Featured Savings Rates
Featured Accounts

Midland Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.70%1-year CD12 Month Share Certificate
0.15%SavingsSecondary Shares
1.36%3-year CD36 Month Share Certificate

Overview / Commentary
515-278-1994
2891 106TH ST
URBANDALE, IA 50322-3772

Midland Credit Union is headquartered in URBANDALE and is the 33rd largest credit union in the state of Iowa. It is also the 2,312th largest credit union in the nation. It was established in 1933 and as of December of 2016, it had grown to 14 employees and 4,357 members at 2 locations. Midland Credit Union's money market rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Polk, Jasper, Story, Warren, Marion, Dallas, Madison, or Boone Counties in Iowa.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Midland Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #61918
Year Chartered1933
Employees14
Primary Regulator
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD2.63%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$50.9MM$47.4MM
LoansQ4 2016vs Q4 2015$33.6MM$30.6MM
DepositsQ4 2016vs Q4 2015$43.9MM$40.6MM
Equity CapitalQ4 2016vs Q4 2015$6.7MM$6.5MM
Loan Loss AllowanceQ4 2016vs Q4 2015$201.00K$166.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$47.00K$281.00K
Real Estate OwnedQ4 2016vs Q4 2015$65.00K$72.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Midland Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--IRA Share Account
0.15%*$10k*-Basic Share Account
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k
0.15%*$10k*-Kid's Club Saving's
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k
0.15%*$10k*-Holiday Share Account
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k
0.15%*$10k*-Secondary Shares
OTHER TIERS: 0.05% $100 - $5k | 0.10% $5k - $10k

Midland Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Money Market Share Account
OTHER TIERS: 0.25% $10k - $25k | 0.35% $25k - $50k | 0.45% $50k - $100k

Midland Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Share Draft (Checking) Account

Midland Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%$500-36 Month Share Certificate
1.11%$500-24 Month Share Certificate
0.85%$500-18 Month Share Certificate
0.70%$500-12 Month Share Certificate
0.40%$500-6 Month Share Certificate

Midland Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%$1k-36 Month IRA Certificate
1.11%$1k-24 Month IRA Certificate
0.85%$1k-18 Month IRA Certificate
0.70%$1k-12 Month IRA Certificate
0.40%$1k-6 Month IRA Certificate
Locations


Midland Credit Union Locations
Branch Office2891 106TH STURBANDALE, IA 50322-3772
Branch Office1225 COPPER CREEK DR STE MPLEASANT HILL, IA 50327-7091