Advertising Disclosure

Monroe Bank & Trust

Overview / Commentary
102 East Front Street
Monroe, MI 48161

Monroe Bank & Trust is headquartered in Monroe and is the 12th largest bank in the state of Michigan. It is also the 606th largest bank in the nation. It was established in 1905 and as of March of 2019, it had grown to 260 employees at 20 locations. Monroe Bank & Trust has a B health rating.

Related Posts

View all posts from:


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Monroe Bank & Trust has a negative return on equity.

Health Grade Components

FDIC Certificate #12181
Year Established1905
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-1.43%
Return on Equity - YTD-14.95%
Annual Interest Income$12.2MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$1.33B$1.33B
LoansQ1 2019vs Q1 2018$759.4MM$714.8MM
DepositsQ1 2019vs Q1 2018$1.18B$1.20B
Equity CapitalQ1 2019vs Q1 2018$128.6MM$115.9MM
Loan Loss AllowanceQ1 2019vs Q1 2018$7.5MM$7.9MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$6.8MM$3.5MM
Real Estate OwnedQ1 2019vs Q1 2018$58.00K$1.2MM
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Monroe Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Monroe Bank & Trust Savings Account Rates

0.02%$100-Statement Savings

Monroe Bank & Trust Money Market Rates

0.15%*$500k*-Business Money Market Plus
OTHER TIERS: 0.05% Up to $50k | 0.08% $50k - $100k | 0.12% $100k - $500k
0.15%*$500k*-Money Market Plus
OTHER TIERS: 0.05% Up to $50k | 0.08% $50k - $100k | 0.12% $100k - $500k

Monroe Bank & Trust Checking Account Rates

0.10%-$50kMBT Smart Checking
0.02%--NOW Account

Monroe Bank & Trust CD Rates

1.56%$1k-Business 5 Year Vintage CD
1.56%$1k-5 Year Vintage CD
1.51%$1k-Business 5 Year CD
1.51%$1k-5 Year CD
1.06%$1k-Business 4 Year Vintage CD
1.06%$1k-4 Year Vintage CD
1.00%$1k-Business 4 Year CD
1.00%$1k-4 Year CD
0.80%$1k-Business 3 Year Vintage CD
0.80%$1k-Business 3.5 Year Vintage CD
0.80%$1k-3 Year Vintage CD
0.80%$1k-3.5 Year Vintage CD
0.75%$1k-Business 3 Year CD
0.75%$1k-Business 3.5 Year CD
0.75%$1k-3 Year CD
0.75%$1k-3.5 Year CD
0.50%$1k-Business 2.5 Year CD
0.50%$1k-Business 2 Year CD
0.50%$1k-2 Year CD
0.50%$1k-2.5 Year CD
0.40%$1k-Business 25 Month Rate Hike CD
0.40%$1k-25 Month Rate Hike CD
0.30%$1k-Business 1.5 Year CD
0.30%$1k-1.5 Year CD
0.25%$1k-Business 1 Year CD
0.25%$1k-1 Year CD
0.20%$1k-Business 6 Month CD
0.20%$1k-6 Month CD
0.15%$1k-Business 3 Month CD
0.15%$1k-3 Month CD
0.10%$1k-Business 32 - 89 Day CD
0.10%$1k-32 - 89 Day CD
0.05%$2.5k-Business 7 - 31 Day CD
0.05%$2.5k-7 - 31 Day CD

Monroe Bank & Trust IRA Rates

1.51%--60 Month Fixed IRA
1.51%--60 Month Roth Fixed IRA
1.01%--48 Month Fixed IRA
1.01%--48 Month Roth Fixed IRA
1.01%--48 Month Education Fixed IRA
0.75%--36 Month Fixed IRA
0.75%--36 Month Education Fixed IRA
0.60%--36 Month Variable IRA
0.60%--36 Month Educational Variable IRA
0.50%--30 Month Roth Fixed IRA
0.40%--30 Month Roth Variable IRA
0.30%--18 Month Fixed IRA
0.30%--18 Month Education Fixed IRA
0.25%--18 Month Variable IRA
0.25%--18 Month Education Variable IRA
0.20%--9 Month Fixed IRA
0.20%--9 Month Roth Fixed IRA


The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.