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Overview / Commentary
765-284-7667
5400 N Wheeling Ave
Muncie, IN 47304-5862

Muncie Federal Credit Union is headquartered in Muncie and is the 109th largest credit union in the state of Indiana. It is also the 3,840th largest credit union in the nation. It was established in 1935 and as of September of 2017, it had grown to 5 employees and 1,530 members at 1 location. Muncie Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work attend school or worship in Delaware County in Indiana.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Muncie Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #339
Year Chartered1935
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD0.02%
Return on Equity - YTD0.17%
Annual Interest Income$313.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$13.6MM$14.0MM
LoansQ3 2017vs Q3 2016$6.1MM$5.9MM
DepositsQ3 2017vs Q3 2016$12.0MM$12.4MM
Equity CapitalQ3 2017vs Q3 2016$1.6MM$1.6MM
Loan Loss AllowanceQ3 2017vs Q3 2016$45.00K$59.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$84.00K$8.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Muncie Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRA Share
0.25%*$10k*-Special Savings
OTHER TIERS: 0.15% $2,500 - $10k
0.15%--Savings
0.15%--Christmas Club Account
0.10%--Kids Club Account
0.10%--Vacation Club Account

Muncie Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$2,500-Performance Money Market

Muncie Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%$2,500-Performance Draft Checking

Muncie Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$50k*-24 Month CD
OTHER TIERS: 0.50% $500 - $50k
0.60%$500-36 Month CD
0.50%*$50k*-18 Month CD
OTHER TIERS: 0.35% $500 - $50k
0.40%*$50k*-12 Month CD
OTHER TIERS: 0.30% $500 - $50k
0.20%*$50k*-6 Month CD
OTHER TIERS: 0.15% $1k - $50k
Locations


Muncie Federal Credit Union Locations
Branch Office5400 N Wheeling AveMuncie, IN 47304-5862