Featured Savings Rates
Featured Accounts

Muncie Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.30%1-year CD12 Month Regular Share Certificate
0.15%SavingsRegular Savings Account
0.60%3-year CD36 Month Regular Share Certificate

Overview / Commentary
765-284-7667
5400 N Wheeling Ave
Muncie, IN 47304-5862

Muncie Federal Credit Union is headquartered in Muncie and is the 103rd largest credit union in the state of Indiana. It is also the 3,849th largest credit union in the nation. It was established in 1935 and as of June of 2016, it had grown to 3 employees and 1,754 members at 1 location. Muncie Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work attend school or worship in Delaware County in Indiana.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Muncie Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #339
Year Chartered1935
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD7.6%
Annual Interest Income$203.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$14.2MM$13.5MM
LoansQ2 2016vs Q2 2015$5.9MM$6.0MM
DepositsQ2 2016vs Q2 2015$12.6MM$12.1MM
Equity CapitalQ2 2016vs Q2 2015$1.6MM$1.4MM
Loan Loss AllowanceQ2 2016vs Q2 2015$47.00K$71.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$10.00K$8.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Muncie Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%--IRA Share Account
0.30%--Roth IRA Share Account
0.30%--CESA Account
0.25%--Special Share Account
0.15%--Regular Savings Account
0.15%--Kids Club Account
0.15%--Vacation Club Account
0.15%--Christmas Club Account

Muncie Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$25k*-Performance Savings Money Market Account
OTHER TIERS: 0.30% $2,500 - $25k

Muncie Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.00%$25-Share Draft (Checking) Account

Muncie Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%$50k-24 Month Jumbo Share Certificate
0.60%$500-36 Month Regular Share Certificate
0.50%$500-24 Month Regular Share Certificate
0.50%$50k-18 Month Jumbo Share Certificate
0.40%$50k-12 Month Jumbo Share Certificate
0.35%$500-18 Month Regular Share Certificate
0.30%$500-12 Month Regular Share Certificate
0.20%$50k-6 Month Jumbo Share Certificate
0.15%$1k-6 Month Regular Share Certificate

Muncie Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$500-36 Month IRA Certificate
0.50%$500-24 Month IRA Certificate
0.35%$500-18 Month IRA Certificate
0.30%$500-12 Month IRA Certificate
0.15%$1k-6 Month IRA Certificate
Locations


Muncie Federal Credit Union Locations
Branch Office5400 N Wheeling AveMuncie, IN 47304-5862