Featured Savings Rates
Featured Accounts

Merchants Bank, National Association

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.20%1-year CD12 - 23 Month HSA CD
0.05%SavingsAdvantage Savings
0.37%3-year CD30 - 35 Month HSA CD

Overview / Commentary
866-496-0522
100-106 East Third Street
Winona, MN 55987

Merchants Bank, National Association is headquartered in Winona and is the 6th largest bank in the state of Minnesota. It is also the 481st largest bank in the nation. It was established in 1875 and as of December of 2016, it had grown to 396 employees at 23 locations. Merchants Bank, National Association's money market rates are 14% higher than the national average, and it has an A health rating.

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Merchants Bank (MN/WI) Offers "Growth Spurt" CD Specials - 7/23/2016

Merchants Bank (MN/WI) has Growth Spurt CD Specials: 25mo, 1.28% APY, $10k; 25mo, 1.40% APY, $25k; 45mo, 1.58% APY, $10k; and 45mo, 1.70% APY, $25k. New money only.

45-Month CD Special In Winona MN - 7/17/2016

La Crosse Tribune ad: 1.70% apy 45-month Growth Spurt CD, $25,000 min Merchant Bank branches listed in ad are in Winona

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Health

Health Grade Components

Overall
FDIC Certificate #8866
Year Established1875
Employees396
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD8.63%
Annual Interest Income$67.8MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$1.62B$1.59B
LoansQ4 2016vs Q4 2015$1.33B$1.24B
DepositsQ4 2016vs Q4 2015$1.35B$1.24B
Equity CapitalQ4 2016vs Q4 2015$188.4MM$177.2MM
Loan Loss AllowanceQ4 2016vs Q4 2015$16.8MM$14.3MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$17.1MM$7.4MM
Real Estate OwnedQ4 2016vs Q4 2015$1.2MM$2.1MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Merchants Bank, National Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.36%*$200k*-IRA Savings Account
OTHER TIERS: 0.10% Up to $5k | 0.12% $5k - $25k | 0.17% $25k - $50k | 0.20% $50k - $100k | 0.28% $100k - $200k
0.29%*$25k*-HSA Checking
OTHER TIERS: 0.15% Up to $10k | 0.17% $10k - $15k | 0.22% $15k - $25k
0.25%--Winter FUNd
0.25%--Summer FUNd
0.05%--Kids Savers Club
0.05%$50-Basic Savings
0.05%--Advantage Savings

Merchants Bank, National Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--ICS Money Market
0.37%*$1m*-Diamond Money Market
OTHER TIERS: 0.10% Up to $25k | 0.14% $25k - $50k | 0.17% $50k - $100k | 0.21% $100k - $200k | 0.27% $200k - $1mm

Merchants Bank, National Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.37%*$1m*-Business Nonprofit Checking Tiered
OTHER TIERS: 0.10% Up to $25k | 0.14% $25k - $50k | 0.17% $50k - $100k | 0.21% $100k - $200k | 0.27% $200k - $1mm
0.30%--Business ICS Checking
0.25%--Repurchase Agreement
0.10%--Interest Bearing Business Checking
0.05%--Partnership Banking
0.05%--Relationship Checking
0.05%--Veterans Preferred Banking

Merchants Bank, National Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%$25k-37 Month CD Special ($25,000 New Money)
1.45%$25k-37 Month HSA Special ($25,000 New Money)
1.33%$10k-37 Month CD Special ($10,000 New Money)
1.33%$10k-37 Month HSA Special ($10,000 New Money)
1.25%$500-38 Month CD Special
1.25%$500-38 Month HSA Special
1.15%$25k-17 Month CD Special ($25,000 New Money)
1.15%$25k-17 Month HSA Special ($25,000 New Money)
1.03%$10k-17 Month CD Special ($10,000 New Money)
1.03%$10k-17 Month HSA Special ($10,000 New Money)
0.70%$500-28 Month CD Special
0.70%$500-28 Month HSA Special
0.52%$500-36 Month & Over CD
0.52%$500-36 Month & Over HSA CD
0.37%$500-30-35 Month CD
0.37%$500-30 - 35 Month HSA CD
0.35%$500-14 Month CD Special
0.35%$500-14 Month HSA Special
0.32%$500-24-29 Month CD
0.32%$500-24 - 29 Month HSA CD
0.25%$100-12 Month Home Buyer's CD
0.20%$500-12-23 Month CD
0.20%$500-12 - 23 Month HSA CD
0.10%$500-6-11 Month CD
0.10%$500-6 - 11 Month HSA CD
0.05%$500-3-5 Month CD
0.05%$500-3- 5 Month HSA CD

Merchants Bank, National Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%$25k-37 Month IRA Special ($25,000 New Money)
1.33%$10k-37 Month IRA Special ($10,000 New Money)
1.25%$500-38 Month IRA CD Special
1.15%$25k-17 Month IRA Special ($25,000 New Money)
1.03%$10k-17 Month IRA Special ($10,000 New Money)
0.70%$500-28 Month IRA Special
0.52%$500-24 Month "Summit" IRA
0.52%$500-36 Month & Over IRA
0.37%$500-30-35 Month IRA CD
0.35%$500-14 Month IRA Special
0.32%$500-24-29 Month IRA CD
0.20%$500-12-23 Month IRA CD
0.10%$500-6-11 Month IRA CD
0.05%$500-3-5 Month IRA CD
Locations

Merchants Bank, National Association has 22 locations. Click to view all Merchants Bank, National Association locations.