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Overview / Commentary
2100 Q St
Sacramento, CA 95816-6816

Mc Clatchy Employees Credit Union is headquartered in Sacramento and is the 260th largest credit union in the state of California. It is also the 3,651st largest credit union in the nation. It was established in 1935 and as of December of 2017, it had grown to 3 employees and 1,044 members at 2 locations. Mc Clatchy Employees Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of The McClatchy Company, any of their subsidiaries or operating units.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mc Clatchy Employees Credit Union has a low asset base.

Health Grade Components

NCUA #65095
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD-0.21%
Return on Equity - YTD-1.69%
Annual Interest Income$351.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$15.7MM$15.8MM
LoansQ4 2017vs Q4 2016$3.8MM$3.9MM
DepositsQ4 2017vs Q4 2016$13.6MM$13.7MM
Equity CapitalQ4 2017vs Q4 2016$2.0MM$2.0MM
Loan Loss AllowanceQ4 2017vs Q4 2016$42.00K$11.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$4.00K$21.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Mc Clatchy Employees Credit Union CD Rates

0.90%$1k$75k24 Month CD Special
0.75%$1k$75k12 Month CD
0.75%$1k$75k18 Month CD
0.60%$1k$75k6 Month CD

Mc Clatchy Employees Credit Union Locations
Branch Office2100 Q StSacramento, CA 95816-6816
Branch Office1626 E StFresno, CA 93786-0001