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Merchants Bank of California, National Association

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.15%1-year CD12 Months Jumbo CD
0.05%SavingsPersonal Savings Account
0.20%Money MarketPersonal Money Market

Overview / Commentary
310-549-4350
1 Civic Plaza Drive, # 100
Carson, CA 90745

Merchants Bank of California, National Association is headquartered in Carson and is the 175th largest bank in the state of California. It is also the 5,219th largest bank in the nation. It was established in 1989 and as of December of 2016, it had grown to 36 employees at 1 location. Merchants Bank of California, National Association has a C health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Merchants Bank of California, National Association has a relatively low asset base, and a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #27477
Year Established1989
Employees36
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-8.29%
Return on Equity - YTD-32.33%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$56.4MM$70.4MM
LoansQ4 2016vs Q4 2015$10.5MM$14.7MM
DepositsQ4 2016vs Q4 2015$34.1MM$46.5MM
Equity CapitalQ4 2016vs Q4 2015$14.0MM$19.7MM
Loan Loss AllowanceQ4 2016vs Q4 2015$660.00K$1.3MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$156.00K$183.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Merchants Bank of California, National Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Personal Savings Account
0.05%--Business Savings Account

Merchants Bank of California, National Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$300k*-Personal Money Market
OTHER TIERS: 0.05% $2,500 - $100k | 0.10% $100k - $300k
0.20%*$300k*-Business Money Market
OTHER TIERS: 0.05% $2,500 - $100k | 0.10% $100k - $300k

Merchants Bank of California, National Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2k-Super NOW Account

Merchants Bank of California, National Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1k-12 Months CD
0.15%$100k-12 Months Jumbo CD
0.10%$1k-6 Months CD
0.10%$100k-2 Months Jumbo CD
0.10%$100k-6 Months Jumbo CD
0.08%$100k-1 Month Jumbo CD
0.05%$1k-3 Months CD
0.05%$100k-3 Months Jumbo CD

Merchants Bank of California, National Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$2k-12 Months IRA
Locations


Merchants Bank of California, National Association Locations
Merchants Bank Of California, National AssociationOne Civic Plaza Drive, Suite 100Carson, CA 90745