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Millbury Savings Bank

Overview / Commentary
109 Elm Street
Millbury, MA 01527

Millbury Savings Bank is headquartered in Millbury and is the 105th largest bank in the state of Massachusetts. It is also the 2,679th largest bank in the nation. It was established in 1854 and as of March of 2019, it had grown to 34 employees at 2 locations. Millbury Savings Bank has an A health rating.


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Health Grade Components

FDIC Certificate #21920
Year Established1854
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD3.78%
Annual Interest Income$2.4MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$224.9MM$230.7MM
LoansQ1 2019vs Q1 2018$171.3MM$174.5MM
DepositsQ1 2019vs Q1 2018$188.9MM$192.6MM
Equity CapitalQ1 2019vs Q1 2018$29.0MM$27.0MM
Loan Loss AllowanceQ1 2019vs Q1 2018$1.7MM$1.7MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$1.2MM$319.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0

Rates for Millbury Savings Bank are currently being reviewed.


Millbury Savings Bank Locations
Worcester Branch1001 Millbury StreetWorcester, MA 01607
Millbury Savings Bank109 Elm StreetMillbury, MA 01527

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