Featured Savings Rates
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Muncie Federal Credit Union

Popular Accounts at this Credit Union

0.30%1-year CD12 Month Regular Share Certificate
0.15%SavingsRegular Savings Account
0.60%3-year CD36 Month Jumbo Share Certificate

Overview / Commentary
5400 N Wheeling Ave
Muncie, IN 47304-5862

Muncie Federal Credit Union is headquartered in Muncie and is the 105th largest credit union in the state of Indiana. It is also the 3,859th largest credit union in the nation. It was established in 1935 and as of December of 2016, it had grown to 4 employees and 1,724 members at 1 location. Muncie Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work attend school or worship in Delaware County in Indiana.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Muncie Federal Credit Union has a low asset base.

Health Grade Components

NCUA #339
Year Chartered1935
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD3.23%
Annual Interest Income$411.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$13.8MM$13.4MM
LoansQ4 2016vs Q4 2015$5.9MM$6.1MM
DepositsQ4 2016vs Q4 2015$12.2MM$11.8MM
Equity CapitalQ4 2016vs Q4 2015$1.6MM$1.5MM
Loan Loss AllowanceQ4 2016vs Q4 2015$56.00K$51.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$80.00K$38.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
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Muncie Federal Credit Union Savings Account Rates

0.30%--IRA Share Account
0.30%--Roth IRA Share Account
0.30%--CESA Account
0.25%--Special Share Account
0.15%--Regular Savings Account
0.15%--Christmas Club Account
0.10%--Kids Club Account
0.10%--Vacation Club Account

Muncie Federal Credit Union Money Market Rates

0.45%$2,500-Performance Savings Money Market Account

Muncie Federal Credit Union CD Rates

0.65%$50k-24 Month Jumbo Share Certificate
0.60%$500-36 Month Regular Share Certificate
0.60%$50k-36 Month Jumbo Share Certificate
0.50%$500-24 Month Regular Share Certificate
0.50%$50k-18 Month Jumbo Share Certificate
0.40%$50k-12 Month Jumbo Share Certificate
0.35%$500-18 Month Regular Share Certificate
0.30%$500-12 Month Regular Share Certificate
0.20%$50k-6 Month Jumbo Share Certificate
0.15%$1k-6 Month Regular Share Certificate

Muncie Federal Credit Union Locations
Branch Office5400 N Wheeling AveMuncie, IN 47304-5862