5% 12-Month CD at an Illinois Bank

POSTED ON SATURDAY, JANUARY 14, 2006 BY Ken Tumin

Plaza Bank is offering a 5.00% APY 12-month CD promotion. This requires you to open a checking account with direct deposit. Without the checking account, the rate is 4.75% APY. The minimum deposit requirement is $5K for both options. The checking account must remain open for 6 months to maintain the extra 0.25% rate. Its free checking account requires $100 to open and it has no minimum balance requirements or monthly fees.

Plaza Bank has 10 branches in Chicago and several other cities in Illinois.

The best 1-year certificate of deposit currently listed at Bankrate.com is 4.89% APY at Corus Bank.

5% 12-Month Promo CD at a Illinois Bank

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POSTED ON FRIDAY, DECEMBER 30, 2005 BY KEN TUMIN

Metropolitan Bank has a promotional 12-month CD paying 5.00% APY. The minimum required deposit is $5K. The 5% rate requires opening a free checking account with direct deposit. Without the checking account, the certificate yields 4.75%. The checking account must remain open for 6 months to maintain the 5% APY.

Another perk for opening the free checking account with direct deposit is a $75 cash bonus. This checking account requires $100 to open. The bonus without direct deposit is a free cordless screwdriver. Like the CD deal, you have to keep...

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