Overview / Commentary
115 8th Ave SW
Cedar Rapids, IA 52404

Metco Credit Union is headquartered in Cedar Rapids and is the 43rd largest credit union in the state of Iowa. It is also the 2,749th largest credit union in the nation. It was established in 1957 and as of December of 2018, it had grown to 8 employees and 3,074 members at 1 location. Metco Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Linn, Buchanan, Benton, Delaware, Cedar, Johnson, Iowa and Jones Counties in Iowa.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Metco Credit Union has a low asset base.

Health Grade Components

NCUA #60013
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD5.66%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$33.3MM$32.5MM
LoansQ4 2018vs Q4 2017$24.5MM$22.2MM
DepositsQ4 2018vs Q4 2017$29.0MM$27.3MM
Equity CapitalQ4 2018vs Q4 2017$4.1MM$3.8MM
Loan Loss AllowanceQ4 2018vs Q4 2017$149.00K$104.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$117.00K$26.00K
Real Estate OwnedQ4 2018vs Q4 2017$63.00K$85.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Metco Credit Union Savings Account Rates

0.80%*$30k*-IRA Share Savings
OTHER TIERS: 0.40% $100 - $10k | 0.60% $10k - $30k
0.10%$100-Share Savings
0.10%$5-Kirby Kids Club Share Savings
0.10%$5-CU Succeed Share Savings
0.10%--Christmas Club Share Savings
0.10%$250-Health Savings

Metco Credit Union Money Market Rates

0.45%*$50k*-Mega Saver Money Market
OTHER TIERS: 0.15% $2.5k - $7.5k | 0.20% $7.5k - $15k | 0.35% $15k - $50k

Metco Credit Union CD Rates

2.78%$1k-42 Month CD Special
2.27%$1k-21 Month CD Special
1.31%$1k-60 Month CD
1.15%$1k-48 Month CD
1.00%$1k-36 Month CD
1.00%$500-36 Month Kirby CD
0.90%$1k-30 Month CD
0.80%$1k-24 Month CD
0.70%$1k-18 Month CD
0.50%$1k-12 Month CD
0.30%$1k-6 Month CD
0.30%$500-6 Month CU Succeed CD

Metco Credit Union IRA Rates

1.31%*$30k*-48 Month IRA
OTHER TIERS: 1.15% $1k - $10k | 1.21% $10k - $30k
1.15%*$30k*-36 Month IRA
OTHER TIERS: 1.00% $1k - $10k | 1.05% $10k - $30k
0.95%*$30k*-24 Month IRA
OTHER TIERS: 0.80% $1k - $10k | 0.85% $10k - $30k

Metco Credit Union Locations
Branch Office115 8th Ave SWCedar Rapids, IA 52404

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