Featured Savings Rates
Featured Accounts

Meridian Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.25%5-year CD5 Year Share Certificate
0.60%1-year CD1 Year Share Certificate
0.10%Savings Primary Share

Overview / Commentary
888-632-9082
1206 N Jefferson St
Ottumwa, IA 52501

Meridian Credit Union is headquartered in Ottumwa and is the 45th largest credit union in the state of Iowa. It is also the 3,002nd largest credit union in the nation. It was established in 1952 and as of September of 2016, it had grown to 6 employees and 3,239 members at 1 location. Meridian Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Davis, Appanoose, Jefferson, Mahaska, Keokuk, Monroe, Van Buren and Wapello Counties in Iowa.
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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Meridian Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #64212
Year Chartered1952
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD3.19%
Annual Interest Income$612.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$28.3MM$29.3MM
LoansQ3 2016vs Q3 2015$11.3MM$13.5MM
DepositsQ3 2016vs Q3 2015$24.2MM$25.3MM
Equity CapitalQ3 2016vs Q3 2015$4.1MM$4.0MM
Loan Loss AllowanceQ3 2016vs Q3 2015$50.00K$119.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$79.00K$165.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meridian Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--IRA Account
0.20%--Kirby Kangaroo Club
0.20%--CU Succeed Account
0.10%$25- Primary Share

Meridian Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--High Yield Checking Account
0.05%$20-Share Draft Account

Meridian Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-5 Year Share Certificate
1.00%*$10k*-2 Year Share Certificate
OTHER TIERS: 0.70% $1k - $10k
0.60%*$25k*-1 Year Share Certificate
OTHER TIERS: 0.50% $1k - $25k
0.40%$500-9 Month Share Certificate
0.35%$1k-6 Month Share Certificate

Meridian Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%$1k-5 Year Share IRA CD
1.00%*$10k*-2 Year Share IRA CD
OTHER TIERS: 0.70% $1k - $10k
0.60%*$25k*-1 Year Share IRA CD
OTHER TIERS: 0.50% $1k - $25k
0.40%$500-9 Month Share IRA CD
0.35%$1k-6 Month Share IRA CD
Locations


Meridian Credit Union Locations
Branch Office1206 N Jefferson StOttumwa, IA 52501-2020