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Overview / Commentary
304-263-3454
2971 Charles Town Rd
Kearneysville, WV 25430

Martinsburg V.A. Center Federal Credit Union is headquartered in Kearneysville and is the 47th largest credit union in the state of West Virginia. It is also the 3,944th largest credit union in the nation. It was established in 1976 and as of September of 2016, it had grown to 4 employees and 1,839 members at 1 location. Martinsburg V.A. Center Federal Credit Union has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Martinsburg V.A. Center Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #22337
Year Chartered1976
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD4.88%
Annual Interest Income$249.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$13.1MM$12.7MM
LoansQ3 2016vs Q3 2015$4.4MM$3.9MM
DepositsQ3 2016vs Q3 2015$11.6MM$11.3MM
Equity CapitalQ3 2016vs Q3 2015$1.4MM$1.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$38.00K$63.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$9.00K$39.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
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Martinsburg V.A. Center Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Regular Share Account
0.05%--Christmas Clubs
0.05%--Vacation Clubs

Martinsburg V.A. Center Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--12 Month Certificate
0.05%--6 Month Certificate
Locations


Martinsburg V.A. Center Federal Credit Union Locations
Branch Office2971 Charles Town RdKearneysville, WV 25430