Overview / Commentary
732-745-3867
Middlesex County EFCU 711 Jersey Ave
New Brunswick, NJ 08901

Middlesex County N J Emp Federal Credit Union is headquartered in New Brunswick and is the 99th largest credit union in the state of New Jersey. It is also the 4,196th largest credit union in the nation. It was established in 1968 and as of March of 2018, it had grown to 3 employees and 1,775 members at 1 location. Middlesex County N J Emp Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of Middlesex County, City of New Brunswick, or a Corporation of Middlesex County or various Municipalities.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Middlesex County N J Emp Federal Credit Union has a very low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #18628
Year Chartered1968
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-3.08%
Return on Equity - YTD-18.14%
Annual Interest Income$82.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$9.4MM$9.4MM
LoansQ1 2018vs Q1 2017$2.0MM$2.2MM
DepositsQ1 2018vs Q1 2017$7.8MM$7.8MM
Equity CapitalQ1 2018vs Q1 2017$1.6MM$1.6MM
Loan Loss AllowanceQ1 2018vs Q1 2017$57.00K$50.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$43.00K$53.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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Middlesex County N J Emp Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%$100-Savings Account

Middlesex County N J Emp Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$5k-3 Month Savings CD
Locations


Middlesex County N J Emp Federal Credit Union Locations
Branch OfficeMiddlesex County EFCU 711 Jersey AveNew Brunswick, NJ 08901

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