Mid-Illini Credit Union

Overview / Commentary
1811 Eastland Dr
Bloomington, IL 61704

Mid-Illini Credit Union is headquartered in Bloomington and is the 60th largest credit union in the state of Illinois. It is also the 2,083rd largest credit union in the nation. It was established in 1940 and as of September of 2022, it had grown to 17 employees and 8,324 members at 1 location. Mid-Illini Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to anyone through joining Mid-Illinois Dollars for Scholars ($25). Membership is also open to those who live or work in McLean County, Illinois.
See current membership details

Reviews (3)

Savin Money

This credit union has given me the ability to save money in ways that the other big branches simply do not. I have had a really easy time accessing everything that i need from them and I really enjoy being a member. I would highly recommend them to anyone who is looking to use a credit union in the area.

My experience with Midillinicu

Posted by: |

I have my account with Midillinicu for past 4 years. They have various online services like online banking, online billpay, online applications, online direct deposit etc are very helpful to do most of transaction by online and no need to go credit union for every time. Their customer service is good though not excellent but I am very much satisfied with their website experience. They are user friendly and very informative.Their mortgage loan, personal loan and credit cards are having lowest interest rate possible in the industry. Their products are very competitive in the market. Their fees are very reasonable compared to their competitors. My overall rating is excellent and I dont hessitate to recommend this credit union to my friends and relatives.

Not So Nationwide

Posted by: |

I completed the application on 8/11 and waited for the callback (1 to 2 business days). On 8/16, I finally called them and was told that the application required an in person visit.

I live in TX and have no plans for travel to Illinois in the near future. So, I'm out of luck.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mid-Illini Credit Union has a relatively low asset base.

Health Grade Components

NCUA #63541
Year Chartered1940
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD8.67%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$79.2MM$73.3MM
LoansQ3 2022vs Q3 2021$60.4MM$55.4MM
DepositsQ3 2022vs Q3 2021$72.8MM$67.7MM
Equity CapitalQ3 2022vs Q3 2021$5.9MM$5.3MM
Loan Loss AllowanceQ3 2022vs Q3 2021$675.00K$813.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$223.00K$288.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for Mid-Illini Credit Union are currently being reviewed.


Mid-Illini Credit Union Locations
Branch Office1811 Eastland DrBloomington, IL 61704

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