Overview / Commentary
Middlesex County EFCU 711 Jersey Ave
New Brunswick, NJ 08901

Middlesex County N J Emp Federal Credit Union is headquartered in New Brunswick and is the 98th largest credit union in the state of New Jersey. It is also the 4,130th largest credit union in the nation. It was established in 1968 and as of September of 2018, it had grown to 3 employees and 1,761 members at 1 location. Middlesex County N J Emp Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of Middlesex County, City of New Brunswick, or a Corporation of Middlesex County or various Municipalities.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Middlesex County N J Emp Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #18628
Year Chartered1968
Primary Regulator
Profit Margin
Return on Assets - YTD-0.74%
Return on Equity - YTD-4.47%
Annual Interest Income$291.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$9.5MM$9.2MM
LoansQ3 2018vs Q3 2017$2.3MM$2.2MM
DepositsQ3 2018vs Q3 2017$7.9MM$7.6MM
Equity CapitalQ3 2018vs Q3 2017$1.6MM$1.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$64.00K$48.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$54.00K$58.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Middlesex County N J Emp Federal Credit Union Savings Account Rates

0.04%$100-Savings Account

Middlesex County N J Emp Federal Credit Union CD Rates

0.40%$5k-3 Month Savings CD

Middlesex County N J Emp Federal Credit Union Locations
Branch OfficeMiddlesex County EFCU 711 Jersey AveNew Brunswick, NJ 08901

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