Overview / Commentary
5400 N Wheeling Ave
Muncie, IN 47304-5862

Muncie Federal Credit Union is headquartered in Muncie and is the 109th largest credit union in the state of Indiana. It is also the 3,888th largest credit union in the nation. It was established in 1935 and as of September of 2018, it had grown to 5 employees and 1,441 members at 1 location. Muncie Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Muncie Federal Credit Union is open those who reside, work, attend school, or worship in Delaware County, Indiana. Immediate family are also eligible.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Muncie Federal Credit Union has a low asset base.

Health Grade Components

NCUA #339
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.16%
Return on Equity - YTD1.25%
Annual Interest Income$334.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$12.1MM$13.6MM
LoansQ3 2018vs Q3 2017$5.5MM$6.1MM
DepositsQ3 2018vs Q3 2017$10.4MM$12.0MM
Equity CapitalQ3 2018vs Q3 2017$1.6MM$1.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$53.00K$45.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$100.00K$84.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Muncie Federal Credit Union Savings Account Rates

0.30%--IRA Share
0.25%*$10k*-Special Savings
OTHER TIERS: 0.15% $2.5k - $10k
0.15%--Christmas Club Account
0.10%--Kids Club Account
0.10%--Vacation Club Account

Muncie Federal Credit Union Checking Account Rates

0.45%$2.5k-Performance Draft Checking

Muncie Federal Credit Union CD Rates

0.65%*$50k*-24 Month CD
OTHER TIERS: 0.50% $500 - $50k
0.60%$500-36 Month CD
0.50%*$50k*-18 Month CD
OTHER TIERS: 0.35% $500 - $50k
0.40%*$50k*-12 Month CD
OTHER TIERS: 0.30% $500 - $50k
0.20%*$50k*-6 Month CD
OTHER TIERS: 0.15% $1k - $50k

Muncie Federal Credit Union Locations
Branch Office5400 N Wheeling AveMuncie, IN 47304-5862

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