Competitive 5-Year CD Rate at Miami Postal Service Credit Union - Local Only

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APYMINMAXINSTITUTIONPRODUCTDETAILS
1.91%$1k-Miami Postal Service Credit Union60 Month CD
0.75%$25k-Miami Postal Service Credit Union9 Month Super Jumbo CD
0.65%$5k-Miami Postal Service Credit Union9 Month Jumbo CD
Accounts mentioned in this post. Rates as of July 27, 2016.

In today's rate environment, it's difficult to find 2 percent CDs especially in Florida. Miami Postal Service Credit Union is one of the few Florida institutions that still offer a 2 percent CD. It has a 5-year CD with a 2.02% APY. Minimum deposit is $1,000. For those who prefer short-term CDs, the credit union continues to offer a very competitive 9-month CD with a 1.26% APY for a minimum deposit of $25K (1.00% APY for $5K minimum). These rates are listed in the credit union's deposit rates page as of 3/21/2012.

In addition to postal employees and retirees, membership is open to everyone who lives, works or worships within a 15 mile radius of the three credit union branches. Membership is also open to Federal Government employees and their families. Please refer to the credit union's eligibility page for the full details. Membership requires a minimum $5 balance in the share savings account.

Miami Postal Service Credit Union branches are located in Miami, Hialeah and Pinecrest.

The credit union has an overall health score at DepositAccounts.com of 5 stars (out of 5) with a Texas Ratio of 3.38% (excellent) based on December 2011 data. Please refer to our financial overview of Miami Postal Service Credit Union for more details. The credit union is federally insured by the NCUA (Charter # 67330).

How These CD Rates Compare

The best nationally available 5-year CD rate is 2.35% APY at Justice Federal Credit Union for a $100K minimum (2.25% APY for a $500 minimum).

Searching for Top CD Rates

To search for nationwide CD rates and CD rates in your state, please refer to the best CD rates section of DepositAccounts.com.

Comments
New Special 9-Month CD Rate at Miami Postal Service Credit Union - Local Only

As I described yesterday, I'm not a fan of short-term CDs. Most of the short-term CDs these days have rates lower than the best savings account rates. However, that is not the case at Miami Postal Service Credit Union which has a new 9-month CD with a 1.26% APY. They call it a "super jumbo", but it only requires a $25,000 minimum deposit. They used to only offer a regular jumbo with a $5,000 minimum deposit (the smallest jumbo CD that I've seen). This regular jumbo CD rate is only...

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Top 9-Month CD Rate Continues at Miami Postal Service Credit Union - Local Only

Miami Postal Service Credit Union is still offering a very competitive 9-month CD. The rate is 1.76% APY for a minimum deposit of $5,000. The rate is 1.56% APY for a $1,000 minimum. The $5K is considered a Jumbo deposit (smallest Jumbo CD that I've seen). The other CD rates have fallen since my last post, but they remain competitive. The best include a 1.51% APY 18-month CD and a 1.97% APY 3-year CD. These rates are listed at the credit union's deposit rates page as of 2/2/2011. Since there's...

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Top 9-Month CD Rate at Miami Postal Service Credit Union - Local Only

Miami Postal Service Credit Union continues to offer a very competitive 9-month CD with a 1.76% APY. Minimum deposit is $5,000 which is considered a Jumbo deposit (smallest Jumbo CD that I've seen). The regular 9-month CD has a 1.56% APY with a minimum deposit of $1,000. Some of their other CD rates are also competitive including their 1.56% APY 12-month CD and 1.76% APY 18-month CD. These rates are listed at the credit union's deposit rates page as of 6/08/2010. Since there's an old date on this page,...

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1.76% 9-Month CD at Miami Postal Service Credit Union - Local Only
Miami Postal Service Credit Union has a competitive 9-month certificate APY of 1.76%. Minimum deposit is $5,000. This rate is listed at the credit union's deposit rates page as of 12/16/09. It's interesting that the credit union labels this $5,000-minimum CD as a Jumbo CD.

In addition to postal employees and retirees, membership is open to everyone who lives, works or worships within a 15 mile radius of the three credit union branches. Membership is also open to Federal Government employees and their families. Please refer to the credit union's eligibility...

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4.47% 18-Month / 4.47% 60-Month CD at a Miami CU (MPS).
Update 3/22/08: The CD rates have gone down. Please check the financial institution's website for the latest rates.

Update 3/1/08: The CD rates have fallen. The yield on the 18 and 60 month CD has fallen from 4.75% to 4.47% APY. The title has been modified to reflect this change.

MPS Credit Union is listing several competitive certificate rates. The highest yield is 4.75% APY for terms of 18 and 60 months. The minimum deposit is $1,000. The credit union is also advertising a special 9-month Jumbo certificate with a yield...



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