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Meridian Credit Union

Popular Accounts at this Credit Union

1.25%5-year CD5 Year Share Certificate
0.60%1-year CD1 Year Share Certificate
0.10%SavingsPrimary Share

Overview / Commentary
1206 N Jefferson St
Ottumwa, IA 52501

Meridian Credit Union is headquartered in Ottumwa and is the 47th largest credit union in the state of Iowa. It is also the 2,969th largest credit union in the nation. It was established in 1952 and as of December of 2017, it had grown to 6 employees and 3,330 members at 1 location. Meridian Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Davis, Appanoose, Jefferson, Mahaska, Keokuk, Monroe, Van Buren and Wapello Counties in Iowa.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Meridian Credit Union has a low asset base.

Health Grade Components

NCUA #64212
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD1.31%
Annual Interest Income$819.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$28.4MM$28.5MM
LoansQ4 2017vs Q4 2016$10.5MM$10.8MM
DepositsQ4 2017vs Q4 2016$24.1MM$24.3MM
Equity CapitalQ4 2017vs Q4 2016$4.2MM$4.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$100.00K$92.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$60.00K$114.00K
Real Estate OwnedQ4 2017vs Q4 2016$40.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meridian Credit Union Savings Account Rates

0.50%--Share IRA
0.20%--Kirby Kangaroo Club
0.20%--CU Succeed Account
0.10%$25-Primary Share

Meridian Credit Union Checking Account Rates

0.20%--High Yield Checking
0.05%--Share Draft (Checking)

Meridian Credit Union CD Rates

1.25%$1k-5 Year Share Certificate
1.00%*$10k*-2 Year Share Certificate
OTHER TIERS: 0.70% $1k - $10k
0.60%*$25k*-1 Year Share Certificate
OTHER TIERS: 0.50% $1k - $25k
0.40%$500-9 Month Share Certificate
0.35%$1k-6 Month Share Certificate

Meridian Credit Union Locations
Branch Office1206 N Jefferson StOttumwa, IA 52501-2020

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