Overview / Commentary
215 18th St
Huntington, WV 25703

Metro Community Federal Credit Union is headquartered in Huntington and is the 29th largest credit union in the state of West Virginia. It is also the 2,859th largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 6 employees and 2,851 members at 1 location. Metro Community Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, work or attend school in Cabell and Wayne Counties in West Virginia or Lawrence County in Ohio.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Metro Community Federal Credit Union has a low asset base.

Health Grade Components

NCUA #8791
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.09%
Return on Equity - YTD1.08%
Annual Interest Income$904.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$30.5MM$30.6MM
LoansQ4 2018vs Q4 2017$9.1MM$9.4MM
DepositsQ4 2018vs Q4 2017$27.8MM$27.8MM
Equity CapitalQ4 2018vs Q4 2017$2.6MM$2.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$68.00K$65.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$137.00K$85.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Metro Community Federal Credit Union Savings Account Rates

1.28%*$40k*-IRA Account
OTHER TIERS: 0.53% $101 - $5k | 0.78% $5k - $20k | 1.04% $20k - $40k
0.50%*$20k*-Regular Savings
OTHER TIERS: 0.15% $100 - $5k | 0.25% $5k - $20k
0.50%*$20k*-ACES Savings
OTHER TIERS: 0.15% $100 - $5k | 0.25% $5k - $20k
0.50%*$20k*-CityKids Savings
OTHER TIERS: 0.15% $100 - $5k | 0.25% $5k - $20k
0.25%*$5k*$20kCitySilver Savings
OTHER TIERS: 0.05% $20k+ | 0.15% $100 - $5k

Metro Community Federal Credit Union CD Rates

2.24%$5k-60 Month CD
1.69%$5k-48 Month CD
1.59%$5k-36 Month CD
0.97%$5k-24 Month CD
0.52%$5k-6 Month CD

Metro Community Federal Credit Union Locations
Branch Office215 18th StHuntington, WV 25703

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