Mill City Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.40%	5-year CD	60 Month Share Certificate 2.50% - Ally Bank High Yield 5 Year CD
0.40%	1-year CD	12 Month Share Certificate 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.05%	Savings	Sub-Savings Account 1.30% - Nationwide Bank Online Savings Account

View all Mill City Credit Union rates »

Overview / Commentary

www.millcitycu.com

763-764-6900

10653 Wayzata Blvd
Minnetonka, MN 55305

Mill City Credit Union is headquartered in Minnetonka and is the 14^th largest credit union in the state of Minnesota. It is also the 730^th largest credit union in the nation. It was established in 1935 and as of December of 2017, it had grown to 60 employees and 22,045 members at 8 locations. Mill City Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to employees and retirees of General Mills and its subsidiaries who are paid or supervised from the United States and to those who live, work, attend school or worship in Carver, Meeker, Hennepin, Wright, and McLeod Counties in Minnesota.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68654
Year Chartered	1935
Employees	60
Primary Regulator

Profit Margin
Return on Assets - YTD	0.62%
Return on Equity - YTD	5.52%
Annual Interest Income	$10.3MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$335.6MM$326.7MM
Loans	Q4 2017vs Q4 2016	$213.8MM$197.2MM
Deposits	Q4 2017vs Q4 2016	$295.2MM$288.9MM
Equity Capital	Q4 2017vs Q4 2016	$37.8MM$35.9MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$647.00K$397.00K
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$164.00K$169.00K
Real Estate Owned	Q4 2017vs Q4 2016	$0$0

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Mill City Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mill City Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%^*	$25k^*	-	IRA Savings Account
OTHER TIERS: 0.05% → Up to $2k \| 0.30% → $2k - $25k
0.12%	-	-	Automatic Savings Account
0.05%	-	-	Share Savings Account
0.05%	-	-	Sub-Savings Account

Mill City Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$100k^*	-	Elite Money Market
OTHER TIERS: 0.05% → Up to $5k \| 0.15% → $5k - $50k \| 0.20% → $50k - $100k
0.25%^*	$100k^*	-	Essential Money Market
OTHER TIERS: 0.05% → Up to $5k \| 0.13% → $5k - $50k \| 0.17% → $50k - $100k

Mill City Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*	$10k^*	-	Champions Checking Plus Account
OTHER TIERS: 0.03% → Up to $10k
0.03%	-	-	Champions Checking Account

Mill City Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.67%	$200	-	12 Month Youth Share Certificate
1.40%^*	$100k^*	-	60 Month Share Certificate
OTHER TIERS: 1.20% → $1k - $25k \| 1.30% → $25k - $100k
0.90%^*	$100k^*	-	48 Month Share Certificate
OTHER TIERS: 0.80% → $1k - $25k \| 0.85% → $25k - $100k
0.70%^*	$100k^*	-	36 Month Share Certificate
OTHER TIERS: 0.60% → $1k - $25k \| 0.65% → $25k - $100k
0.55%^*	$100k^*	-	24 Month Share Certificate
OTHER TIERS: 0.45% → $1k - $25k \| 0.50% → $25k - $100k
0.40%^*	$100k^*	-	12 Month Share Certificate
OTHER TIERS: 0.30% → $1k - $25k \| 0.35% → $25k - $100k
0.30%^*	$100k^*	-	6 Month Share Certificate
OTHER TIERS: 0.20% → $1k - $25k \| 0.25% → $25k - $100k

Mill City Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.40%^*	$100k^*	-	60 Month IRA Certificate
OTHER TIERS: 1.20% → $1k - $25k \| 1.30% → $25k - $100k
0.90%^*	$100k^*	-	48 Month IRA Certificate
OTHER TIERS: 0.80% → $1k - $25k \| 0.85% → $25k - $100k
0.70%^*	$100k^*	-	36 Month IRA Certificate
OTHER TIERS: 0.60% → $1k - $25k \| 0.65% → $25k - $100k
0.55%^*	$100k^*	-	24 Month IRA Certificate
OTHER TIERS: 0.45% → $1k - $25k \| 0.50% → $25k - $100k
0.40%^*	$100k^*	-	12 Month IRA Certificate
OTHER TIERS: 0.30% → $1k - $25k \| 0.35% → $25k - $100k

Locations

Mill City Credit Union Locations
Branch Office	4800 Edgewood Rd SW	Cedar Rapids, IA 52404-7220
Branch Office	915 E Pleasant St	Belvidere, IL 61008
Branch Office	1 General Mills Blvd	Golden Valley, MN 55426
Branch Office	9000 Plymouth Ave N	Golden Valley, MN 55427
Branch Office	10653 Wayzata Blvd	Minnetonka, MN 55305
Branch Office	10653 Wayzata Blvd	Minnetonka, MN 55305
Branch Office	1 Red Devil Rd	Hannibal, MO 63401
Branch Office	2532 General Mills Way	Murfreesboro, TN 37127

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.