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Overview / Commentary
1133 Van Voorhis Rd
Morgantown, WV 26505

MAES Federal Credit Union is headquartered in Morgantown and is the 20th largest credit union in the state of West Virginia. It is also the 2,506th largest credit union in the nation. It was established in 1955 and as of September of 2017, it had grown to 10 employees and 4,921 members at 2 locations. MAES Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must be a US Government employee who work in or have headquarters in Monongalia County, West Virgnia. Also open to employees of Glenmark Associates who work in Monongalia County, West Virginia, Mylan Pharmaceuticals or Davis-Lynch Glass Company and other organizations.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. MAES Federal Credit Union has a low asset base.

Health Grade Components

NCUA #10695
Year Chartered1955
Primary Regulator
Profit Margin
Return on Assets - YTD-0.14%
Return on Equity - YTD-1.8%
Annual Interest Income$842.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$42.1MM$40.3MM
LoansQ3 2017vs Q3 2016$25.7MM$24.3MM
DepositsQ3 2017vs Q3 2016$38.7MM$36.8MM
Equity CapitalQ3 2017vs Q3 2016$3.3MM$3.4MM
Loan Loss AllowanceQ3 2017vs Q3 2016$72.00K$134.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$7.00K$82.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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MAES Federal Credit Union Savings Account Rates

0.15%$100-Share Account
0.15%$100-Vacation Club Account
0.15%$100-Christmas Club Account

MAES Federal Credit Union Locations
Branch Office1133 Van Voorhis RdMorgantown, WV 26505
Branch Office1095 Willowdale RdMorgantown, WV 26505