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Overview / Commentary
508-865-5811
109 Elm Street
Millbury, MA 01527

Millbury Savings Bank is headquartered in Millbury and is the 106th largest bank in the state of Massachusetts. It is also the 2,663rd largest bank in the nation. It was established in 1854 and as of December of 2017, it had grown to 37 employees at 2 locations. Millbury Savings Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #21920
Year Established1854
Employees37
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD3.95%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$232.7MM$225.8MM
LoansQ4 2017vs Q4 2016$173.1MM$161.1MM
DepositsQ4 2017vs Q4 2016$193.2MM$181.8MM
Equity CapitalQ4 2017vs Q4 2016$27.1MM$26.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.7MM$1.6MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$321.00K$711.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Millbury Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Millbury Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.51%--Statement Savings IRA Relationship Account
0.36%--Statement Savings Relationship Account
0.25%--Statement Savings IRA
0.10%--Statement Savings
0.10%--Small Business Statement Savings

Millbury Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.41%*$250k*-Gateway Money Market
OTHER TIERS: 0.10% $10 - $2,500 | 0.15% $2,500 - $50k | 0.20% $50k - $250k
0.41%*$250k*-Gateway Commercial Money Market
OTHER TIERS: 0.10% $10 - $2,500 | 0.15% $2,500 - $50k | 0.20% $50k - $250k

Millbury Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$5k*-Gateway Rewards Checking
OTHER TIERS: 0.10% $10 - $5k
0.10%--Gateway SuperSaver Checking

Millbury Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.74%$500-48 Month Relationship CD
1.48%$500-48 Month CD
1.28%$500-36 Month Relationship CD
1.02%$500-36 Month CD
0.97%$500-24 Month Relationship CD
0.97%$500-30 Month Relationship CD
0.71%$500-24 Month CD
0.71%$500-30 Month CD
0.71%$500-18 Month Relationship CD
0.56%$500-12 Month Relationship CD
0.46%$500-12 Month CD
0.46%$500-18 Month CD
0.35%$500-6 Month Relationship CD
0.35%$500-9 Month Relationship CD
0.30%$500-3 Month Relationship CD
0.25%$500-6 Month CD
0.25%$500-9 Month CD
0.20%$500-3 Month CD

Millbury Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.74%$500-48 Month Relationship IRA CD
1.48%$500-48 Month IRA CD
1.28%$500-36 Month Relationship IRA CD
1.02%$500-36 Month IRA CD
0.97%$500-24 Month Relationship IRA CD
0.97%$500-30 Month Relationship IRA CD
0.71%$500-24 Month IRA CD
0.71%$500-30 Month IRA CD
0.71%$500-12 Month Relationship IRA CD
0.71%$500-18 Month Relationship IRA CD
0.50%$500-6 Month Relationship IRA CD
0.50%$500-9 Month Relationship IRA CD
0.46%$500-12 Month IRA CD
0.46%$500-18 Month IRA CD
0.45%$500-3 Month Relationship IRA CD
0.25%$500-6 Month IRA CD
0.25%$500-9 Month IRA CD
0.20%$500-3 Month IRA CD
Locations


Millbury Savings Bank Locations
Worcester Branch1001 Millbury StreetWorcester, MA 01607
Millbury Savings Bank109 Elm StreetMillbury, MA 01527

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