Certificate
0.05%--6 Month Certificate
Locations


Martinsburg V.A. Center Federal Credit Union Locations
Branch Office2971 Charles Town RdKearneysville, WV 25430