Monroe Bank & Trust

Overview / Commentary
102 East Front Street
Monroe, MI 48161

Monroe Bank & Trust is headquartered in Monroe and is the 11th largest bank in the state of Michigan. It is also the 604th largest bank in the nation. It was established in 1905 and as of December of 2018, it had grown to 270 employees at 20 locations. Monroe Bank & Trust has a B+ health rating.

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Health Grade Components

FDIC Certificate #12181
Year Established1905
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.41%
Return on Equity - YTD15.33%
Annual Interest Income$46.3MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.34B$1.35B
LoansQ4 2018vs Q4 2017$761.4MM$687.7MM
DepositsQ4 2018vs Q4 2017$1.18B$1.20B
Equity CapitalQ4 2018vs Q4 2017$125.8MM$131.1MM
Loan Loss AllowanceQ4 2018vs Q4 2017$7.8MM$7.7MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$5.4MM$3.7MM
Real Estate OwnedQ4 2018vs Q4 2017$692.00K$1.4MM
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Always verify rates and promotions with the bank or credit union. We are not Monroe Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Monroe Bank & Trust Savings Account Rates

0.02%$100-Statement Savings

Monroe Bank & Trust Money Market Rates

0.15%*$500k*-Business Money Market Plus
OTHER TIERS: 0.05% Up to $50k | 0.08% $50k - $100k | 0.12% $100k - $500k
0.15%*$500k*-Money Market Plus
OTHER TIERS: 0.05% Up to $50k | 0.08% $50k - $100k | 0.12% $100k - $500k

Monroe Bank & Trust Checking Account Rates

0.10%*-$50kMBT Smart Checking
OTHER TIERS: 0.02% $50k+
0.02%--NOW Account

Monroe Bank & Trust CD Rates

1.56%$1k-Business 5 Year Vintage CD
1.56%$1k-5 Year Vintage CD
1.51%$1k-Business 5 Year CD
1.51%$1k-5 Year CD
1.06%$1k-Business 4 Year Vintage CD
1.06%$1k-4 Year Vintage CD
1.00%$1k-Business 4 Year CD
1.00%$1k-4 Year CD
0.80%$1k-Business 3 Year Vintage CD
0.80%$1k-Business 3.5 Year Vintage CD
0.80%$1k-3 Year Vintage CD
0.80%$1k-3.5 Year Vintage CD
0.75%$1k-Business 3 Year CD
0.75%$1k-Business 3.5 Year CD
0.75%$1k-3 Year CD
0.75%$1k-3.5 Year CD
0.50%$1k-Business 2.5 Year CD
0.50%$1k-Business 2 Year CD
0.50%$1k-2 Year CD
0.50%$1k-2.5 Year CD
0.40%$1k-Business 25 Month Rate Hike CD
0.40%$1k-25 Month Rate Hike CD
0.30%$1k-Business 1.5 Year CD
0.30%$1k-1.5 Year CD
0.25%$1k-Business 1 Year CD
0.25%$1k-1 Year CD
0.20%$1k-Business 6 Month CD
0.20%$1k-6 Month CD
0.15%$1k-Business 3 Month CD
0.15%$1k-3 Month CD
0.10%$1k-Business 32 - 89 Day CD
0.10%$1k-32 - 89 Day CD
0.05%$2.5k-Business 7 - 31 Day CD
0.05%$2.5k-7 - 31 Day CD

Monroe Bank & Trust IRA Rates

1.51%--60 Month Fixed IRA
1.51%--60 Month Roth Fixed IRA
1.01%--48 Month Fixed IRA
1.01%--48 Month Roth Fixed IRA
1.01%--48 Month Education Fixed IRA
0.75%--36 Month Fixed IRA
0.75%--36 Month Education Fixed IRA
0.60%--36 Month Variable IRA
0.60%--36 Month Educational Variable IRA
0.50%--30 Month Roth Fixed IRA
0.40%--30 Month Roth Variable IRA
0.30%--18 Month Fixed IRA
0.30%--18 Month Education Fixed IRA
0.25%--18 Month Variable IRA
0.25%--18 Month Education Variable IRA
0.20%--9 Month Fixed IRA
0.20%--9 Month Roth Fixed IRA


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