Mill City Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.50%	5-year CD	3.10% - Goldman Sachs Bank USA High-yield 5 Year CD
1.25%	1-year CD	2.55% - Goldman Sachs Bank USA High-yield 12 Month CD
0.15%	Savings	2.00% - American Express National Bank High Yield Savings Account

View all Mill City Credit Union rates »

Overview / Commentary

www.millcitycu.com

763-764-6900

10653 Wayzata Blvd
Minnetonka, MN 55305

Mill City Credit Union is headquartered in Minnetonka and is the 14^th largest credit union in the state of Minnesota. It is also the 744^th largest credit union in the nation. It was established in 1935 and as of June of 2018, it had grown to 59 employees and 22,113 members at 7 locations. Mill City Credit Union's CD rates are 39% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of General Mills and its subsidiaries who are paid or supervised from the United States and to those who live, work, attend school or worship in Carver, Meeker, Hennepin, Wright, and McLeod Counties in Minnesota.
See current membership details

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Health

A

Data as of Q2 2018

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Health Grade Components

Overall
NCUA #	68654
Year Chartered	1935
Employees	59
Primary Regulator

Profit Margin
Return on Assets - YTD	0.78%
Return on Equity - YTD	6.95%
Annual Interest Income	$5.6MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$339.7MM$335.0MM
Loans	Q2 2018vs Q2 2017	$219.4MM$203.9MM
Deposits	Q2 2018vs Q2 2017	$299.5MM$296.8MM
Equity Capital	Q2 2018vs Q2 2017	$38.3MM$36.4MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$593.00K$489.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$83.00K$187.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mill City Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.20%^*	$25k^*	-	IRA Savings Account
OTHER TIERS: 0.15% → Up to $2k \| 1.15% → $2k - $25k
0.25%	-	-	Automatic Savings Account
0.15%	$5	-	Share Savings Account
0.15%	-	-	Sub-Savings Account

Mill City Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%^*	$100k^*	-	Elite Money Market
OTHER TIERS: 0.15% → Up to $5k \| 0.35% → $5k - $50k \| 0.40% → $50k - $100k
0.30%^*	$100k^*	-	Essential Money Market
OTHER TIERS: 0.15% → Up to $5k \| 0.20% → $5k - $50k \| 0.25% → $50k - $100k

Mill City Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$10k^*	-	Champions Checking Plus Account
OTHER TIERS: 0.07% → Up to $10k
0.05%	-	-	Champions Checking Account

Mill City Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.58%	$100	-	12 Month Youth Share Certificate
2.50%^*	$100k^*	-	60 Month Share Certificate
OTHER TIERS: 2.30% → $1k - $25k \| 2.40% → $25k - $100k
2.35%^*	$100k^*	-	48 Month Share Certificate
OTHER TIERS: 2.15% → $1k - $25k \| 2.25% → $25k - $100k
1.90%^*	$100k^*	-	36 Month Share Certificate
OTHER TIERS: 1.70% → $1k - $25k \| 1.80% → $25k - $100k
1.65%^*	$100k^*	-	24 Month Share Certificate
OTHER TIERS: 1.45% → $1k - $25k \| 1.55% → $25k - $100k
1.25%^*	$100k^*	-	12 Month Share Certificate
OTHER TIERS: 1.15% → $1k - $25k \| 1.20% → $25k - $100k
0.75%^*	$100k^*	-	6 Month Share Certificate
OTHER TIERS: 0.65% → $1k - $25k \| 0.70% → $25k - $100k

Mill City Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%^*	$100k^*	-	60 Month IRA Certificate
OTHER TIERS: 2.30% → $1k - $25k \| 2.40% → $25k - $100k
2.35%^*	$100k^*	-	48 Month IRA Certificate
OTHER TIERS: 2.15% → $1k - $25k \| 2.25% → $25k - $100k
1.90%^*	$100k^*	-	36 Month IRA Certificate
OTHER TIERS: 1.70% → $1k - $25k \| 1.80% → $25k - $100k
1.65%^*	$100k^*	-	24 Month IRA Certificate
OTHER TIERS: 1.45% → $1k - $25k \| 1.55% → $25k - $100k
1.25%^*	$100k^*	-	12 Month IRA Certificate
OTHER TIERS: 1.15% → $1k - $25k \| 1.20% → $25k - $100k

Locations

Mill City Credit Union Locations
Branch Office	4800 Edgewood Rd SW	Cedar Rapids, IA 52404-7220
Branch Office	1 General Mills Blvd	Golden Valley, MN 55426
Branch Office	9000 Plymouth Ave N	Golden Valley, MN 55427
Branch Office	10653 Wayzata Blvd	Minnetonka, MN 55305
Branch Office	10653 Wayzata Blvd	Minnetonka, MN 55305
Branch Office	1 Red Devil Rd	Hannibal, MO 63401
Branch Office	2532 General Mills Way	Murfreesboro, TN 37127

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