Mercer County State Bank


Overview / Commentary
724-376-2100
3279 S. Main St.
Sandy Lake, PA 16145-0038

Mercer County State Bank is headquartered in SANDY LAKE and is the 69th largest bank in the state of Pennsylvania. It is also the 1,607th largest bank in the nation. It was established in 1911 and as of March of 2025, it had grown to 105 employees at 12 locations. Mercer County State Bank has a B health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #445
Year Established1911
Employees105
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD11.49%
Annual Interest Income$6.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$585.7MM$563.9MM
LoansQ1 2025vs Q1 2024$384.2MM$361.7MM
DepositsQ1 2025vs Q1 2024$499.4MM$491MM
Equity CapitalQ1 2025vs Q1 2024$41.7MM$37.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$4.1MM$3.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$5.2MM$2.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$243K
Rates

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Locations

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