Mountain Valley Federal Credit Union

Overview / Commentary
700 Bear Swamp Rd
Peru, NY 12972

Mountain Valley Federal Credit Union is headquartered in Peru and is the 138th largest credit union in the state of New York. It is also the 2,641st largest credit union in the nation. It was established in 1963 and as of June of 2021, it had grown to 15 employees and 3,901 members at 4 locations. Mountain Valley Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Mountain Valley Federal Credit Union is open to anyone who lives, works, volunteers, goes to school, or worships in Clinton or Essex County. Family members of Mountain Valley FCU members are also welcome to join.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Mountain Valley Federal Credit Union has a low asset base.

Health Grade Components

NCUA #15516
Year Chartered1963
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD5.32%
Annual Interest Income$697.00K
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$43.5MM$29.3MM
LoansQ2 2021vs Q2 2020$27.1MM$16.9MM
DepositsQ2 2021vs Q2 2020$39.8MM$26.0MM
Equity CapitalQ2 2021vs Q2 2020$3.5MM$3.3MM
Loan Loss AllowanceQ2 2021vs Q2 2020$65.00K$85.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$34.00K$21.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Mountain Valley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Mountain Valley Federal Credit Union Savings Account Rates

0.25%--Share (Savings)

Mountain Valley Federal Credit Union CD Rates

0.70%--24 Month Share Certificate
0.50%--12 Month Share Certificate

Mountain Valley Federal Credit Union Locations
Branch Office700 Bear Swamp RdPeru, NY 12972
Branch Office2499 NYS Route - 9NAu Sable Forks, NY 12912
Branch Office1716 Front StKeeseville, NY 12944
Branch Office5790 NYS Route 86Wilmington, NY 12997

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.