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  2. Mid-Illini Credit Union

Mid-Illini Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.50%Reward CheckingCash Rewards High Interest Checking
1.83% - National Average
2.06%5-year CD60 Month Share Certificate
2.35% - Synchrony Bank 60 Month CDAdvertisement
1.26%1-year CD12 Month Share Certificate
1.40% - Synchrony Bank 12 Month CDAdvertisement
View all Mid-Illini Credit Union rates »

Overview / Commentary
www.midillinicu.com
309-661-1166
1811 Eastland Dr
Bloomington, IL 61704

Mid-Illini Credit Union is headquartered in Bloomington and is the 63rd largest credit union in the state of Illinois. It is also the 2,216th largest credit union in the nation. It was established in 1940 and as of March of 2017, it had grown to 23 employees and 8,242 members at 2 locations. Mid-Illini Credit Union's CD rates are 46% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to anyone through joining Mid-Illinois Dollars for Scholars ($25). Membership is also open to those who live or work in McLean County, Illinois.
See current membership details

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Reviews (2)

My experience with Midillinicu

Posted by: Muthu | Aug 29, 2014

I have my account with Midillinicu for past 4 years. They have various online services like online banking, online billpay, online applications, online direct deposit etc are very helpful to do most of transaction by online and no need to go credit union for every time. Their customer service is good though not excellent but I am very much satisfied with their website experience. They are user friendly and very informative.Their mortgage loan, personal loan and credit cards are having lowest interest rate possible in the industry. Their products are very competitive in the market. Their fees are very reasonable compared to their competitors. My overall rating is excellent and I dont hessitate to recommend this credit union to my friends and relatives.

2

Not So Nationwide

Posted by: elarh | Aug 16, 2016

I completed the application on 8/11 and waited for the callback (1 to 2 business days). On 8/16, I finally called them and was told that the application required an in person visit.

I live in TX and have no plans for travel to Illinois in the near future. So, I'm out of luck.

2


Health
B

Data as of Q1 2017

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mid-Illini Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #63541
Year Chartered1940
Employees23
Primary Regulator
Profit Margin
Return on Assets - YTD-0.23%
Return on Equity - YTD-3.12%
Annual Interest Income$763.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$56.5MM$50.2MM
LoansQ1 2017vs Q1 2016$51.3MM$48.1MM
DepositsQ1 2017vs Q1 2016$52.1MM$46.1MM
Equity CapitalQ1 2017vs Q1 2016$4.1MM$3.9MM
Loan Loss AllowanceQ1 2017vs Q1 2016$651.00K$548.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$549.00K$614.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mid-Illini Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$100-Traditional Savings Account
0.10%$100-Christmas Club Account
0.10%$100-IRA Savings Account
0.10%$100-Loan Payment Savings Account
0.10%$100-MILES Club Account
0.10%$100-MILES 4 Club Account

Mid-Illini Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$25k*-Money Market Account
OTHER TIERS: 0.45% → $2,500 - $25k

Mid-Illini Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*-$25kCash Rewards High Interest Checking
OTHER TIERS: 0.15% → $25k+
0.25%*$5k*-Platinum Stripes Checking Account
OTHER TIERS: 0.20% → $1k - $5k

Mid-Illini Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.11%$100k-60 Month Jumbo Share Certificate
2.07%$100k-48 Month Jumbo Share Certificate
2.06%$500-60 Month Share Certificate
2.02%$500-48 Month Share Certificate
1.61%$100k-36 Month Jumbo Share Certificate
1.56%$500-36 Month Share Certificate
1.56%$100k-30 Month Jumbo Share Certificate
1.51%$500-30 Month Share Certificate
1.46%$100k-24 Month Jumbo Share Certificate
1.41%$500-24 Month Share Certificate
1.36%$100k-18 Month Jumbo Share Certificate
1.31%$500-18 Month Share Certificate
1.31%$100k-12 Month Jumbo Share Certificate
1.26%$500-12 Month Share Certificate
0.80%$100k-6 Month Jumbo Share Certificate
0.75%$500-6 Month Share Certificate
0.35%$100k-3 Month Jumbo Share Certificate
0.30%$500-3 Month Share Certificate
0.07%$100k-1 Month Jumbo Share Certificate
0.05%$500-1 Month Share Certificate

Mid-Illini Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.11%$100k-60 Month Jumbo IRA Certificate
2.07%$100k-48 Month Jumbo IRA Certificate
2.06%$500-60 Month IRA Certificate
2.02%$500-48 Month IRA Certificate
1.61%$100k-36 Month Jumbo IRA Certificate
1.56%$500-36 Month IRA Certificate
1.56%$100k-30 Month Jumbo IRA Certificate
1.51%$500-30 Month IRA Certificate
1.46%$100k-24 Month Jumbo IRA Certificate
1.41%$500-24 Month IRA Certificate
1.36%$100k-18 Month Jumbo IRA Certificate
1.31%$500-18 Month IRA Certificate
1.31%$100k-12 Month Jumbo IRA Certificate
1.26%$500-12 Month IRA Certificate
0.80%$100k-6 Month Jumbo IRA Certificate
0.75%$500-6 Month IRA Certificate
0.35%$100k-3 Month Jumbo IRA Certificate
0.30%$500-3 Month IRA Certificate
0.07%$100k-1 Month Jumbo IRA Certificate
0.05%$500-1 Month IRA Certificate
Locations


Mid-Illini Credit Union Locations
Branch Office801 W Market StBloomington, IL 61701
Branch Office1811 Eastland DrBloomington, IL 61704