Overview / Commentary
258 Blue Prince Rd Ste 102
Bluefield, WV 24701-9672

Mercer County W Va Teachers Federal Credit Union is headquartered in Bluefield and is the 53rd largest credit union in the state of West Virginia. It is also the 4,020th largest credit union in the nation. It was established in 1954 and as of December of 2018, it had grown to 4 employees and 1,890 members at 1 location. Mercer County W Va Teachers Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of the Mercer County Board of Education, Bluefield College, Bluefield State College, and Ceres Elementary School K-5th.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mercer County W Va Teachers Federal Credit Union has a low asset base.

Health Grade Components

NCUA #9413
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.18%
Return on Equity - YTD10.75%
Annual Interest Income$552.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$10.3MM$9.0MM
LoansQ4 2018vs Q4 2017$8.8MM$7.9MM
DepositsQ4 2018vs Q4 2017$9.1MM$8.0MM
Equity CapitalQ4 2018vs Q4 2017$1.1MM$1.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$69.00K$54.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$129.00K$125.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Mercer County W Va Teachers Federal Credit Union Savings Account Rates

0.15%$10$250kShare Savings Account
0.10%--Christmas Club Account
0.10%--Vacation Club Account
0.10%--Deferred Summer Pay Account

Mercer County W Va Teachers Federal Credit Union Locations
Branch Office258 Blue Prince Rd Ste 102Bluefield, WV 24701-9672

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