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Overview / Commentary
148 Mcdowell St
Welch, WV 24801

Mcdowell County Federal Credit Union is headquartered in Welch and is the 89th largest credit union in the state of West Virginia. It is also the 6,075th largest credit union in the nation. It was established in 1968 and as of March of 2016, it had grown to 33 members at 1 location. Mcdowell County Federal Credit Union has a B health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mcdowell County Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #18950
Year Chartered1968
Primary Regulator
Profit Margin
Return on Assets - YTD0%
Return on Equity - YTD0%
Annual Interest Income$0
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$42.00K$37.00K
LoansQ1 2016vs Q1 2015$11.00K$11.00K
DepositsQ1 2016vs Q1 2015$27.00K$22.00K
Equity CapitalQ1 2016vs Q1 2015$14.00K$14.00K
Loan Loss AllowanceQ1 2016vs Q1 2015$2.00K$2.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$0$1,000
Real Estate OwnedQ1 2016vs Q1 2015$0$0

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Mcdowell County Federal Credit Union Locations
Branch Office148 McDowell StWelch, WV 24801