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Monson Savings Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
4.55%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Overview / Commentary
www.monsonsavings.bank
413-267-4646
146 Main Street
Monson, MA 01057

Monson Savings Bank is headquartered in MONSON and is the 65th largest bank in the state of Massachusetts. It is also the 1,339th largest bank in the nation. It was established in 1872 and as of September of 2024, it had grown to 92 employees at 6 locations. Monson Savings Bank has an A health rating.

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Health
A

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #90245
Year Established1872
Employees92
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD7.76%
Annual Interest Income$24.1MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$721.6MM$657.7MM
LoansQ3 2024vs Q3 2023$561.2MM$533.9MM
DepositsQ3 2024vs Q3 2023$649MM$578.5MM
Equity CapitalQ3 2024vs Q3 2023$64MM$55.7MM
Loan Loss AllowanceQ3 2024vs Q3 2023$3.8MM$3.8MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$718K$845K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/24/2025
4.55%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Rates
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Always verify rates and promotions with the bank or credit union. We are not Monson Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Monson Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$0$100kMoneyMaking Savings
OTHER TIERS: 0.25% → $100k+
0.30%*$100k*-Statement Savings
OTHER TIERS: 0.10% → $10 - $2.5k | 0.15% → $2.5k - $50k | 0.25% → $50k - $100k
0.30%*$100k*-Business Savings Account
OTHER TIERS: 0.10% → $10 - $2.5k | 0.15% → $2.5k - $50k | 0.25% → $50k - $100k

Monson Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$0$25kMoneyMaking Checking
OTHER TIERS: 0.25% → $25k+

Monson Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$1k-30 Month CD
0.30%$1k-36 Month CD
0.30%$1k-42 Month CD
0.25%$1k-24 Month CD
0.20%$1k-18 Month CD
0.15%$1k-12 Month CD
0.10%$1k-6 Month CD
0.10%$1k-9 Month CD
0.05%$1k-3 Month CD

Monson Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$1k-30 Month Traditional IRA
0.30%$1k-36 Month Traditional IRA
0.30%$1k-60 Month Variable IRA
0.30%$1k-30 Month Roth IRA
0.30%$1k-36 Month Roth IRA
0.25%$1k-24 Month Traditional IRA
0.25%$1k-24 Month Roth IRA
0.20%$1k-18 Month Traditional IRA
0.20%$1k-18 Month Roth IRA
0.15%$1k-12 Month Traditional IRA
0.15%$1k-12 Month Roth IRA
0.10%$1k-6 Month Traditional IRA
0.10%$1k-9 Month Traditional IRA
0.10%$1k-6 Month Roth IRA
Locations


Monson Savings Bank Locations
Wilbraham Branch100 Post Office ParkWilbraham, MA 01095
Ware Branch136 West StreetWare, MA 01082
Monson Savings Bank146 Main StMonson, MA 01057
Hampden Branch15 Somers RoadHampden, MA 01036
East Longmeadow Branch61 North Main StreetEast Longmeadow, MA 01028

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