Featured Savings Rates
Featured Accounts

Metro North Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.25%1-year CD12 Month CD
0.01%SavingsSecondary Share
0.65%3-year CD36 Month CD

Overview / Commentary
248-674-0491
4594 Pontiac Lake Rd
Waterford, MI 48328-2016

Metro North Federal Credit Union is headquartered in Waterford and is the 152nd largest credit union in the state of Michigan. It is also the 2,464th largest credit union in the nation. It was established in 1952 and as of September of 2016, it had grown to 19 employees and 5,985 members at 2 locations. Metro North Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to staff, students, graduates and family members of the Waterford or Holly Area School Districts and other area organizations.
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Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Metro North Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #7604
Year Chartered1952
Employees19
Primary Regulator
Profit Margin
Return on Assets - YTD0.26%
Return on Equity - YTD3.12%
Annual Interest Income$999.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$43.8MM$39.2MM
LoansQ3 2016vs Q3 2015$24.2MM$23.4MM
DepositsQ3 2016vs Q3 2015$40.1MM$35.6MM
Equity CapitalQ3 2016vs Q3 2015$3.6MM$3.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$104.00K$105.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$184.00K$194.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Metro North Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRA Share
0.01%--Share Account
0.01%--Holiday Club
0.01%--Vacation Club
0.01%--Secondary Share

Metro North Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$2,500-Money Market Account

Metro North Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$1k*-36 Month CD
OTHER TIERS: 0.40% $500 - $1k
0.40%*$1k*-24 Month CD
OTHER TIERS: 0.15% $500 - $1k
0.30%*$1k*-18 Month CD
OTHER TIERS: 0.05% $500 - $1k
0.25%*$1k*-12 Month CD
OTHER TIERS: 0.05% $500 - $1k
0.15%*$1k*-6 Month CD
OTHER TIERS: 0.05% $500 - $1k

Metro North Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$1k-36 Month IRA
0.40%$1k-24 Month IRA
0.30%$1k-18 Month IRA
0.25%$1k-12 Month IRA
0.15%$1k-6 Month IRA
Locations


Metro North Federal Credit Union Locations
Branch Office4594 Pontiac Lake RdWaterford, MI 48328-2016
Branch Office15156 N Holly RdHolly, MI 48442-1139