Featured Savings Rates
Featured Accounts

Monson Savings Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
2.01%Reward CheckingMoneyMaking Checking
1.00%Reward SavingsMoneyMaking Savings
0.45%1-year CD12 Month CD

Overview / Commentary
800-431-8992
146 Main Street
Monson, MA 01057

Monson Savings Bank is headquartered in Monson and is the 95th largest bank in the state of Massachusetts. It is also the 2,028th largest bank in the nation. It was established in 1872 and as of March of 2016, it had grown to 78 employees at 4 locations. Monson Savings Bank has an A health rating.

Reviews (2)

Great Bank

Posted by: dbennett | Sep 16, 2014

Hands down the best bank in all respects that we have ever been associated with.

Don't Bother

Posted by: kbhonline | Dec 10, 2013

Don't bother applying. They only will work with local customers. I applied and provided all of my personal information only for them to mail me a letter telling me that they are only accepting applications from local residents. Would have been nice if they mentioned that on their website, application or SOMEWHERE before I gave them all my info.



Health
A

Health Grade Components

Overall
FDIC Certificate #90245
Year Established1872
Employees78
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD5.43%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$329.6MM$299.1MM
LoansQ1 2016vs Q1 2015$237.6MM$213.6MM
DepositsQ1 2016vs Q1 2015$282.1MM$261.5MM
Equity CapitalQ1 2016vs Q1 2015$30.5MM$28.7MM
Loan Loss AllowanceQ1 2016vs Q1 2015$3.4MM$3.5MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$2.1MM$558.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Monson Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$100kMoneyMaking Savings
OTHER TIERS: 0.25% $100k+
0.35%*$100k*-Statement Savings
OTHER TIERS: 0.10% $10 - $2,500 | 0.20% $2,500 - $10k | 0.25% $10k - $50k | 0.30% $50k - $100k
0.35%*$100k*-Savings IRA Account
OTHER TIERS: 0.10% Up to $2,500 | 0.20% $2,500 - $10k | 0.25% $10k - $50k | 0.30% $50k - $100k
0.35%*$100k*-Commercial Savings Account
OTHER TIERS: 0.10% $10 - $2,500 | 0.20% $2,500 - $10k | 0.25% $10k - $50k | 0.30% $50k - $100k
0.35%*$100k*-Savings Roth IRA Account
OTHER TIERS: 0.10% Up to $2,500 | 0.20% $2,500 - $10k | 0.25% $10k - $50k | 0.30% $50k - $100k
0.35%*$100k*-Savings Educational IRA Account
OTHER TIERS: 0.10% Up to $2,500 | 0.20% $2,500 - $10k | 0.25% $10k - $50k | 0.30% $50k - $100k
0.10%--Passbook Savings

Monson Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.01%*-$25kMoneyMaking Checking
OTHER TIERS: 0.25% $25k+

Monson Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$1k-42 Month CD
1.00%$1k-36 Month CD
0.80%$1k-30 Month CD
0.75%$1k-24 Month CD
0.55%$1k-18 Month CD
0.45%$1k-12 Month CD
0.35%$1k-9 Month CD
0.30%$1k-6 Month CD
0.20%$1k-3 Month CD

Monson Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$1k-5 Year Variable IRA
1.00%$1k-3 Year IRA
0.80%$1k-2 and a half Year IRA
0.75%$1k-2 Year IRA
0.55%$1k-1 and a half Year IRA
0.45%$1k-1 Year IRA
0.35%$1k-9 Month IRA
0.30%$1k-6 Month IRA
Locations


Monson Savings Bank Locations
Wilbraham Branch100 Post Office ParkWilbraham, MA 01095
Ware Branch136 West StreetWare, MA 01082
Monson Savings Bank146 Main StreetMonson, MA 01057
Hampden Branch15 Somers RoadHampden, MA 01036