Overview / Commentary
1017 Parker Street
Goldthwaite, TX 76844

Mills County State Bank is headquartered in Goldthwaite and is the 182nd largest bank in the state of Texas. It is also the 2,085th largest bank in the nation. It was established in 1908 and as of December of 2018, it had grown to 84 employees at 5 locations. Mills County State Bank has a C+ health rating.


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Health Grade Components

FDIC Certificate #15669
Year Established1908
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD13.16%
Annual Interest Income$11.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$315.2MM$319.6MM
LoansQ4 2018vs Q4 2017$130.3MM$122.3MM
DepositsQ4 2018vs Q4 2017$284.8MM$287.5MM
Equity CapitalQ4 2018vs Q4 2017$29.4MM$31.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$1.8MM$1.9MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$6.5MM$3.0MM
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Mills County State Bank Savings Account Rates

0.25%$100-Statement Savings
0.25%$100-Business Statement Savings
0.22%$1k-Commercial IBA

Mills County State Bank Money Market Rates

0.30%$1k-Money Market Account
0.30%$1k-Business Money Market Account

Mills County State Bank Checking Account Rates

0.20%$1k-Super Now Account

Mills County State Bank CD Rates

1.57%$1k$100k60 Months CD
1.52%$1k$100k48 Months CD
1.27%$1k$100k36 Months CD
1.12%$1k$100k30 months CD
1.02%$1k$100k24-29 Months CD
0.87%$1k$100k18-23 Months CD
0.77%$1k$100k12-17 Months CD
0.47%$1k$100k6-11 Months CD
0.27%$1k$100k3-5 Months CD
0.25%$1k$100k7-29 Day CD
0.25%$1k$100k30-89 Day CD

Mills County State Bank Locations
Mills County State Bank Branch1005 E Main StreetHamilton, TX 76531
Mills County State Bank1017 Parker StreetGoldthwaite, TX 76844
Brownwood Branch3101 Austin AvenueBrownwood, TX 76801
Early Branch411 Early BoulevardEarly, TX 76801
Mills County State Bank Hico Branch135 North PecanHico, TX 76457

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