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Metro Community Federal Credit Union

Popular Accounts at this Credit Union

1.16%5-year CD60 Month CD
0.15%SavingsACES Savings
0.80%4-year CD48 Month CD

Overview / Commentary
215 18th St
Huntington, WV 25703

Metro Community Federal Credit Union is headquartered in Huntington and is the 29th largest credit union in the state of West Virginia. It is also the 2,922nd largest credit union in the nation. It was established in 1953 and as of March of 2017, it had grown to 6 employees and 3,072 members at 1 location. Metro Community Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, work or attend school in Cabell and Wayne Counties in West Virginia or Lawrence County in Ohio.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Metro Community Federal Credit Union has a low asset base.

Health Grade Components

NCUA #8791
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.07%
Return on Equity - YTD0.78%
Annual Interest Income$206.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$30.4MM$29.6MM
LoansQ1 2017vs Q1 2016$10.4MM$12.1MM
DepositsQ1 2017vs Q1 2016$27.7MM$26.9MM
Equity CapitalQ1 2017vs Q1 2016$2.6MM$2.5MM
Loan Loss AllowanceQ1 2017vs Q1 2016$52.00K$65.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$119.00K$182.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Metro Community Federal Credit Union Savings Account Rates

1.00%*$20k*-IRA Account
OTHER TIERS: 0.25% $100 - $5k | 0.51% $5k - $20k
0.15%$100-Regular Savings
0.15%$100-CitySilver Savings
0.15%$100-ACES Savings
0.15%$100-CityKids Savings

Metro Community Federal Credit Union CD Rates

1.16%$5k-60 Month CD
0.80%$5k-48 Month CD
0.65%$5k-36 Month CD
0.45%$5k-24 Month CD
0.25%$5k-18 Month CD

Metro Community Federal Credit Union Locations
Branch Office215 18th StHuntington, WV 25703