Overview / Commentary
325-648-2216
1017 Parker Street
Goldthwaite, TX 76844

Mills County State Bank is headquartered in Goldthwaite and is the 181st largest bank in the state of Texas. It is also the 2,064th largest bank in the nation. It was established in 1908 and as of June of 2018, it had grown to 81 employees at 5 locations. Mills County State Bank has a C+ health rating.

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Health
C+

Health Grade Components

Overall
FDIC Certificate #15669
Year Established1908
Employees81
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.27%
Return on Equity - YTD14.05%
Annual Interest Income$5.5MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$320.1MM$298.3MM
LoansQ2 2018vs Q2 2017$122.1MM$123.6MM
DepositsQ2 2018vs Q2 2017$291.5MM$263.7MM
Equity CapitalQ2 2018vs Q2 2017$27.9MM$32.2MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.9MM$1.6MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$7.1MM$1.9MM
Real Estate OwnedQ2 2018vs Q2 2017$0$11.00K
Rates
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Mills County State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$100-Statement Savings
0.20%$100-Business Statement Savings
0.17%$1k-Commercial IBA

Mills County State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1k-Money Market Account
0.25%$1k-Business Money Market Account

Mills County State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1k-Super Now Account

Mills County State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.47%$1k-60 Months CD
1.25%$1k-48 Months CD
0.95%$1k-36 Months CD
0.82%$1k-30 months CD
0.68%$1k-24-29 Months CD
0.62%$1k-18-23 Months CD
0.52%$1k-12-17 Months CD
0.32%$1k-6-11 Months CD
0.22%$1k-3-5 Months CD
0.20%$1k-7-29 Day CD
0.20%$1k-30-89 Day CD
Locations


Mills County State Bank Locations
Mills County State Bank Branch1005 E Main StreetHamilton, TX 76531
Mills County State Bank1017 Parker StreetGoldthwaite, TX 76844
Brownwood Branch3101 Austin AvenueBrownwood, TX 76801
Early Branch411 Early BoulevardEarly, TX 76801
Mills County State Bank Hico Branch135 North PecanHico, TX 76457

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