Mill City Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.60%	5-year CD	3.10% - Barclays 60 Month Online CD
1.40%	1-year CD	2.75% - Barclays 12 Month Online CD
0.15%	Savings	0.27% - National Average

View all Mill City Credit Union rates »

Overview / Commentary

www.millcitycu.com

763-764-6900

10653 Wayzata Blvd
Minnetonka, MN 55305

Mill City Credit Union is headquartered in Minnetonka and is the 14^th largest credit union in the state of Minnesota. It is also the 737^th largest credit union in the nation. It was established in 1935 and as of September of 2018, it had grown to 57 employees and 22,143 members at 8 locations. Mill City Credit Union's CD rates are 56% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of General Mills and its subsidiaries who are paid or supervised from the United States and to those who live, work, attend school or worship in Carver, Meeker, Hennepin, Wright, and McLeod Counties in Minnesota.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68654
Year Chartered	1935
Employees	57
Primary Regulator

Profit Margin
Return on Assets - YTD	0.8%
Return on Equity - YTD	7.02%
Annual Interest Income	$8.5MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$343.1MM$340.1MM
Loans	Q3 2018vs Q3 2017	$225.5MM$210.4MM
Deposits	Q3 2018vs Q3 2017	$302.0MM$301.1MM
Equity Capital	Q3 2018vs Q3 2017	$39.0MM$36.9MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$634.00K$531.00K
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$175.00K$179.00K
Real Estate Owned	Q3 2018vs Q3 2017	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Mill City Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mill City Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.20%^*	$25k^*	-	IRA Savings Account
OTHER TIERS: 0.15% → Up to $2k \| 1.15% → $2k - $25k
0.25%	-	-	Automatic Savings Account
0.15%	$5	-	Share Savings Account
0.15%	-	-	Sub-Savings Account

Mill City Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$100k^*	-	Elite Money Market
OTHER TIERS: 0.15% → Up to $5k \| 0.40% → $5k - $50k \| 0.45% → $50k - $100k
0.30%^*	$100k^*	-	Essential Money Market
OTHER TIERS: 0.15% → Up to $5k \| 0.20% → $5k - $50k \| 0.25% → $50k - $100k

Mill City Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$10k^*	-	Champions Checking Plus Account
OTHER TIERS: 0.07% → Up to $10k
0.05%	-	-	Champions Checking Account

Mill City Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.60%^*	$100k^*	-	60 Month Share Certificate
OTHER TIERS: 2.40% → $1k - $25k \| 2.50% → $25k - $100k
2.58%	$100	-	12 Month Youth Share Certificate
2.45%^*	$100k^*	-	48 Month Share Certificate
OTHER TIERS: 2.25% → $1k - $25k \| 2.35% → $25k - $100k
2.00%^*	$100k^*	-	36 Month Share Certificate
OTHER TIERS: 1.80% → $1k - $25k \| 1.90% → $25k - $100k
1.70%^*	$100k^*	-	24 Month Share Certificate
OTHER TIERS: 1.50% → $1k - $25k \| 1.60% → $25k - $100k
1.40%^*	$100k^*	-	12 Month Share Certificate
OTHER TIERS: 1.20% → $1k - $25k \| 1.30% → $25k - $100k
0.90%^*	$100k^*	-	6 Month Share Certificate
OTHER TIERS: 0.80% → $1k - $25k \| 0.85% → $25k - $100k

Mill City Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.60%^*	$100k^*	-	60 Month IRA Certificate
OTHER TIERS: 2.40% → $1k - $25k \| 2.50% → $25k - $100k
2.45%^*	$100k^*	-	48 Month IRA Certificate
OTHER TIERS: 2.25% → $1k - $25k \| 2.35% → $25k - $100k
2.00%^*	$100k^*	-	36 Month IRA Certificate
OTHER TIERS: 1.80% → $1k - $25k \| 1.90% → $25k - $100k
1.70%^*	$100k^*	-	24 Month IRA Certificate
OTHER TIERS: 1.50% → $1k - $25k \| 1.60% → $25k - $100k
1.40%^*	$100k^*	-	12 Month IRA Certificate
OTHER TIERS: 1.20% → $1k - $25k \| 1.30% → $25k - $100k

Locations

Mill City Credit Union Locations
Branch Office	4800 Edgewood Rd SW	Cedar Rapids, IA 52404-7220
Branch Office	1 General Mills Blvd	Golden Valley, MN 55426
Branch Office	9000 Plymouth Ave N	Golden Valley, MN 55427
Branch Office	10653 Wayzata Blvd	Minnetonka, MN 55305
Branch Office	10653 Wayzata Blvd	Minnetonka, MN 55305
Branch Office	5941 94th Ave N	Brooklyn Park, MN 55443
Branch Office	1 Red Devil Rd	Hannibal, MO 63401
Branch Office	2532 General Mills Way	Murfreesboro, TN 37127

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.