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Overview / Commentary
ATLANTA, GA 30318-5272

MECU (GA) is headquartered in ATLANTA and is the 89th largest credit union in the state of Georgia. It is also the 4,904th largest credit union in the nation. It was established in 1928 and as of June of 2017, it had grown to 2 employees and 678 members at 1 location. MECU (GA) has a B health rating.

Field of Membership Restrictions

Membership in MECU is open to employees of WestRock, Smurfit-Stone Containerboard, or International Paper.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. MECU (GA) has a very low asset base.

Health Grade Components

NCUA #67353
Year Chartered1928
Primary Regulator
Profit Margin
Return on Assets - YTD-0.62%
Return on Equity - YTD-1.93%
Annual Interest Income$68.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$4.4MM$4.4MM
LoansQ2 2017vs Q2 2016$1.7MM$2.1MM
DepositsQ2 2017vs Q2 2016$3.0MM$2.9MM
Equity CapitalQ2 2017vs Q2 2016$1.5MM$1.5MM
Loan Loss AllowanceQ2 2017vs Q2 2016$21.00K$17.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$26.00K$6.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
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MECU (GA) Savings Account Rates

0.25%*$50k*-Share Savings Account
OTHER TIERS: 0.10% $250 - $50k
0.25%*$50k*-Christmas Club Account
OTHER TIERS: 0.10% $250 - $50k

MECU (GA) Locations
Branch Office1105 HERNDON ST NWATLANTA, GA 30318-5272