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Overview / Commentary
304-263-3454
2971 Charles Town Rd
Kearneysville, WV 25430

Martinsburg V.A. Center Federal Credit Union is headquartered in Kearneysville and is the 44th largest credit union in the state of West Virginia. It is also the 3,734th largest credit union in the nation. It was established in 1976 and as of March of 2018, it had grown to 4 employees and 1,924 members at 1 location. Martinsburg V.A. Center Federal Credit Union has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Martinsburg V.A. Center Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #22337
Year Chartered1976
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD3.73%
Annual Interest Income$94.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$14.6MM$13.6MM
LoansQ1 2018vs Q1 2017$4.8MM$4.5MM
DepositsQ1 2018vs Q1 2017$13.1MM$12.2MM
Equity CapitalQ1 2018vs Q1 2017$1.5MM$1.4MM
Loan Loss AllowanceQ1 2018vs Q1 2017$35.00K$37.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$4.00K$0
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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Martinsburg V.A. Center Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Regular Share Account
0.05%--Christmas Clubs
0.05%--Vacation Clubs

Martinsburg V.A. Center Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--12 Month Certificate
0.05%--6 Month Certificate
Locations


Martinsburg V.A. Center Federal Credit Union Locations
Branch Office2971 Charles Town RdKearneysville, WV 25430

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