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109 Elm Street
Millbury, MA 01527

Millbury Savings Bank is headquartered in Millbury and is the 108th largest bank in the state of Massachusetts. It is also the 2,696th largest bank in the nation. It was established in 1854 and as of June of 2017, it had grown to 38 employees at 2 locations. Millbury Savings Bank has an A health rating.


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Health Grade Components

FDIC Certificate #21920
Year Established1854
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD4.94%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$229.1MM$221.8MM
LoansQ2 2017vs Q2 2016$170.0MM$155.1MM
DepositsQ2 2017vs Q2 2016$184.8MM$177.3MM
Equity CapitalQ2 2017vs Q2 2016$26.8MM$26.0MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.7MM$1.5MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$847.00K$651.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Millbury Savings Bank Savings Account Rates

0.51%--Statement Savings IRA Relationship Account
0.36%--Statement Savings Relationship Account
0.25%--Statement Savings IRA
0.10%--Statement Savings
0.10%--Small Business Statement Savings

Millbury Savings Bank Money Market Rates

0.41%*$250k*-Gateway Money Market
OTHER TIERS: 0.10% $10 - $2,500 | 0.15% $2,500 - $50k | 0.20% $50k - $250k
0.41%*$250k*-Gateway Commercial Money Market
OTHER TIERS: 0.10% $10 - $2,500 | 0.15% $2,500 - $50k | 0.20% $50k - $250k

Millbury Savings Bank Checking Account Rates

0.15%*$5k*-Gateway Rewards Checking
OTHER TIERS: 0.10% $10 - $5k
0.10%--Gateway SuperSaver Checking

Millbury Savings Bank CD Rates

1.74%$500-48 Month Relationship CD
1.48%$500-48 Month CD
1.28%$500-36 Month Relationship CD
1.02%$500-36 Month CD
0.97%$500-24 Month Relationship CD
0.97%$500-30 Month Relationship CD
0.71%$500-24 Month CD
0.71%$500-30 Month CD
0.71%$500-18 Month Relationship CD
0.56%$500-12 Month Relationship CD
0.46%$500-12 Month CD
0.46%$500-18 Month CD
0.35%$500-6 Month Relationship CD
0.35%$500-9 Month Relationship CD
0.30%$500-3 Month Relationship CD
0.25%$500-6 Month CD
0.25%$500-9 Month CD
0.20%$500-3 Month CD

Millbury Savings Bank IRA Rates

1.74%$500-48 Month Relationship IRA CD
1.48%$500-48 Month IRA CD
1.28%$500-36 Month Relationship IRA CD
1.02%$500-36 Month IRA CD
0.97%$500-24 Month Relationship IRA CD
0.97%$500-30 Month Relationship IRA CD
0.71%$500-24 Month IRA CD
0.71%$500-30 Month IRA CD
0.71%$500-12 Month Relationship IRA CD
0.71%$500-18 Month Relationship IRA CD
0.50%$500-6 Month Relationship IRA CD
0.50%$500-9 Month Relationship IRA CD
0.46%$500-12 Month IRA CD
0.46%$500-18 Month IRA CD
0.45%$500-3 Month Relationship IRA CD
0.25%$500-6 Month IRA CD
0.25%$500-9 Month IRA CD
0.20%$500-3 Month IRA CD

Millbury Savings Bank Locations
Worcester Branch1001 Millbury StreetWorcester, MA 01607
Millbury Savings Bank109 Elm StreetMillbury, MA 01527