Featured Savings Rates
Featured Accounts

Metro Employees Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.07%5-year CD5 Year CD
1.00%1-year CD1 Year CD
0.25%SavingsShare/Savings Account

Overview / Commentary
859-258-3990
1306 VERSAILLES RD STE 140
Lexington, KY 40504-1795

Metro Employees Credit Union is headquartered in Lexington and is the 31st largest credit union in the state of Kentucky. It is also the 2,961st largest credit union in the nation. It was established in 1940 and as of September of 2017, it had grown to 12 employees and 4,391 members at 2 locations. Metro Employees Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees and employees of partner agencies of the Lexington-Fayette Urban County Government,.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Metro Employees Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #63058
Year Chartered1940
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD1.05%
Return on Equity - YTD9.29%
Annual Interest Income$783.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$29.1MM$25.3MM
LoansQ3 2017vs Q3 2016$16.1MM$13.9MM
DepositsQ3 2017vs Q3 2016$25.6MM$22.2MM
Equity CapitalQ3 2017vs Q3 2016$3.2MM$2.9MM
Loan Loss AllowanceQ3 2017vs Q3 2016$60.00K$49.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$3.00K$26.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Metro Employees Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$25-Share/Savings Account
0.25%--Christmas Club Account
0.25%--Vacation Club Account

Metro Employees Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$25k*-Money Market Account
OTHER TIERS: 0.25% $2,500 - $10k | 0.35% $10k - $25k

Metro Employees Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.07%$500-5 Year CD
1.76%$500-4 Year CD
1.76%$100-2 Year Youth CD
1.51%$500-3 Year CD
1.26%$500-2 Year CD
1.00%$500-1 Year CD
0.50%$500-6 Month CD
Locations


Metro Employees Credit Union Locations
Branch Office101 E VINE ST STE 101Lexington, KY 40507-1459
Branch Office1306 VERSAILLES RD STE 140Lexington, KY 40504-1795