Overview / Commentary
3600 Brooks St
Missoula, MT 59801

Missoula Federal Credit Union is headquartered in Missoula and is the 2nd largest credit union in the state of Montana. It is also the 532nd largest credit union in the nation. It was established in 1956 and as of December of 2018, it had grown to 152 employees and 50,091 members at 6 locations. Missoula Federal Credit Union has an A health rating.

Field of Membership Restrictions

MFCU membership is open to those who reside, work or maintain organizations, attend school, worship, or partake in programs and associations in Lake, Missoula, or Ravalli counties. Immediate family members are also eligible.
See current membership details

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Reviews (2)

Helped me dig myself out of a hole.

I was having a hard time deciding how to best take care of my money. I talked to a lady at Missoula Federal Credit Union and she convinced me to open up a checking account with them. They charge 7 bucks for the service and didn't require a hard credit pull. I had tried several local banks and national banks and none of them would accept me. I was paying outrageous fees with my previous bank and it wasn't convenient at all. I can't even tally up the amount of money I'm saving now that I'm with better bank.

Ethically Corrupted

They illegally garnished my student loan disbursement, which is a federally protected source which cannot be garnished. When confronted the resolution specialist told me to prove it, and that they in no way accepted responsibility of their error. Absolute slime-ball bank.


Health Grade Components

NCUA #11300
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD12.67%
Annual Interest Income$18.1MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$524.4MM$495.7MM
LoansQ4 2018vs Q4 2017$265.1MM$219.8MM
DepositsQ4 2018vs Q4 2017$459.6MM$433.9MM
Equity CapitalQ4 2018vs Q4 2017$53.4MM$49.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$4.1MM$5.2MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$538.00K$1.9MM
Real Estate OwnedQ4 2018vs Q4 2017$436.00K$932.00K
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Always verify rates and promotions with the bank or credit union. We are not Missoula Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Missoula Federal Credit Union Savings Account Rates

0.15%*$5$2.5kV.I.P. Share Savings
OTHER TIERS: 0.05% $2.5k+
0.10%$5-IRA Share Savings
0.05%$1k-Health Savings Account (HSA)
0.05%$5-Basic Share Savings
0.05%$5-Savvy Saver Program
0.05%$5-Financial Freedom Program
0.05%$5-MyMoney Program

Missoula Federal Credit Union Money Market Rates

0.15%$2.5k-Regular Money Market

Missoula Federal Credit Union Checking Account Rates

0.15%$2.5k-Premium Checking
0.05%--Traditional Checking
0.05%--Classic Checking
0.05%--Basic Checking
0.02%--Business Checking (S20)

Missoula Federal Credit Union CD Rates

5.00%$1k-18 Year SmartSaver Youth CD
1.80%$500$250k27 Month CD Special
1.50%$500$250k10 Month CD Special
1.00%$500-60 Month CD
0.65%$500-24 Month CD
0.40%$500-12 Month CD
0.15%$500-6 Month CD

Missoula Federal Credit Union IRA Rates

1.00%$1k-60 Month IRA
0.80%$1k-36 Month IRA
0.65%$1k-24 Month IRA
0.40%$1k-12 Month IRA

Missoula Federal Credit Union Locations
Branch Office126 W Spruce StMissoula, MT 59802
Branch Office107 Main StStevensville, MT 59870
Branch Office3600 Brooks StMissoula, MT 59801
Branch OfficeFirst Level University CtrMissoula, MT 59812-0001
Branch Office2610 N Reserve StMissoula, MT 59808
Branch Office1775 S Russell StMissoula, MT 59801

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