Featured Savings Rates
Featured Accounts
Overview / Commentary
3279 South Main Street
Sandy Lake, PA 16145

Mercer County State Bank is headquartered in Sandy Lake and is the 85th largest bank in the state of Pennsylvania. It is also the 1,759th largest bank in the nation. It was established in 1911 and as of March of 2018, it had grown to 103 employees at 11 locations. Mercer County State Bank's money market rates are 2X the national average, and it has an A health rating.

Reviews (1)

Mercer County State Bank

My business partner and I chose to work with Mercer County State Bank when looking for a lender in our real estate business. Having a good relationship with a local lender is very important in the buy and hold rental real estate business. This bank came highly recommended by other investors in our network. The commercial lending department in this institution is very competitive and they develop strong business relationships with a number of successful real estate investors in my area. One of their skilled commercial loan officers agreed to meet my partner and I for lunch to discuss our goals and products that the bank has to offer. The loan officer brought an underwriter to the lunch meeting. Having a face to face meeting with these staff members helped to avoid any miscommunication and develop a more personalized approach to the partnership. I am pleased with the experience with this lender so far and I hope to have a good relationship with them for many years to come.


Health Grade Components

FDIC Certificate #445
Year Established1911
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD7.93%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$393.9MM$373.3MM
LoansQ1 2018vs Q1 2017$234.5MM$221.5MM
DepositsQ1 2018vs Q1 2017$325.9MM$310.7MM
Equity CapitalQ1 2018vs Q1 2017$40.2MM$40.5MM
Loan Loss AllowanceQ1 2018vs Q1 2017$2.7MM$2.7MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$1.7MM$3.4MM
Real Estate OwnedQ1 2018vs Q1 2017$509.00K$145.00K
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Mercer County State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mercer County State Bank Savings Account Rates

0.15%*$500*-Personal Statement Savings
OTHER TIERS: 0.10% Up to $500
0.15%*$500*-Business Statement Savings
OTHER TIERS: 0.10% Up to $500
0.15%--Christmas Club Direct

Mercer County State Bank Money Market Rates

1.00%*$500k*-Personal Money Market Account
OTHER TIERS: 0.10% Up to $50k | 0.15% $50k - $100k | 0.20% $100k - $500k
1.00%*$500k*-Business Money Market Account
OTHER TIERS: 0.10% Up to $50k | 0.15% $50k - $100k | 0.20% $100k - $500k

Mercer County State Bank Checking Account Rates

0.10%*$5k*-Business Checking With Interest
OTHER TIERS: 0.05% Up to $5k
0.10%--Premium Checking
0.05%--Hometown Advantage

Mercer County State Bank CD Rates

1.50%$500$100k60 Month CD
1.50%$500$100kBusiness 60 Month CD
1.35%$500-15 Month CD Special
1.00%$500$100k48 Month CD
1.00%$500$100kBusiness 48 Month CD
0.85%$500$100k36 Month CD
0.85%$500$100kBusiness 36 Month CD
0.55%$500$100k24 Month CD
0.55%$500$100kBusiness 24 Month CD
0.40%$500$100k18 Month CD
0.40%$500$100kBusiness 18 Month CD
0.30%$500$100k12 Month CD
0.30%$500$100kBusiness 12 Month CD
0.25%$500$100k6 Month CD
0.25%$500$100kBusiness 6 Month CD

Mercer County State Bank IRA Rates

1.50%$500$100k60 Month IRA
1.00%$500$100k48 Month IRA
0.85%$500$100k36 Month IRA
0.55%$500$100k24 Month IRA
0.30%$500$100k12 Month IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.