Featured Savings Rates
Featured Accounts

Meritrust Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.10%5-year CD5 Year Share CD
1.65%3-year CD3 Year Share CD
0.80%1-year CD1 Year Share CD

Overview / Commentary
316-683-1199
8710 E 32nd St N
Wichita, KS 67226

Meritrust Credit Union is headquartered in Wichita and is the 2nd largest credit union in the state of Kansas. It is also the 210th largest credit union in the nation. It was established in 1935 and as of June of 2016, it had grown to 286 employees and 87,733 members at 16 locations. Meritrust Credit Union has an A health rating.

Field of Membership Restrictions

MeriTrust Credit Union of Kansas is open to the residents, church members, and the people that maintain employment within the qualified locations that are listed on the credit union website, along with their family members. Membership eligibility also extends to include the current and retired employees, associated employees, and the affiliated subsidiary employees of the Boeing Company along with its subsidiary departments/facilities and/or affiliated companies, Spirit Aero Sysytems Inc., members of the credit union approved and/or affiliated organizations (i.e. the Boeing Employees Association, the Boeing Employees Motorcycle Club, etc.), as well as the employees of the Boeing Employees Association in Wichita, and the credit union employees.
See current membership details

Related Posts

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Nothing But Good Experiences

Posted by: TUlmer | May 18, 2016

When I moved halfway across the country five years ago, one of the first decisions I had to make was regarding a new bank. After weighing the pros and cons of many options, I ultimately decided to go with a credit union. The biggest reason was the higher interest rates for savings accounts, and the fact that credit unions are non-profit.

Meritrust Credit Union looked to me like the best bet, and after five years there, I still have nothing but good things to say about them. While their customer service was really good, that wasn't a very big concern for me after all, I feel like I'd only interact with them a couple times a year at most. Meritrust also allows me to create a savings account with a higher interest rate (that I can't withdraw from) specifically for things like Christmas funds or vacation funds. I can deposit into it throughout the year and at a specific day of the year it'll be moved back to my checking account and ready to use. That has helped me with budgeting for Christmas, as it ensures I have enough money set aside specifically for that purpose.

They've also helped me transfer my car loan over to them which, while I'm not entirely sure how much I saved in interest, it was an easy enough process that even a dollar saved made it worth it.

Meritrust Is Great!

I have had accounts here for over 15 years. I have checking, saving, and loan accounts, and have never had a problem. They are very helpful whenever you do have a question. They charge no fees for checking and no minimum balance. The reward program is great.

Worst Bank Ever

Do not bank with them and absolutely do not get an auto loan with them. Do your research for a decent bank!

Great Credit Union

Posted by: 123456789 | Sep 20, 2014

I was a member for about 2 years at this Credit Union, I had one or two issues with a my account and they solved them in a very timely matter. First, a merchant had double charged me for a meal and caused me to overdraw. The credit union refunded all of my NSF fees, although I did have to return to the merchant for the refund of the charge itself. Second, by my error, I mis-entered a deposit into an ATM. This was at night, and realized my mistake in the morning, but when I logged on to my bank account, they had already corrected it. I was extremely pleased with this credit union and only closed my account because I moved.

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Health
A

Health Grade Components

Overall
NCUA #63283
Year Chartered1935
Employees286
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD6%
Annual Interest Income$24.8MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$1.19B$989.5MM
LoansQ2 2016vs Q2 2015$1.06B$839.2MM
DepositsQ2 2016vs Q2 2015$991.9MM$830.3MM
Equity CapitalQ2 2016vs Q2 2015$110.7MM$103.3MM
Loan Loss AllowanceQ2 2016vs Q2 2015$9.2MM$6.7MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$4.3MM$3.7MM
Real Estate OwnedQ2 2016vs Q2 2015$0$166.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Meritrust Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%--IRA Share
0.65%--Roth IRA Shares
0.65%--CESA Share
0.20%*-$10kChristmas Club
OTHER TIERS: 0.05% $10k+
0.20%*-$10kVacation Club
OTHER TIERS: 0.05% $10k+
0.05%*$500*-Membership Savings
OTHER TIERS: 0.03% $100 - $500
0.05%*$500*-Millionaires Club
OTHER TIERS: 0.03% Up to $500
0.05%*$500*-College and Careers
OTHER TIERS: 0.03% $100 - $500
0.05%*$500*-My Money Zone
OTHER TIERS: 0.03% Up to $500

Meritrust Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$150k*-Elite Money Market
OTHER TIERS: 0.20% $2,500 - $10k | 0.25% $10k - $25k | 0.30% $25k - $50k | 0.35% $50k - $75k | 0.40% $75k - $100k | 0.45% $100k - $150k
0.40%*$150k*-Advantage Money Market
OTHER TIERS: 0.10% $2,500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.25% $50k - $75k | 0.30% $75k - $100k | 0.35% $100k - $150k
0.20%*$100k*-Pinnacle Select Money Market
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $100k

Meritrust Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$50k*-Roam Free Checking
OTHER TIERS: 0.02% $1k - $10k | 0.03% $10k - $50k
0.05%*$50k*-Green Account
OTHER TIERS: 0.02% $1k - $10k | 0.03% $10k - $50k

Meritrust Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$500-5 Year Share CD
1.65%$500-3 Year Share CD
1.20%$500-2 Year Share CD
1.00%$500-18 Month Share CD
0.80%$500-1 Year Share CD
0.55%$500-6 Month Share CD
0.40%$500-3 Month Share CD

Meritrust Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%$500-5 Year Share IRA
1.65%$500-3 Year Share IRA
1.20%$500-2 Year Share IRA
1.00%$500-18 Month Share IRA
0.80%$500-1 Year Share IRA
0.55%$500-6 Month Share IRA
0.40%$500-3 Month Share IRA
Locations

Meritrust Credit Union has 16 locations. Click to view all Meritrust Credit Union locations.