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Montezuma State Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.40%5-year CD60 Month CD
0.45%1-year CD12 Month CD
1.25%4-year CD48 Month Raise-A-Rate CD

Overview / Commentary
641-623-5766
101 South 4th Street
Montezuma, IA 50171

Montezuma State Bank is headquartered in Montezuma and is the 286th largest bank in the state of Iowa. It is also the 5,671st largest bank in the nation. It was established in 1891 and as of September of 2016, it had grown to 8 employees at 1 location. Montezuma State Bank has a C+ health rating.

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Montezuma State Bank has a low asset base.

Health Grade Components

Overall
FDIC Certificate #1860
Year Established1891
Employees8
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD3.8%
Annual Interest Income$902.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$35.7MM$35.8MM
LoansQ3 2016vs Q3 2015$17.7MM$14.7MM
DepositsQ3 2016vs Q3 2015$29.2MM$31.5MM
Equity CapitalQ3 2016vs Q3 2015$4.3MM$4.1MM
Loan Loss AllowanceQ3 2016vs Q3 2015$223.00K$119.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$563.00K$447.00K
Real Estate OwnedQ3 2016vs Q3 2015$212.00K$239.00K
Rates
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Montezuma State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.40%$1k-60 Month CD
1.25%$5k-36 Month Raise-A-Rate CD
1.25%$5k-48 Month Raise-A-Rate CD
1.00%$1k-30 Month CD
0.70%$1k-18 Month CD
0.45%$1k-12 Month CD
0.25%$2,500-182 Day CD

Montezuma State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$200-36 Month IRA
0.95%$200-12 Month IRA
Locations


Montezuma State Bank Locations
Montezuma State Bank101 South 4th StreetMontezuma, IA 50171