Featured Savings Rates
Featured Accounts

Midland Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.75%1-year CD12 Month Share Certificate
0.15%SavingsSecondary Shares
1.46%3-year CD36 Month Share Certificate

Overview / Commentary
515-278-1994
2891 106TH ST
URBANDALE, IA 50322-3772

Midland Credit Union is headquartered in URBANDALE and is the 33rd largest credit union in the state of Iowa. It is also the 2,303rd largest credit union in the nation. It was established in 1933 and as of March of 2017, it had grown to 15 employees and 4,413 members at 2 locations. Midland Credit Union's money market rates are 36% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Polk, Jasper, Story, Warren, Marion, Dallas, Madison, or Boone Counties in Iowa.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Midland Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #61918
Year Chartered1933
Employees15
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD3.67%
Annual Interest Income$443.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$52.5MM$48.4MM
LoansQ1 2017vs Q1 2016$34.7MM$29.5MM
DepositsQ1 2017vs Q1 2016$45.5MM$41.6MM
Equity CapitalQ1 2017vs Q1 2016$6.8MM$6.5MM
Loan Loss AllowanceQ1 2017vs Q1 2016$212.00K$168.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$57.00K$54.00K
Real Estate OwnedQ1 2017vs Q1 2016$65.00K$65.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Midland Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--IRA Shares
0.15%*$10k*-Basic Shares
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k
0.15%*$10k*-Kid's Club Savings
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k
0.15%*$10k*-Holiday Shares
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k
0.15%*$10k*-Secondary Shares
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k

Midland Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-Money Market Share Account
OTHER TIERS: 0.35% $10k - $25k | 0.45% $25k - $50k | 0.50% $50k - $100k

Midland Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Draft/Checking

Midland Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.46%$500-36 Month Share Certificate
1.21%$500-24 Month Share Certificate
0.90%$500-18 Month Share Certificate
0.75%$500-12 Month Share Certificate
0.45%$500-6 Month Share Certificate

Midland Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.46%$1k-36 Month IRA Certificate
1.21%$1k-24 Month IRA Certificate
0.90%$1k-18 Month IRA Certificate
0.75%$1k-12 Month IRA Certificate
0.45%$1k-6 Month IRA Certificate
Locations


Midland Credit Union Locations
Branch Office2891 106TH STURBANDALE, IA 50322-3772
Branch Office1225 COPPER CREEK DR STE MPLEASANT HILL, IA 50327-7091