6.12% 12-Month CD at a Kentucky CU - $50K Max (Members Heritage)

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Members Heritage FCU is having a special called the Super Term Share Certificate. It offers a rate of 1% above the current one-year certificate rate which is 5.12% APY. The minimum deposit is $5,000 and the maximum is $50,000. It also allows one penalty-free withdrawal during the term and one additional deposit during the term. Additional deposit cannot exceed the amount of the initial deposit. There's a limit of one CD per member. The special ends on 6/30/07.

Field of membership includes those who live, work, worship, or attend school in certain areas of Lexington, Kentucky. You can also be eligible via select employer groups in central Kentucky and Indiana. See site for details. Membership requires a minimum $5 deposit into your share savings account.

A reader made a good suggestion regarding trying to be eligible to join via a select employer group. If you work for or are retired from a company that is owned by a large corporation owning several other companies, one of which is a member company, you may be able to join the credit union.

Branches are located in Lexington and Winchester, Kentucky and in Greencastle, Indiana. The credit union is federally insured by the NCUA (Charter # 13638). It has $200.5 million in assets and 36,874 members.

Thanks to the reader who mentioned this special in the finding deals post.
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