Overview / Commentary
2891 106TH ST
URBANDALE, IA 50322-3772

Midland Credit Union is headquartered in URBANDALE and is the 34th largest credit union in the state of Iowa. It is also the 2,273rd largest credit union in the nation. It was established in 1933 and as of September of 2018, it had grown to 14 employees and 4,374 members at 2 locations. Midland Credit Union's money market rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Polk, Jasper, Story, Warren, Marion, Dallas, Madison, or Boone Counties in Iowa.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Midland Credit Union has a relatively low asset base.

Health Grade Components

NCUA #61918
Year Chartered1933
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD3.87%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$52.9MM$51.1MM
LoansQ3 2018vs Q3 2017$35.9MM$37.5MM
DepositsQ3 2018vs Q3 2017$45.4MM$43.9MM
Equity CapitalQ3 2018vs Q3 2017$7.2MM$7.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$272.00K$244.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$299.00K$287.00K
Real Estate OwnedQ3 2018vs Q3 2017$47.00K$64.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Midland Credit Union Savings Account Rates

1.50%--IRA Shares
0.90%*$10k*-Basic Shares
OTHER TIERS: 0.40% $100 - $5k | 0.65% $5k - $10k
0.90%*$10k*-Kid's Club Savings
OTHER TIERS: 0.40% $100 - $5k | 0.65% $5k - $10k
0.90%*$10k*-Holiday Shares
OTHER TIERS: 0.40% $100 - $5k | 0.65% $5k - $10k
0.90%*$10k*-Secondary Shares
OTHER TIERS: 0.40% $100 - $5k | 0.65% $5k - $10k

Midland Credit Union Money Market Rates

1.51%*$100k*-Money Market Share Account
OTHER TIERS: 0.95% $10k - $25k | 1.11% $25k - $50k | 1.41% $50k - $100k

Midland Credit Union Checking Account Rates

0.50%$500-Share Draft/Checking

Midland Credit Union CD Rates

2.53%$500-36 Month Share Certificate
2.32%$500-24 Month Share Certificate
2.27%$500-18 Month Share Certificate
2.12%$500-12 Month Share Certificate
1.92%$500-6 Month Share Certificate

Midland Credit Union IRA Rates

2.53%$1k-36 Month IRA
2.32%$1k-24 Month IRA
2.27%$1k-18 Month IRA
2.12%$1k-12 Month IRA
1.92%$1k-6 Month IRA

Midland Credit Union Locations
Branch Office2891 106TH STURBANDALE, IA 50322-3772
Branch Office1225 COPPER CREEK DR STE MPLEASANT HILL, IA 50327-7091

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