Overview / Commentary
866-384-0244
559 N Hermitage Rd
Hermitage, PA 16148-3227

Mercer County Community Federal Credit Union is headquartered in Hermitage and is the 79th largest credit union in the state of Pennsylvania. It is also the 1,826th largest credit union in the nation. It was established in 1957 and as of June of 2018, it had grown to 17 employees and 9,605 members at 3 locations. Mercer County Community Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, or worship in Mercer County and to immediate family of those eligible.
See current membership details

Reviews (1)

Credit Union Mediocrity

Posted by: ScotLew | Oct 13, 2016

Mercer County Community Federal Credit Union has been a bank that I have used off and on for years. They usually do something that I disagree with or screw something up and I take my money and leave only to give them another shot months later. This credit union has a harsh time taking care of the small things. For example they were supposed to put a stop payment in this morning and refund my account hundreds of dollars. Even though this lady looked me in the eyes yesterday and told me to come back today because she will have it done it still was not done when I went in today. She said she didn't know about it. It's these small things that happen on a regular basis that cause me to not recommend this place to other people. I have to call and remind them of what it is they are supposed to be doing and when they are supposed to be doing it. This is not what I expect from a financial institution that has their act together.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mercer County Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #11891
Year Chartered1957
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD5.88%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$81.0MM$77.4MM
LoansQ2 2018vs Q2 2017$34.0MM$32.6MM
DepositsQ2 2018vs Q2 2017$74.2MM$71.0MM
Equity CapitalQ2 2018vs Q2 2017$6.7MM$6.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$46.00K$26.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$97.00K$98.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Mercer County Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-IRA Savings
0.25%$50-Share Account
0.25%$5-Christmas Club
0.25%$5-Vacation Club

Mercer County Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$100-Share Draft (Checking)

Mercer County Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$2.5k-2 Year CD
0.50%$1k-1 Year CD
0.35%$1k-6 Month CD
Locations


Mercer County Community Federal Credit Union Locations
Branch Office740 E State StSharon, PA 16146
Branch Office559 N Hermitage RdHermitage, PA 16148-3227
Branch Office428 N Sharpsville AveSharon, PA 16146-2120

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