Mineola Community Bank is headquartered in MINEOLA and is the 179th largest bank in the state of Texas. It is also the 1,941st largest bank in the nation. It was established in 1934 and as of June of 2023, it had grown to 60 employees at 6 locations. Mineola Community Bank has an A health rating.
WONDERFUL EXPERIENCE
I have never written a review for getting a mortgage but the experience I had with this bank and Miss Yesika was awesome. My husband and I are are not tech savvy at all and she helped us so much. I was so stressed out about getting a mortgage but she made it so easy. This is a very personable bank and they truly care. Such a blessing to have found this bank.
Wonderful To Work With!
It is very seldom that you find a financial institution that offers Professionalism, Competence and Excellent Customer Service as a complete package!
Our Loan officer, Yesika Lugo was all of those and we were able to reach her by phone if we had questions. She guided us through the process with ease and at every step the process was exactly what she told us to expect. On a scale of 1 to 10 with 10 being the best rating in our opinion they should receive at least a 12! They went over and above expectations and we would recommend them and Yesika without hesitation!
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 28868 |
| Year Established | 1934 |
| Employees | 60 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.34% |
| Return on Equity - YTD | -3.47% |
| Annual Interest Income | $8.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $431.7MM$373.6MM |
| Loans | Q2 2023vs Q2 2022 | $268.8MM$230.4MM |
| Deposits | Q2 2023vs Q2 2022 | $314.9MM$302.0MM |
| Equity Capital | Q2 2023vs Q2 2022 | $41.6MM$42.5MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $3.0MM$1.6MM |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $1.3MM$1.6MM |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$209.00K |