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Overview / Commentary
3410 Taft Blvd
Wichita Falls, TX 76308

Midwestern State University Credit Union is headquartered in Wichita Falls and is the 383rd largest credit union in the state of Texas. It is also the 4,550th largest credit union in the nation. It was established in 1955 and as of March of 2018, it had grown to 3 employees and 882 members at 1 location. Midwestern State University Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Midwestern State University Credit Union is open to employees, faculty, students, and alumni of Midwestern State University,
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Midwestern State University Credit Union has a very low asset base.

Health Grade Components

NCUA #67549
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD-1.43%
Return on Equity - YTD-9.46%
Annual Interest Income$35.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$6.1MM$6.2MM
LoansQ1 2018vs Q1 2017$2.1MM$2.4MM
DepositsQ1 2018vs Q1 2017$5.1MM$5.2MM
Equity CapitalQ1 2018vs Q1 2017$930.00K$1.0MM
Loan Loss AllowanceQ1 2018vs Q1 2017$5.00K$11.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$0$16.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0

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Midwestern State University Credit Union Locations
Branch Office3410 Taft BlvdWichita Falls, TX 76308

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