Overview / Commentary
340-778-6297
366 Peters Rest
Christiansted, VI 00820

Mid-Island Federal Credit Union is headquartered in Christiansted and is the 4th largest credit union in the state of VI. It is also the 4,048th largest credit union in the nation. It was established in 1981 and as of June of 2018, it had grown to 3 employees and 2,135 members at 1 location. Mid-Island Federal Credit Union has a B health rating.

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mid-Island Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #23811
Year Chartered1981
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.06%
Return on Equity - YTD0.6%
Annual Interest Income$139.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$10.6MM$9.4MM
LoansQ2 2018vs Q2 2017$3.0MM$3.4MM
DepositsQ2 2018vs Q2 2017$9.6MM$8.4MM
Equity CapitalQ2 2018vs Q2 2017$999.00K$1.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$92.00K$84.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$70.00K$111.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Mid-Island Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Regular Share (Savings) Accounts
0.10%--Club Accounts
0.10%--Challenge Accounts
Locations


Mid-Island Federal Credit Union Locations
Branch Office4366 Peters RestChristiansted, VI 00820

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