Overview / Commentary
847-670-0456
2440 E Rand Rd
Arlington Heights, IL 60004

METRO Federal Credit Union is headquartered in Arlington Heights and is the 75th largest credit union in the state of Illinois. It is also the 2,455th largest credit union in the nation. It was established in 1973 and as of September of 2018, it had grown to 10 employees and 2,905 members at 1 location. METRO Federal Credit Union's CD rates are 39% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Must be an employee or retiree of several municipalities and townships the northwest Chicago area.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. METRO Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #21326
Year Chartered1973
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD9.37%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$44.5MM$43.4MM
LoansQ3 2018vs Q3 2017$23.5MM$22.4MM
DepositsQ3 2018vs Q3 2017$40.1MM$39.5MM
Equity CapitalQ3 2018vs Q3 2017$3.6MM$3.3MM
Loan Loss AllowanceQ3 2018vs Q3 2017$164.00K$172.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$58.00K$50.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not METRO Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

METRO Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--IRA Savings
0.20%--Vacation Club
0.20%--Christmas Club
0.15%*$25k*-Primary Savings
OTHER TIERS: 0.05% $100 - $5k | 0.08% $5k - $10k | 0.12% $10k - $25k

METRO Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-VIP Money Market Account
OTHER TIERS: 0.10% $100 - $5k | 0.12% $5k - $10k | 0.14% $10k - $25k | 0.18% $25k - $50k

METRO Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.06%*$5k*-Premier Checking
OTHER TIERS: 0.02% $100 - $2.5k | 0.04% $2.5k - $5k
0.01%$100-Regular Checking

METRO Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%*$25k*-48 Month CD
OTHER TIERS: 1.75% $1k - $10k | 2.00% $10k - $25k
2.00%*$25k*-36 Month CD
OTHER TIERS: 1.50% $1k - $10k | 1.75% $10k - $25k
1.75%*$25k*-24 Month CD
OTHER TIERS: 1.25% $1k - $10k | 1.50% $10k - $25k
1.75%-$250k36 Month Payroll Deduction CD
1.75%--48 Month Payroll Deduction CD
1.50%-$250k24 Month Payroll Deduction CD
1.50%*$25k*-18 Month CD
OTHER TIERS: 1.00% $1k - $10k | 1.25% $10k - $25k
1.25%*$25k*-12 Month CD
OTHER TIERS: 0.75% $1k - $10k | 1.00% $10k - $25k
1.25%-$250k18 Month Payroll Deduction CD
1.00%*$25k*-6 Month CD
OTHER TIERS: 0.50% $1k - $10k | 0.75% $10k - $25k
1.00%-$250k12 Month Payroll Deduction CD

METRO Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.10%*$25k*-48 Month IRA
OTHER TIERS: 1.75% $1k - $10k | 2.00% $10k - $25k
2.00%*$25k*-36 Month IRA
OTHER TIERS: 1.50% $1k - $10k | 1.75% $10k - $25k
1.75%*$25k*-24 Month IRA
OTHER TIERS: 1.25% $1k - $10k | 1.50% $10k - $25k
1.75%-$250k36 Month Payroll Deduction IRA
1.75%--48 Month Payroll Deduction IRA
1.50%-$250k24 Month Payroll Deduction IRA
1.50%*$25k*-18 Month IRA
OTHER TIERS: 1.00% $1k - $10k | 1.25% $10k - $25k
1.25%*$25k*-12 Month IRA
OTHER TIERS: 0.75% $1k - $10k | 1.00% $10k - $25k
1.25%-$250k18 Month Payroll Deduction IRA
1.00%-$250k12 Month Payroll Deduction IRA
Locations


METRO Federal Credit Union Locations
Branch Office2440 E Rand RdArlington Heights, IL 60004-5802

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