Overview / Commentary
304-323-3732
258 Blue Prince Rd Ste 102
Bluefield, WV 24701-9672

Mercer County W Va Teachers Federal Credit Union is headquartered in Bluefield and is the 55th largest credit union in the state of West Virginia. It is also the 4,096th largest credit union in the nation. It was established in 1954 and as of June of 2018, it had grown to 4 employees and 1,887 members at 1 location. Mercer County W Va Teachers Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of the Mercer County Board of Education, Bluefield College, Bluefield State College, and Ceres Elementary School K-5th.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mercer County W Va Teachers Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #9413
Year Chartered1954
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD1.62%
Return on Equity - YTD14.99%
Annual Interest Income$270.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$10.1MM$8.6MM
LoansQ2 2018vs Q2 2017$8.3MM$7.7MM
DepositsQ2 2018vs Q2 2017$9.0MM$7.7MM
Equity CapitalQ2 2018vs Q2 2017$1.1MM$945.00K
Loan Loss AllowanceQ2 2018vs Q2 2017$50.00K$63.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$112.00K$52.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Mercer County W Va Teachers Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$10$250kShare Savings Account
0.10%--Christmas Club Account
0.10%--Vacation Club Account
0.10%--Deferred Summer Pay Account
Locations


Mercer County W Va Teachers Federal Credit Union Locations
Branch Office258 Blue Prince Rd Ste 102Bluefield, WV 24701-9672

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