Overview / Commentary
2971 Charles Town Rd
Kearneysville, WV 25430

Martinsburg V.A. Center Federal Credit Union is headquartered in Kearneysville and is the 45th largest credit union in the state of West Virginia. It is also the 3,727th largest credit union in the nation. It was established in 1976 and as of September of 2018, it had grown to 4 employees and 1,821 members at 1 location. Martinsburg V.A. Center Federal Credit Union has a B health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Martinsburg V.A. Center Federal Credit Union has a low asset base.

Health Grade Components

NCUA #22337
Year Chartered1976
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD5.84%
Annual Interest Income$289.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$14.1MM$13.9MM
LoansQ3 2018vs Q3 2017$5.0MM$4.8MM
DepositsQ3 2018vs Q3 2017$12.6MM$12.4MM
Equity CapitalQ3 2018vs Q3 2017$1.6MM$1.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$32.00K$38.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$9.00K$25.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Martinsburg V.A. Center Federal Credit Union Savings Account Rates

0.05%--Regular Share Account
0.05%--Christmas Clubs
0.05%--Vacation Clubs

Martinsburg V.A. Center Federal Credit Union CD Rates

0.15%--12 Month Certificate
0.05%--6 Month Certificate

Martinsburg V.A. Center Federal Credit Union Locations
Branch Office2971 Charles Town RdKearneysville, WV 25430

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