Overview / Commentary
763-764-6900
10653 Wayzata Blvd
Minnetonka, MN 55305

Mill City Credit Union is headquartered in Minnetonka and is the 14th largest credit union in the state of Minnesota. It is also the 744th largest credit union in the nation. It was established in 1935 and as of June of 2018, it had grown to 59 employees and 22,113 members at 7 locations. Mill City Credit Union's CD rates are 39% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of General Mills and its subsidiaries who are paid or supervised from the United States and to those who live, work, attend school or worship in Carver, Meeker, Hennepin, Wright, and McLeod Counties in Minnesota.
See current membership details

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Health

Health Grade Components

Overall
NCUA #68654
Year Chartered1935
Employees59
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD6.95%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$339.7MM$335.0MM
LoansQ2 2018vs Q2 2017$219.4MM$203.9MM
DepositsQ2 2018vs Q2 2017$299.5MM$296.8MM
Equity CapitalQ2 2018vs Q2 2017$38.3MM$36.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$593.00K$489.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$83.00K$187.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Mill City Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mill City Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%*$25k*-IRA Savings Account
OTHER TIERS: 0.15% Up to $2k | 1.15% $2k - $25k
0.25%--Automatic Savings Account
0.15%$5-Share Savings Account
0.15%--Sub-Savings Account

Mill City Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Elite Money Market
OTHER TIERS: 0.15% Up to $5k | 0.35% $5k - $50k | 0.40% $50k - $100k
0.30%*$100k*-Essential Money Market
OTHER TIERS: 0.15% Up to $5k | 0.20% $5k - $50k | 0.25% $50k - $100k

Mill City Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Champions Checking Plus Account
OTHER TIERS: 0.07% Up to $10k
0.05%--Champions Checking Account

Mill City Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.58%$100-12 Month Youth Share Certificate
2.50%*$100k*-60 Month Share Certificate
OTHER TIERS: 2.30% $1k - $25k | 2.40% $25k - $100k
2.35%*$100k*-48 Month Share Certificate
OTHER TIERS: 2.15% $1k - $25k | 2.25% $25k - $100k
1.90%*$100k*-36 Month Share Certificate
OTHER TIERS: 1.70% $1k - $25k | 1.80% $25k - $100k
1.65%*$100k*-24 Month Share Certificate
OTHER TIERS: 1.45% $1k - $25k | 1.55% $25k - $100k
1.25%*$100k*-12 Month Share Certificate
OTHER TIERS: 1.15% $1k - $25k | 1.20% $25k - $100k
0.75%*$100k*-6 Month Share Certificate
OTHER TIERS: 0.65% $1k - $25k | 0.70% $25k - $100k

Mill City Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$100k*-60 Month IRA Certificate
OTHER TIERS: 2.30% $1k - $25k | 2.40% $25k - $100k
2.35%*$100k*-48 Month IRA Certificate
OTHER TIERS: 2.15% $1k - $25k | 2.25% $25k - $100k
1.90%*$100k*-36 Month IRA Certificate
OTHER TIERS: 1.70% $1k - $25k | 1.80% $25k - $100k
1.65%*$100k*-24 Month IRA Certificate
OTHER TIERS: 1.45% $1k - $25k | 1.55% $25k - $100k
1.25%*$100k*-12 Month IRA Certificate
OTHER TIERS: 1.15% $1k - $25k | 1.20% $25k - $100k
Locations


Mill City Credit Union Locations
Branch Office4800 Edgewood Rd SWCedar Rapids, IA 52404-7220
Branch Office1 General Mills BlvdGolden Valley, MN 55426
Branch Office9000 Plymouth Ave NGolden Valley, MN 55427
Branch Office10653 Wayzata BlvdMinnetonka, MN 55305
Branch Office10653 Wayzata BlvdMinnetonka, MN 55305
Branch Office1 Red Devil RdHannibal, MO 63401
Branch Office2532 General Mills WayMurfreesboro, TN 37127

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