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Monroe County Teachers Federal Credit Union

Popular Accounts at this Credit Union

1.80%5-year CD60 Month CD
1.00%1-year CD12 Month CD
0.50%SavingsRegular Shares Account

Overview / Commentary
1442 Kennedy Dr
Key West, FL 33040

Monroe County Teachers Federal Credit Union is headquartered in Key West and is the 104th largest credit union in the state of Florida. It is also the 3,019th largest credit union in the nation. It was established in 1950 and as of September of 2017, it had grown to 6 employees and 2,196 members at 1 location. Monroe County Teachers Federal Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees and students of Monroe County District School Board and Florida Keys Community College working in Monroe County, Florida.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Monroe County Teachers Federal Credit Union has a low asset base.

Health Grade Components

NCUA #7039
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD4.39%
Annual Interest Income$860.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$27.8MM$28.7MM
LoansQ3 2017vs Q3 2016$21.8MM$22.2MM
DepositsQ3 2017vs Q3 2016$25.1MM$26.2MM
Equity CapitalQ3 2017vs Q3 2016$2.6MM$2.4MM
Loan Loss AllowanceQ3 2017vs Q3 2016$253.00K$308.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$308.00K$182.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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Monroe County Teachers Federal Credit Union Savings Account Rates

8.00%--Vacation Clubs Account
8.00%--Christmas Clubs Account
0.75%--IRA Clubs Account
0.50%*$60k*-Regular Shares Account
OTHER TIERS: 0.20% Up to $60k
0.20%--Regular Clubs Account

Monroe County Teachers Federal Credit Union CD Rates

1.80%*$20k*-60 Month CD
OTHER TIERS: 1.75% $10k - $20k
1.65%*$20k*-48 Month CD
OTHER TIERS: 1.50% $10k - $20k
1.50%*$20k*-36 Month CD
OTHER TIERS: 1.10% $10k - $20k
1.25%*$20k*-24 Month CD
OTHER TIERS: 0.80% $10k - $20k
1.00%*$20k*-12 Month CD
OTHER TIERS: 0.60% $10k - $20k

Monroe County Teachers Federal Credit Union IRA Rates

1.80%$20k-60 Month IRA
1.65%$20k-48 Month IRA
1.50%$20k-36 Month IRA
1.25%$20k-24 Month IRA
1.00%$20k-12 Month IRA

Monroe County Teachers Federal Credit Union Locations
Branch Office1442 Kennedy DrKey West, FL 33040