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Merchants Bank of California, National Association

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.15%1-year CD12 Months Jumbo CD
0.05%SavingsPersonal Savings Account
0.20%Money MarketPersonal Money Market

Overview / Commentary
310-549-4350
1 Civic Plaza Drive, # 100
Carson, CA 90745

Merchants Bank of California, National Association is headquartered in Carson and is the 174th largest bank in the state of California. It is also the 5,521st largest bank in the nation. It was established in 1989 and as of June of 2017, it had grown to 28 employees at 1 location. Merchants Bank of California, National Association has a D health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Merchants Bank of California, National Association has a low asset base, and a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #27477
Year Established1989
Employees28
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD-22.55%
Return on Equity - YTD-159.59%
Annual Interest Income$567.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$34.7MM$69.1MM
LoansQ2 2017vs Q2 2016$8.1MM$11.3MM
DepositsQ2 2017vs Q2 2016$23.7MM$45.8MM
Equity CapitalQ2 2017vs Q2 2016$3.6MM$18.0MM
Loan Loss AllowanceQ2 2017vs Q2 2016$22.00K$1.2MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$417.00K$170.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Merchants Bank of California, National Association Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Personal Savings Account
0.05%--Business Savings Account

Merchants Bank of California, National Association Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$300k*-Personal Money Market
OTHER TIERS: 0.05% $2,500 - $100k | 0.10% $100k - $300k
0.20%*$300k*-Business Money Market
OTHER TIERS: 0.05% $2,500 - $100k | 0.10% $100k - $300k

Merchants Bank of California, National Association Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2k-Super NOW Account

Merchants Bank of California, National Association CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1k-12 Months CD
0.15%$100k-12 Months Jumbo CD
0.10%$1k-6 Months CD
0.10%$100k-2 Months Jumbo CD
0.10%$100k-6 Months Jumbo CD
0.08%$100k-1 Month Jumbo CD
0.05%$1k-3 Months CD
0.05%$100k-3 Months Jumbo CD

Merchants Bank of California, National Association IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$2k-12 Months IRA
Locations


Merchants Bank of California, National Association Locations
Merchants Bank Of California, National AssociationOne Civic Plaza Drive, Suite 100Carson, CA 90745