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Overview / Commentary
115 8th Ave SW
Cedar Rapids, IA 52404

Metco Credit Union is headquartered in Cedar Rapids and is the 43rd largest credit union in the state of Iowa. It is also the 2,931st largest credit union in the nation. It was established in 1957 and as of June of 2016, it had grown to 8 employees and 2,953 members at 1 location. Metco Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Linn, Buchanan, Benton, Delaware, Cedar, Johnson, Iowa and Jones Counties in Iowa.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Metco Credit Union has a low asset base.

Health Grade Components

NCUA #60013
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD4.12%
Annual Interest Income$499.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$29.6MM$28.0MM
LoansQ2 2016vs Q2 2015$19.1MM$19.8MM
DepositsQ2 2016vs Q2 2015$25.9MM$24.6MM
Equity CapitalQ2 2016vs Q2 2015$3.4MM$3.3MM
Loan Loss AllowanceQ2 2016vs Q2 2015$83.00K$90.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$18.00K$56.00K
Real Estate OwnedQ2 2016vs Q2 2015$86.00K$233.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Metco Credit Union Savings Account Rates

0.80%*$30k*-IRA Share Savings
OTHER TIERS: 0.40% $100 - $10k | 0.60% $10k - $30k
0.80%*$30k*-Roth IRA Share Savings
OTHER TIERS: 0.40% $100 - $10k | 0.60% $10k - $30k
0.80%*$30k*-Education Savings
OTHER TIERS: 0.40% $100 - $10k | 0.60% $10k - $30k
0.10%$100-Share Savings
0.10%--Kirby Kids Club Share Savings
0.10%--CU Succeed Share Savings
0.10%--Christmas Club Share Savings
0.10%$250-Health Savings

Metco Credit Union Money Market Rates

0.35%*$50k*-Mega Saver Money Market
OTHER TIERS: 0.15% $2,500 - $7,500 | 0.20% $7,500 - $15k | 0.25% $15k - $50k

Metco Credit Union CD Rates

1.36%$1k-36 Month CD
1.36%$1k-48 Month CD
1.36%$1k-60 Month CD
1.36%$500-36 Month Kirby CD
1.00%$1k-30 Month CD
0.90%$1k-24 Month CD
0.80%$1k-18 Month CD
0.50%$1k-12 Month CD
0.30%$1k-6 Month CD
0.30%$500-6 Month CU Succeed CD

Metco Credit Union IRA Rates

1.51%*$30k*-36 Month IRA
OTHER TIERS: 1.36% $1k - $10k | 1.41% $10k - $30k
1.51%*$30k*-48 Month IRA
OTHER TIERS: 1.36% $1k - $10k | 1.41% $10k - $30k
1.05%*$30k*-24 Month IRA
OTHER TIERS: 0.90% $1k - $10k | 0.95% $10k - $30k

Metco Credit Union Locations
Branch Office115 8th Ave SWCedar Rapids, IA 52404