Featured Savings Rates
Featured Accounts

Mountain Lakes Community Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD12 Month Share Certificate
0.25%SavingsRegular Share Savings
1.00%4-year CD48 Month Share Certificate

Overview / Commentary
423-538-3151
5271 Highway 11 E
Piney Flats, TN 37686-4430

Mountain Lakes Community Federal Credit Union is headquartered in Piney Flats and is the 80th largest credit union in the state of Tennessee. It is also the 3,214th largest credit union in the nation. It was established in 1957 and as of June of 2016, it had grown to 8 employees and 2,201 members at 2 locations. Mountain Lakes Community Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in a specific area of Sullivan County including the communities of Piney Flats, Bluff City, Blountville, and Bristol, Tennessee.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mountain Lakes Community Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #12062
Year Chartered1957
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD-0.07%
Return on Equity - YTD-0.82%
Annual Interest Income$432.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$24.1MM$24.3MM
LoansQ2 2016vs Q2 2015$16.8MM$16.7MM
DepositsQ2 2016vs Q2 2015$21.8MM$22.0MM
Equity CapitalQ2 2016vs Q2 2015$2.2MM$2.2MM
Loan Loss AllowanceQ2 2016vs Q2 2015$78.00K$100.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$156.00K$327.00K
Real Estate OwnedQ2 2016vs Q2 2015$51.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Mountain Lakes Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$75k*-Regular Share Savings
OTHER TIERS: 0.10% Up to $25k | 0.15% $25k - $50k | 0.20% $50k - $75k
0.25%*$75k*-Share Club Accounts
OTHER TIERS: 0.10% Up to $25k | 0.15% $25k - $50k | 0.20% $50k - $75k
0.20%--IRA Accumulation

Mountain Lakes Community Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$2,500-Share Money Market Account

Mountain Lakes Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-48 Month Share Certificate
0.75%$1k-36 Month Share Certificate
0.60%$1k-24 Month Share Certificate
0.50%$1k-12 Month Share Certificate
0.50%$1k-16 Month Share Certificate
0.50%$1k-18 Month Share Certificate
0.25%$1k-6 Month Share Certificate

Mountain Lakes Community Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-48 Month IRA Certificate
0.75%$1k-36 Month IRA Certificate
0.60%$1k-24 Month IRA Certificate
0.50%$1k-12 Month IRA Certificate
0.50%$1k-16 Month IRA Certificate
0.50%$1k-18 Month IRA Certificate
0.25%$1k-6 Month IRA Certificate
Locations


Mountain Lakes Community Federal Credit Union Locations
Branch Office1200 Bluff City HwyBristol, TN 37620-5828
Branch Office5271 Highway 11 EPiney Flats, TN 37686-4430