Mid-Illini Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.50% | Reward Checking | Cash Rewards High Interest Checking 1.95% - National Average |
| 2.27% | 5-year CD | 60 Month Share Certificate |
| 1.08% | 1-year CD | 12 Month Share Certificate 0.90% - National Average |
Mid-Illini Credit Union is headquartered in Bloomington and is the 61st largest credit union in the state of Illinois. It is also the 2,150th largest credit union in the nation. It was established in 1940 and as of March of 2018, it had grown to 25 employees and 8,299 members at 2 locations. Mid-Illini Credit Union's money market rates are 59% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Membership is open to anyone through joining Mid-Illinois Dollars for Scholars ($25). Membership is also open to those who live or work in McLean County, Illinois.
See current membership details
Related Posts
Savin Money
This credit union has given me the ability to save money in ways that the other big branches simply do not. I have had a really easy time accessing everything that i need from them and I really enjoy being a member. I would highly recommend them to anyone who is looking to use a credit union in the area.
My experience with Midillinicu
I have my account with Midillinicu for past 4 years. They have various online services like online banking, online billpay, online applications, online direct deposit etc are very helpful to do most of transaction by online and no need to go credit union for every time. Their customer service is good though not excellent but I am very much satisfied with their website experience. They are user friendly and very informative.Their mortgage loan, personal loan and credit cards are having lowest interest rate possible in the industry. Their products are very competitive in the market. Their fees are very reasonable compared to their competitors. My overall rating is excellent and I dont hessitate to recommend this credit union to my friends and relatives.
Not So Nationwide
I completed the application on 8/11 and waited for the callback (1 to 2 business days). On 8/16, I finally called them and was told that the application required an in person visit.
I live in TX and have no plans for travel to Illinois in the near future. So, I'm out of luck.
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 63541 |
| Year Chartered | 1940 |
| Employees | 25 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.1% |
| Return on Equity - YTD | 1.3% |
| Annual Interest Income | $819.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $60.4MM$56.5MM |
| Loans | Q1 2018vs Q1 2017 | $56.8MM$51.3MM |
| Deposits | Q1 2018vs Q1 2017 | $55.8MM$52.1MM |
| Equity Capital | Q1 2018vs Q1 2017 | $4.3MM$4.1MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $847.00K$651.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $595.00K$549.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Mid-Illini Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Mid-Illini Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $100 | - | Traditional Savings Account | |
| 0.10% | $100 | - | Club Accounts | |
| 0.10% | $100 | - | IRA Savings Account | |
| 0.10% | $100 | - | Loan Payment Savings Account |
Mid-Illini Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.70%* | $75k* | - | Money Market Account | ||
| OTHER TIERS: 0.60% → $2,500 - $25k | 0.65% → $25k - $75k | |||||
Mid-Illini Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.50%* | - | $25k | Cash Rewards High Interest Checking | ||
| OTHER TIERS: 0.15% → $25k+ | |||||
| 0.25%* | $5k* | - | Platinum Stripes Checking Account | ||
| OTHER TIERS: 0.20% → $1k - $5k | |||||
Mid-Illini Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.32% | $100k | - | 60 Month Jumbo Share Certificate | |
| 2.27% | $500 | - | 60 Month Share Certificate | |
| 2.07% | $100k | - | 48 Month Jumbo Share Certificate | |
| 2.02% | $500 | - | 48 Month Share Certificate | |
| 1.61% | $100k | - | 36 Month Jumbo Share Certificate | |
| 1.56% | $500 | - | 36 Month Share Certificate | |
| 1.56% | $100k | - | 30 Month Jumbo Share Certificate | |
| 1.51% | $500 | - | 30 Month Share Certificate | |
| 1.51% | $100k | - | 24 Month Jumbo Share Certificate | |
| 1.46% | $500 | - | 24 Month Share Certificate | |
| 1.36% | $100k | - | 18 Month Jumbo Share Certificate | |
| 1.31% | $500 | - | 18 Month Share Certificate | |
| 1.13% | $100k | - | 12 Month Jumbo Share Certificate | |
| 1.08% | $500 | - | 12 Month Share Certificate | |
| 0.75% | $100k | - | 6 Month Jumbo Share Certificate | |
| 0.70% | $500 | - | 6 Month Share Certificate | |
| 0.33% | $100k | - | 3 Month Jumbo Share Certificate | |
| 0.28% | $500 | - | 3 Month Share Certificate | |
| 0.07% | $100k | - | 1 Month Jumbo Share Certificate | |
| 0.05% | $500 | - | 1 Month Share Certificate |
Mid-Illini Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.32% | $100k | - | 60 Month Jumbo IRA Certificate | |
| 2.27% | $500 | - | 60 Month IRA Certificate | |
| 2.07% | $100k | - | 48 Month Jumbo IRA Certificate | |
| 2.02% | $500 | - | 48 Month IRA Certificate | |
| 1.61% | $100k | - | 36 Month Jumbo IRA Certificate | |
| 1.56% | $500 | - | 36 Month IRA Certificate | |
| 1.56% | $100k | - | 30 Month Jumbo IRA Certificate | |
| 1.51% | $500 | - | 30 Month IRA Certificate | |
| 1.51% | $100k | - | 24 Month Jumbo IRA Certificate | |
| 1.46% | $500 | - | 24 Month IRA Certificate | |
| 1.36% | $100k | - | 18 Month Jumbo IRA Certificate | |
| 1.31% | $500 | - | 18 Month IRA Certificate | |
| 1.13% | $100k | - | 12 Month Jumbo IRA Certificate | |
| 1.08% | $500 | - | 12 Month IRA Certificate | |
| 0.75% | $100k | - | 6 Month Jumbo IRA Certificate | |
| 0.70% | $500 | - | 6 Month IRA Certificate | |
| 0.33% | $100k | - | 3 Month Jumbo IRA Certificate | |
| 0.28% | $500 | - | 3 Month IRA Certificate | |
| 0.07% | $100k | - | 1 Month Jumbo IRA Certificate | |
| 0.05% | $500 | - | 1 Month IRA Certificate |
| Mid-Illini Credit Union Locations | ||
|---|---|---|
| Branch Office | 801 W Market St | Bloomington, IL 61701 |
| Branch Office | 1811 Eastland Dr | Bloomington, IL 61704 |